EDITORIAL: Nebraska Banker seeks to provide news and information relevant to Nebraska and other news and information of direct interest to members of the Nebraska Bankers Association. Statement of fact and opinion are made on the responsibility of the authors alone and do not represent the opinion or endorsement of the NBA. Articles may be reproduced with written permission only. ADVERTISEMENTS: The publication of advertisements does not necessarily represent endorsement of those products or services by the NBA. The editor reserves the right to refuse any advertisement. SUBSCRIPTION: Subscription to the magazine, which began bimonthly publication in May 2006, is included in membership fees to the NBA. ©2025 The Nebraska Bankers Association (NBA) | The newsLINK Group LLC. All rights reserved. Nebraska Banker is published six times per year by The newsLINK Group LLC for NBA and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of NBA, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. Nebraska Banker is a collective work, and as such, some articles are submitted by authors who are independent of NBA. While a first-print policy is encouraged, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747-4003. CONTENTS 12 15 8 PRESIDENT’S MESSAGE STAYING ENGAGED IN THE POLITICAL PROCESS Richard J. Baier, President and CEO, Nebraska Bankers Association 12 WASHINGTON UPDATE IT’S TIME FOR A REGULATORY RESET Rob Nichols, President and CEO, American Bankers Association 15 COUNSELOR’S CORNER DATA BREACH SAFE HARBOR STATUTES Baird Holm LLP 21 UNDERSTANDING THE RISKS AND REWARDS OF AI Chad Knutson, Chief Executive Officer, SBS CyberSecurity 26 ACCOUNT AGREEMENTS AND COMPLIANCE CONSIDERATIONS FOR BANKS Jefferson Sorley, Jur.M, CRCM, Director of Reviews & Products, Compliance Alliance 30 2025 EDUCATION CALENDAR 6 NEBRASKA BANKER
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