2026 Pub. 20 Issue 3

President’s Message: Fighting Fraud on Multiple Fronts	8
Washington Update: The Legacy of American Banking	10
Save the Date: Fall Agri-business Conference	11
2026 NBA Annual Convention Highlights	12
Counselor’s Corner: Nebraska’s New Assignment for Benefit of Creditors Act	15
FDIC Rescinds Guidance on Multiple Re-Presentment NSF Fees	18
Home Mortgage Disclosure Act (HMDA) Requirements and Recommended Practices	20
Building the Foundation for Effective AI	22
Tech Talk: Crafting an Effective Document Retention Policy	24
2026 ABA Agricultural Bankers Conference	26
2026 Education Calendar	28

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