2026 Pub. 20 Issue 5

President’s Message: Building the Banking Industry’s Next Generation	6
Washington Update: It’s Time to Talk Tokenization	9
The Forensics Behind Fraud Investigations	11
Tech Talk - GenAI Security and Privacy: What IT Pros Need to Know	14
Counselor’s Corner: Tax Sale Certificates	17
Modern Check Fraud and a Framework for Recovery	20
The Case for a Deposit Retention Strategy	24
How AI Could Reshape the Mortgage Market	26
5 Ways Your Frontline Staff Can Fight Fraud	29
2026-2027 Education Calendar	32

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