2025 NICB Pub. 4 Issue 2

Note: In this column, for the first time, I relied on ChatGPT, the generative artificial intelligence (AI) platform. For the record, I submitted this inquiry: “Write a 700-word essay on how the shape of the Treasury yield curve affects community banks.” The following was generated in, I guess, three seconds, and most of it appears to be correct. I’ve taken the liberty of adding some commentary in bold, and there really aren’t many changes. In the future, I will only use AI if I fully disclose its assistance. And you’ll be able to tell because there’s no snark in AI-generated documents. CONCEPTS AND FACTS By JIM REBER, President and CEO, ICBA Securities ChatGPT Gets it Mostly Right on Yield Curve Shapes 6 NEBRASKA INDEPENDENT BANKER

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