8 ©2025 Nebraska Independent Community Bankers (NICB) | The newsLINK Group LLC. All rights reserved. The Nebraska Independent Banker is published six times per year by The newsLINK Group LLC for NICB and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of NICB, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Nebraska Independent Banker is a collective work, and as such, some articles are submitted by authors who are independent of NICB. While a first-print policy is encouraged, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747-4003. Nebraska Independent Community Bankers 1201 Lincoln Mall, Ste. 103 Lincoln, NE 68508 (402) 474-4662 nicbonline.com The Nebraska Independent Banker is a publication of The Nebraska Independent Community Bankers Association. 2025 • Issue 3 Take a Look INSIDE 16 20 NICB Executive Committee CHAIRMAN Jim Niemeier Citizens State Bank Friend PRESIDENT/CEO Dexter Schrodt SECRETARY Kelly Lenners First State Bank Nebraska Pickrell TREASURER Arnold Lowell CerescoBank Ceresco IMMEDIATE PAST CHAIRMAN Rick Heckenlively Points West Community Bank Sidney PRESIDENT’S MESSAGE 4 Collectively Advocating for Community Banking By Dexter Schrodt, President and CEO, NICB FLOURISH 6 Let’s Come Together To Address Fraud By Rebeca Romero Rainey, President and CEO, ICBA PORTFOLIO MANAGEMENT 8 Fannie and Freddie 3.0 The Trump Administration Begins the Process of Reprivatizing the Housing GSEs By Jim Reber, President and CEO, ICBA Securities and Ron Haynie, ICBA 10 Compliance Q&A By Bill Showalter, Senior Consultant, Young & Associates Inc. PAYMENTS PULSE 14 Changing for the Better By Jacob Eisen, CEO, ICBA Payments 16 Top 10 ACH Audit Findings of 2024 By Trista Woolston, AAP, APRP, EPCOR Electronic Payments Core of Knowledge 18 The Onus of “On Us” Checks By Theodore Kelly, Associate General Counsel, Compliance Alliance 20 What Will Happen to FinCEN’s Priorities? How Financial Institutions Should Prepare Under the New Administration By Terri Luttrell, CAMS-Audit, CFCS, Abrigo 22 NICB Endorsed Partners 22 Associate Members 2025 23 Banker Showcase We Want to Feature You in Our Next Issue of The Nebraska Independent Banker!
RkJQdWJsaXNoZXIy MTg3NDExNQ==