2026 Pub. 5 Issue 2

President’s Message: What’s at Stake With Stablecoins for Community Banking	4
Flourish: Community Banking Strategy for Growth	6
Protfolio Mangement: Staying Power	8
The Future of AI in Banking	10
Community Banks and Crypto-Assets	12
2026 Industry Outlook	16
Accountability: The Key to Compliance Success	18
Have You Covered Fair Lending Considerations in the Debt Collection Process?	20
NICB Endorsed Partners	22
Associate Members 2026	22

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