2024 Pub. 21 Issue 4

President’s Message: NMBA Legislative Road Trip	4
Executive Vice President’s Message: Credit Unions Buying Banks	6
Meet the 2024-25 NMBA Officers and Board Members	8
Washington Update: It’s Time to Stop Punting on Credit Union Accountability	10
Complex Solutions for Basic Problems	12
Top Predictions for Community Banks in 2025	16
Housing New Mexico: Providing Homeownership Opportunities for Decades	18
Bank News	22
In Memoriam	24
The Blunt Truths of Banking MRBs	26
Meet the 2024-25 NMBA Officers and Board Members	8

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