The Advisors’ Trust Company® Zia Trust, Inc. We work alongside your clients’ investment advisors Independent Corporate trustee • Estate Settlement and Distributing Trusts. • Special Needs and General Support Trust Administration. • Serve as Financial Agent Under Power of Attorney. • Charitable Trust Administration. 6301 Indian School Rd NE Suite 800 Albuquerque, NM 87110 Albuquerque • SAntA Fe • lAS CruCeS • Phoenix • Tucson procedures as part of their financial emergency contingency plans. One key lesson from the banking challenges of March 2023 is clear: A bank can never have too many sources of contingency liquidity — whether from the FHLB, the Federal Reserve, your correspondent bank or other reliable funding partners. Being versed in these contingency funding options can increase your community bank’s readiness in an emergency situation and lower the chances of any difficulties or hiccups in the process. To continue this discussion or for more information, please contact Michael A. Johnson, SVP and southwest regional manager, at mjohnson@pcbb.com or visit www.pcbb.com. Dedicated to serving the needs of community banks, PCBB’s comprehensive and robust set of solutions includes cash management services such as Settlement and Liquidity for the FedNow Service, international services, lending solutions, and risk management advisory services. PCBB was recognized by American Banker as one of the “Best Banks to Work For” in 2024. 19
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