2025 Pub. 22 Issue 2

President’s Message: A Productive and Insightful Year as President	4
Executive Vice President’s Message: Back to the Future and One Big Beautiful Bill	6
Washington Update: Cutting Through the Noise - and the Regulatory Red Tape	10
Housing New Mexico Celebrates 50 Years, Prepares for 2025 Housing Summit	12
ACT Deposit Program	14
NAFTA and Its Enduring Legacy	16
The Evolving Deposit Landscape	20
8 Reasons Why Banks Should Go Bananas	22
In Memoriam	26
Bank News	26

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