2025 Pub. 22 Issue 4

OPPORTUNITIES AHEAD: THE OUTLOOK FOR BANKS IN 2026 WASHINGTON UPDATE ROB NICHOLS President and CEO American Bankers Association It’s been a truly remarkable year for America’s banks. After spending the past several years grappling with a tsunami of regulation, the tide has finally turned. With new leadership in Washington, our industry has seen a busy and very productive 12 months of regulatory rightsizing. We’ve secured significant rewrites of several rules that stand to significantly affect the way banks do business, and succeeded in getting several of ABA’s legislative priorities over the finish line, including key tax provisions, a bill banning “trigger leads,” an overturn of the 8

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