across the country attract and retain quality leadership while optimizing earnings to offset the ever-increasing cost of employee benefit obligations. Bank Compensation Consulting Richard Bratten 1004 Big Goose Rd. Sheridan, WY 82801 (303) 482-1844 rich.bratten@bcc-usa.com bcc-usa.com Bank Compensation Consulting (BCC) specializes in assisting financial institutions with the evaluation of their compensation programs nationwide to help community banks attract, retain, and incentivize key personnel. With BCC’s help, banks identify opportunities to create customized plans that align the interests of shareholders, directors, and officers while ensuring that all regulatory, tax, and accounting issues are properly evaluated and addressed. BCC also helps identify ways to offset the cost of plans with Bank-Owned Life Insurance (BOLI), representing all of the major BOLI providers in the market. BCC has helped more than 600 banks in 40 states with an expert team that includes CPAs, CFPs®, attorneys, MBAs, and current/former bank directors. Regional Managing Director Richard Bratten, a Fellow of the Society of Actuaries (FSA) and Chartered Financial Analyst (CFA), has worked in this market for over two decades, bringing unparalleled expertise and proactive, high touch service to community bankers. BCC is committed to providing best in class service to their clients with their in-house team of professionals and proprietary service platform, backed by their SAS70/SSAE16/ SOC certification. CNB Custody Michelle Thomas 225 Main St. Seneca, KS 66538 (800) 680-0340 mthomas@communitynationalbank.net www.cnbcustody.com CNB Custody specializes in holding alternative assets in IRAs including real estate, precious metals, cryptocurrency, bank stock and other non-traded investments. When your investors want to purchase bank stock with IRA funds or customers ask about real estate, crypto or other investments in IRAs, we are the experts to help make this happen. We are not financial advisors, and will not ask them to invest more than they wish so they can keep the remaining funds with your bank. With more than 35 years of IRA experience, CNB Custody has built a reputation for providing exceptional service, record-keeping accuracy, and competitive fees. CNB is an award-winning custodian with over $3.5 billion in assets under custody. A member of the Retirement Industry Trust Association, CNB can assist with Roth, Traditional, and SEP IRAs. Country Club Trust Company Suzy Hall 414 Nichols Rd. Kansas City, MO 64112 (816) 751-4200 shall@countryclubtrust.com www.ccbfinancial.com/countryclubtrust Country Club Trust Company (CCTC) is a division of Country Club Bank located in Kansas City. Our experienced professionals help clients towards building and reaching their financial goals by providing a range of services, including personal and corporate trust services, Individual Retirement Accounts (IRAs), investment advisory services (individual and institutional), conservatorships, financial planning, and more. 43 2025 ASSOCIATE MEMBERS
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