2025 Pub. 14 Issue 1

©2025 The Kansas Bankers Association (KBA) | The newsLINK Group LLC. All rights reserved. The Kansas Banker is published six times per year by The newsLINK Group LLC for KBA and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of KBA, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Kansas Banker is a collective work, and as such, some articles are submitted by authors who are independent of KBA. While a first-print policy is encouraged, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747-4003. Executive Doug Wareham, President & CEO Kathy Taylor, JD, EVP, General Counsel Terri Thomas, JD, EVP, COO Alex Greig, President, KBA Insurance Inc. Administration Alex Orel, SVP, Government Relations Eric Stofer, SVP, Chief Financial Officer Sara Blubaugh, SVP, Administration & Board Secretary Julie Taylor, VP, Computer & Information Systems Kelly VanZwoll, JD, VP, Staff Attorney & Government Relations Alana Seelbach, AVP, Administration & Special Projects J.W. Wells, Ag Division Coordinator/ Government Relations Assistant Emma Thompson, Admin Intern Communications & Marketing Mary Taylor, SVP, Director of Communications & Marketing Bree Hull, AVP, Communications & Marketing Rayanna Breshears, Marketing & Strategic Partnerships Coordinator Education and Conferences Brenda L. Unruh, SVP, Director, Education & Conferences/Strategic Partnerships LeAnn Mott, VP, Education & Conferences Natalie Wareham, AVP, Education & Conferences Insurance Alex Greig, President, KBA Insurance Inc. Kent Owens, SVP, KBA Insurance Inc. Elizabeth Roche, SVP, Employee Benefits Administration Jenny Figge, SVP, Operations Cole Thompson, AVP, KBA Insurance Inc. Clinton Moore, Agent Services Representative, KBA Insurance Inc. Samantha Lee, Employee Benefits Specialist Legal/Compliance Jackie Kuhn, JD, VP, Staff Attorney Gwen Hill, JD, VP, Staff Attorney Jamie Cosgrove, JD, VP, Legal Department Manager Dylan Serrault, JD, VP, CFBS Manager Bobby Young, JD, VP, Staff Attorney Adeel Syed, JD, VP, Staff Attorney Neal Barclay, AVP, Compliance Specialist/Auditor Jeff Narron, AVP, Compliance Specialist/Auditor Kerry Clark, JD, AVP, Staff Attorney & Publications Specialist Lew Walton, JD, AVP, Compliance Specialist/Auditor Meridith DeForest, AVP, Administrative Legal Assistant Sarah Weltmer, AVP, Compliance Operations Specialist Shannon Capps, AVP, Compliance Operations Specialist Heather Williams, Compliance Operations Specialist Lindsay Bryant, Compliance Operations Specialist Sarah Lynch-Chaput, JD, Staff Attorney Gabe Walker, JD, Compliance Specialist, Auditor Hannah Schroller Simpson, JD, Compliance Operations Specialist Tom Thomsen, JD, BCS Coordinator Kat Eusey-Zuckerman, Legal Intern Darby Leitch, Legal Intern Colton Smith, Legal Intern CONTENTS WASHINGTON UPDATE 4 It’s Time for a Regulatory Reset By Rob Nichols, President and CEO, American Bankers Association 6 Leader’s Ledger By Brenda L. Unruh, SVP, Director, Education & Conferences/ Strategic Partnerships, KBA 8 KBA Announces 2025 BLOK Class 18 Outsourced Compliance Consulting Available to KBA Member Banks 20 2025 BankBeat Banker of the Year Mariner Kemper 21 The KBA Internship Connection Program Building Banking Futures 22 In Memory 26 46th Annual MOKAN Trust & Financial Services Conference 27 Post-Election Tax Outlook By Sam Brandt, Tax Senior Manager, Forvis Mazars 30 50 Year Club Awards 32 Picturing Kansas 34 2025 Conference Preview Cover photo by Leyanne Oller, Emprise Bank in Wichita

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