2025 Pub. 14 Issue 2

©2025 The Kansas Bankers Association (KBA) | The newsLINK Group LLC. All rights reserved. The Kansas Banker is published six times per year by The newsLINK Group LLC for KBA and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of KBA, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Kansas Banker is a collective work, and as such, some articles are submitted by authors who are independent of KBA. While a first-print policy is encouraged, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747-4003. Executive Doug Wareham, President & CEO Kathy Taylor, JD, EVP, General Counsel Terri Thomas, JD, EVP, Legal Services Director Alex Greig, President, KBA Insurance, Inc. Brenda L. Unruh, EVP, Education & Conferences, Strategic Partnerships Alex Orel, EVP, Government Relations Administration Eric Stofer, SVP, Chief Financial Officer Sara Blubaugh, SVP, Administration & Board Secretary Kelly VanZwoll, JD, SVP, Government Relations/Staff Attorney Julie Taylor, VP, Computer & Information Systems Manager J.W. Wells, Ag Division Coordinator, Government Relations Assistant Rayanna Breashears, Administration & Special Projects Coordinator Emma Thompson, Admin Intern Education & Conference LeAnn Mott, VP, Education & Conferences Natalie Wareham, AVP, Education & Conferences Alana Seelbach, AVP, Events/Office Coordinator Communications & Marketing Mary Taylor, SVP, Director of Communications & Marketing Bree Hull, AVP, Communications & Marketing Insurance Elizabeth Roche, SVP, Employee Benefits Administration, KBA Insurance, Inc. Jenny Figge, SVP, Operations, KBA Insurance, Inc. Kent Owens, SVP, KBA Insurance, Inc. Cole Thompson, AVP, KBA Insurance, Inc. Samantha Lee, AVP, Employee Benefits, KBA Insurance, Inc. Clinton Moore, Agency Service Representative Legal Services Jamie Cosgrove, JD, SVP, Legal Department Manager Gwen Hill, JD, VP, BCS Attorney Bobby Young, JD, VP, BCS Attorney Adeel Syed, JD, VP, BCS Attorney Kerry Clark, JD, AVP, Publications Editor/Staff Attorney Sarah Lynch-Chaput, JD, AVP, Staff Attorney Meridith DeForest, AVP, Administrative Legal Assistant Tom Thomsen, JD, BCS Coordinator Kat Eusey-Zuckerman, Legal Intern Darby Leitch, Legal Intern Colton Smith, Legal Intern Compliance First Banking Solutions Dylan Serrault, JD, SVP, CFBS Manager Jeff Narron, VP, CFBS Assistant Manager Neal Barclay, VP, Auditor Sarah Weltmer, VP, Compliance Operations Specialist Shannon Capps, VP, Compliance Operations Specialist Hannah Schroller Simpson, JD, VP, Compliance Operations Specialist Lew Walton, JD, AVP, Auditor Heather Williams, AVP, Compliance Operations Specialist Gabe Walker, JD, AVP, Auditor Lindsay Bryant, AVP, Compliance Operations Specialist CONTENTS MESSAGE FROM KBA PRESIDENT & CEO DOUG WAREHAM 4 Kansas Senators Leading the Charge in D.C. for the ACRE Act WASHINGTON UPDATE 6 Celebrating a Legacy of Collaboration By Rob Nichols, President and CEO, American Bankers Association 8 50 Year Club Awards 11 2025 Pioneer Award Winner Tim Ohlde 12 29th Annual Bank Technology & Operations Conference & Showcase Feb. 11-12, Manhattan Hilton Garden Inn 16 2025 Bank Leaders of Kansas (BLOK) Academy and Harold A. Stones Government Relations Conference 26 2025 Kansas Ag Bankers Conference March 5-6, Manhattan Hilton Garden Inn 30 Celebrating Our Dedicated KBA Team Members! 30 A New Chapter Begins! 31 2025 Robbins Banking Institute Lecture Series 34 5 Compliance Considerations for 2025 By Shaun Harms, CRCM/CBAP, Principal of Regulatory Compliance Consulting/Financial Services, Forvis Mazars 36 6 Tips For Creating Social That Sells By Neal Reynolds, President, Bank Marketing Center 39 Briefly in Kansas Banking 40 In Memory 42 Scenes Of Kansas Cover picture taken by Hailey Meyer, daughter of Renee Meyer, Community National Bank, Seneca

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