The Impact of Weather Patterns on Commercial Insurance What Kansas Community Bankers Need to Know By Alex Greig, President, KBA Insurance Our weather is having a direct and growing impact on commercial insurance markets, including here in Kansas. The increasing frequency and severity of natural disasters are causing insurance carriers to adjust their pricing, coverage options and market participation. These shifts are affecting businesses across the state, from agriculture to real estate, and ultimately have financial implications for community banks. Understanding these changes is critical for Kansas bankers as they work with clients facing new insurance challenges that could impact loan portfolios, risk assessments and economic stability in Kansas. 32
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