Throughout his career, Joe has remained deeply connected to the communities he serves. In addition to his work at Citizens State Bank, he currently serves on the Board of Directors for Peoples State Bank of Cherryvale, continuing his long-standing involvement in Kansas community banking. Outside of banking, Joe has built a successful career as a farmer and cattleman and has long enjoyed hunting and other outdoor interests. Family has also remained an important part of his life, as he and his family are proud of their two children, four grandchildren and three great-grandchildren. Over the course of more than five decades in banking, Joe Bahr has exemplified the values of community banking through his leadership, dedication and commitment to serving rural Kansas communities. Congratulations to Joe Bahr on this remarkable achievement and for a career that reflects the very best of Kansas banking. Roxanne Zoeller, Farmers State Bank Congratulations to Roxanne “Roxie” Zoeller on celebrating her 50-year career in banking! After graduating from Westmoreland High School, Roxie attended Manhattan Technical College and then began her banking career. In June of 1976, she started working at Farmers State Bank of Westmoreland as a Teller and Proof Operator. She has also served as an Assistant Cashier and Vice President and is currently a Senior Vice President and Cashier. Roxie has spent all 50 years working at the same bank, in the same town, and has seen many changes throughout the years. Not only has the bank building and her office changed over time, but everything about banking has become automated. She used to be able to type a signature card for a new account or a certificate of deposit, but now she has to create it on a computer. She also remembers how interesting it was to add ATMs and branch locations. Her biggest challenge used to be the manual processing of checks — looking at each check, posting it and filing it away — all on a daily basis. Then she’d have to match checks with statements and mail them out every month. Today, her biggest challenge is all the rules and regulations and the amount of fraud and scams. Roxie has attended several training programs and graduated from the Schools of Banking’s Operations School. She has also served on the bank’s marketing, IT and Farmers Appreciation Night committees. She has been involved with the youth in the area, teaching a class on the fundamentals of banking and in the Book Buddy program at the local elementary school. Her favorite memory over the past 50 years was creating floats for the local parades. Each year, employees and their families would gather in the evenings and work on putting a float together. It was a fun time with some awesome floats! Congratulations to Roxie on this incredible milestone and her commitment to Farmers State Bank! Tom Davies, Security Bank of Kansas City Congratulations to Thomas (Tom) J. Davies on achieving 50 years in Kansas banking! Tom began his banking career in July 1973 at First National Bank of Olathe, where he served in roles including Messenger, Bookkeeping, Teller, Saturday Manager and eventually Vice President of Operations. In 1979, he transitioned from full-time teaching to full-time banking while he and his wife, Joyce, raised their three children. In 1984, Tom became Vice President of Operations at Corporate Woods State Bank, and in 1985, he joined Olathe State Bank. Over the next two decades, he held a range of leadership roles 23
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