©2026 The Kansas Bankers Association (KBA) | MBR Connect™. All rights reserved. The Kansas Banker is published six times per year and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of KBA, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Kansas Banker is a collective work, and as such, some articles are submitted by authors who are independent of KBA. While a first-print policy is encouraged, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (801) 676-9722. Executive Doug Wareham, President & CEO Terri D. Thomas, JD, EVP — General Counsel Alex Greig, President, Bankers Insurance Solutions Brenda L. Unruh, EVP — Director of Education, Communications & Strategic Partnerships Administration Kelly VanZwoll, JD, SVP, Government Relations/Staff Attorney Eric Stofer, SVP, Chief Financial Officer Sara Blubaugh, SVP, Administration & Board Secretary Julie Taylor, VP, Computer & Information Systems Manager Tel Wittmer, VP, Government Relations Alana Seelbach, AVP, Events/Office Coordinator J.W. Wells, Ag Division Coordinator/ Government Relations Assistant Emma Thompson, Administration Intern Education & Conferences LeAnn Mott, VP, Education & Conferences Communications & Marketing Natalie Wareham, VP, Communications & Events Meridith DeForest, AVP, Communications & Marketing Rayanna Breshears, Communications & Special Projects Coordinator Insurance Elizabeth Roche, SVP, Employee Benefits Administration, Bankers Insurance Solutions Jenny Figge, SVP, Operations, Bankers Insurance Solutions Kent Owens, SVP, Bankers Insurance Solutions Cole Thompson, VP, Bankers Insurance Solutions Samantha Lee, AVP, Employee Benefits, Bankers Insurance Solutions Clinton Moore, Agency Service Representative, Bankers Insurance Solutions Legal Services Jamie Cosgrove, JD, SVP, Legal Services Director Gwen Hill, JD, VP, BCS Attorney Hannah Schroller-Simpson, JD, VP, Staff Attorney Bobby Young, JD, VP, BCS Attorney Adeel Syed, JD, VP, BCS Attorney Sarah Lynch-Chaput, JD, VP, Legal Department Manager Compliance First Banking Solutions Dylan Serrault, JD, SVP, CFBS Manager Jeff Narron, VP, CFBS Assistant Manager Neal Barclay, VP, Auditor Sarah Weltmer, VP, Compliance Operations Specialist Shannon Capps, VP, CFBS Assistant Manager Lew Walton, JD, AVP, Auditor Heather Williams, AVP, Compliance Operations Specialist Gabe Walker, JD, AVP, Auditor Lindsay Bryant, AVP, Compliance Operations Specialist Kat Eusey-Zuckerman, JD, Auditor CONTENTS 4 A MESSAGE FROM PRESIDENT & CEO DOUG WAREHAM Luxury-Box-Sized Profiteering by an In-Your-Face Nonprofit Credit Union By Doug Wareham, President & CEO, Kansas Bankers Association 6 Meet New 2026-2027 KBA Chairman Kendal Kay President & CEO, Stockgrowers State Bank 12 WASHINGTON UPDATE The Legacy of American Banking By Rob Nichols, President and CEO, American Bankers Association 14 The Moore Family of Farmers State Bank of Westmoreland Receives Century of Family Banking Award 16 The Light Family of The Community Bank in Liberal Receives Century of Family Banking Award 19 FHSU Robbins Banking Institute Banking Certificate 20 50-Year Club Awards 26 Register for the 2026 YBOK Conference! 27 Briefly in Kansas Banking 28 In Memory 29 Changes in KBA’s Legal and Compliance Services Management 3
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