2024 Pub. 4 Issue 6

INSIDE THIS ISSUE PO Box 1765 Jefferson City, MO 65102 (573) 636-2751 | miba.net Editor: Matthew S. Ruge Executive Director ©2024 The Missouri Independent Bankers Association | The newsLINK Group LLC. All rights reserved. The Show‑Me Banker Magazine is published six times a year by The newsLINK Group LLC for The Missouri Independent Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of The Missouri Independent Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Show-Me Banker Magazine is a collective work, and as such, some articles are submitted by authors who are independent of The Missouri Independent Bankers Association. While The Missouri Independent Bankers Association encourages a first-print policy; in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747-4003. Published for the Missouri Independent Bankers Association 14 6 16 26 4 PRESIDENT’S MESSAGE Advocating for Community Banking 6 FLOURISH AI: The New Frontier 7 FROM THE TOP Staffing for the Digital Future 8 MEET YOUR MISSOURI BANKER Lance R. Logsdon Loan Officer Peoples Bank of Wyaconda 10 2024 Women in Community Banking Conference Nov. 13-14, 2024 11 MIBA Upcoming Events 12 LEGAL EAGLE SPOTLIGHT A Growing Fraud Scheme Your Financial Institution Should be Aware of, and How to Protect Against Losses 14 MIBA Security Conference Oct. 9-112024 16 Checking Your BSA Program Is More Important Than Ever 20 A BACKGROUND ON Kim Light CEO, Heritage Bankof the Ozarks 24 A Fresh Perspective FOMC’s 2025 Roster Has Some New Voters 25 2025 Directors & Officers Conference April 29-30, 2025 26 Embracing AI in Community Banking: Trends, Policies and Practical Uses for Small Banks 29 2024 MIBA PAC 30 Top Challenges Among Bankers Cybersecurity, Regulation and Technology 32 News From You 34 Thank You to MIBA's Endorsed Vendors for Their Support in 2024! 35 In Memory John Lovell 35 MIBA Endorsed Vendors 36 MIBA Associate Members Leadership Division at the Blues 39 Upcoming Webinar Schedule The Show-Me Banker Magazine | 3

RkJQdWJsaXNoZXIy MTg3NDExNQ==