2025 Pub. 5 Issue 1

President’s Message: Starting the New Year Off Right	4
Flourish: Striking Balance in 2025	6
From the Top: Why Advocacy Should Be a Top Priority in 2025	7
A Background On Joe Armour	8
MIBA Lobbying Report	12
MIBA Upcoming Events	12
ICBA LIVE	13
Rep. Luetkemeyer’s Next Chapter	14
Facing Wire Transfer Fraud Losses?	16
Meet Your Missouri Banker: Camille Casner Warner	18
Community Bankers For Compliance Program	21
MIBA Ixtapa 2025	22
Yield Enhancer or Gimmick?	24
Strong Earnings and Asset Quality Put U.S. Banks on Solid Ground	26
Save the Date for MIBA’s 48th Annual Convention & Expo	28
News From You	29
MIBA PAC Honor Roll	30
Welcome New Associate Member	31
MIBA Endorsed Vendors	31
MIBA Associate Members	32
Upcoming Webinar Schedule	34
Mark Your Calendar! 2025 Directors & Officers Conference	36

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