2025 Pub. 5 Issue 4

Welcome New Associate Members 5th Meridian (866) 420-8646 | 5thmeridiangroup.com 5th Meridian Group is a Missouri-based, Service-disabled, Veteran-Owned firm providing armed security, cash logistics and secure transportation for banks and government clients. They specialize in ATM servicing, armored transport, Federal Reserve deliveries and risk-smart operations — backed by public safety and military leadership. Empyrean Solutions (617) 415-7718 | empyreansolutions.com Empyrean Solutions is a leading provider of risk and performance management software for banks and credit unions. Recognized in the RiskTech100® awards, their budgeting, planning and compliance tools are tailored specifically to financial institutions. Best known for delivering actionable insights and streamlined ALM functionality, they help banks forecast cash flow, manage risk and meet regulatory demands efficiently. Heritage Industries (402) 375-4770 | heritageind.com Heritage Industries specializes in creating high-quality ATM and drive-up kiosk solutions for financial institutions. Serving the industry since the early 1980s, they design enclosures, signage, canopies and branch fixtures that help banks present a professional image and enhance customer access and transaction reliability. IBMC (515) 286-4357 | www.ibmc.com IBMC (Iowa Bankers Mortgage Corporation) has served community banks across the Midwest since 1979, empowering institutions with mortgage origination and servicing solutions. With over 250 bank partners and 60,000+ loans managed, they offer efficient, community-centric residential lending services tailored to local needs and long-term relationships. ICEBERG FS (269) 217-3997 | icebergfs.com ICEBERG FS is a consulting firm that helps community banks save money by negotiating better vendor contracts for core systems, digital services and more. With over 400 contracts negotiated and $86 million in savings, they use strategy and deep industry insight to help banks reduce costs and improve vendor relationships. 26 | The Show-Me Banker Magazine

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