INSIDE THIS ISSUE PO Box 1765 Jefferson City, MO 65102 (573) 636-2751 | miba.net Editor: MATTHEW S. RUGE Executive Director ©2025 The Missouri Independent Bankers Association (MIBA) | The newsLINK Group LLC. All rights reserved. The Show-Me Banker is published six times per year by The newsLINK Group LLC for MIBA and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of MIBA, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Show-Me Banker is a collective work, and as such, some articles are submitted by authors who are independent of MIBA. While a first-print policy is encouraged, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747-4003. Published for the Missouri Independent Bankers Association 4 PRESIDENT’S MESSAGE My Final Thoughts as President 6 FLOURISH Creating Financial Freedom for Communities Nationwide 7 FROM THE TOP Community Bankers Are Leaders in Times of Crisis 8 MEET YOUR MISSOURI BANKER Rebecca Mullen AVP/CO & BSA Officer, Branson Bank 10 LEGAL EAGLE SPOTLIGHT The Banking Industry Embraces the Digital Age 13 2025 MIBA Financial Directories Are Available 14 48th Annual Convention & Expo September 8-10, 2025 15 Thank You to Our Early Convention Sponsors 16 MIBA Lobbying Report 17 48th Annual Golf Tournament 18 A Conversation with Bart Stanley Missouri Division of Finance Deputy Commissioner 20 Whole Lotta Thinkin’ Going On Fed’s Forward Guidance Reflects Uncertainty 22 Balancing AI‑Driven AML With Human Control 24 MIBA Summer Board Meeting July 14-15, 2025 26 Welcome New Associate Members 27 MIBA 2025 Upcoming Events 27 34th Annual Scholarship Auction 28 2025 PAC Honor Roll July 1, 2025 29 MIBA’s Endorsed Vendors Are Ready to Help You Go Further 30 MIBA Associate Members 32 News From You 33 MIBA Convention & Expo MIBA Associate Members 34 Upcoming Webinar Schedule 8 4 20 24 The Show-Me Banker Magazine | 3
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