INSIDE THIS ISSUE PO Box 1765 Jefferson City, MO 65102 (573) 636-2751 | miba.net Editor: MATTHEW S. RUGE Executive Director ©2025 The Missouri Independent Bankers Association (MIBA) | The newsLINK Group LLC. All rights reserved. The Show-Me Banker is published six times per year by The newsLINK Group LLC for MIBA and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of MIBA, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Show-Me Banker is a collective work, and as such, some articles are submitted by authors who are independent of MIBA. While a first-print policy is encouraged, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747-4003. Published for the Missouri Independent Bankers Association 4 PRESIDENT’S MESSAGE A Season of Change 5 FROM THE TOP Riding the Pendulum of Regulatory Compliance 6 FLOURISH Making A Difference, One Act at a Time 7 2025 Community Impact Award Recipient 7 Welcome to the 2025‑2026 MIBA Officers 8 BACKGROUND ON MIBA President Curt Brumley Community Point Bank 10 MEET YOUR MISSOURI BANKER Alex George Compliance Officer, Peoples Bank of Wyaconda 12 48th Annual Convention & Expo 16 Thank You To Our Convention Sponsors 18 LEGAL EAGLE SPOTLIGHT Navigating the Rising Risk of Website Tracking Litigation What Independent Banks Need to Know 20 48th Annual Convention Golf Tournament 22 On Your Marks How Bond Markets React to Rate Cuts 24 Leadership Division at the Ballpark August 13, 2025, at Kauffman Stadium 26 News From You 27 2025 PAC Honor Roll October 1, 2025 28 Welcome New Associate Members 28 Welcome New Bank Members 29 Cybersecurity Awareness Month Creating Partnerships to Raise Cybersecurity Awareness at Home and Abroad 30 Advice to New Compliance Officers 34 MIBA 2025-2026 Upcoming Events 35 MIBA’s Endorsed Vendors Are Ready to Help You Go Further 36 MIBA Associate Members 38 Upcoming Webinar Schedule 40 REGISTRATION IS OPEN! Women in Community Banking Conference 10 8 12 22 The Show-Me Banker Magazine | 3
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