2026 Pub. 6 Issue 2

Community banks have always played a role in financial education, even if they haven’t always labeled it that way. Having spent more than a decade working inside community banks, I’ve seen it show up in countless everyday moments — conversations at the teller line, discussions in lenders’ offices and meetings across desks where real financial decisions are being made. Explaining how something works, talking through trade-offs or helping someone understand the longer-term impact of a choice is financial education in its most practical form. Those same conversations often shape expectations around risk, preparedness and protection — whether we label them that way or not. That role feels especially important right now. Customers across Missouri are navigating higher rates, tighter budgets and a financial landscape that feels more complex — and more in your face — than ever before. Advice is everywhere, not all of it helpful, and many people are left trying to sort through what actually applies to them. At the same time, bankers are balancing Financial Education Community Banking’s Quiet Advantage By Paige Harper, Risk Advisor, TIG Advisors, MIBA Endorsed Vendor 28 | The Show-Me Banker Magazine

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