Lessons Learned Throughout his career, Scherder has also been shaped by mentorship, particularly from Community State Bank CEO Paul Hill and former co-CEO Mark Gooden. From Gooden, he learned the importance of listening — a skill that doesn’t always come naturally to someone who thrives on interaction. “He always emphasized taking time to listen — whether it’s a customer, coworker or someone who works under you,” Scherder said. “Hear what they’re saying process it and then respond.” From Hill, he gained a deeper appreciation for the power of relationships. “He’s always emphasized creating strong relationships with customers, coworkers and peers within the industry,” he said. “When people trust you, you’re able to help them on a deeper level.” These lessons now define Scherder’s own leadership approach, one grounded in connection, attentiveness and trust. When asked what advice he would give to someone considering a career in banking, Scherder’s answer comes quickly: build relationships, set goals and maintain a positive attitude. “Networking and building strong relationships are foundational,” he said. “That applies no matter what industry you’re in.” He also encourages young professionals to remain open to opportunities and work hard when those opportunities arise. “I think a lot of success comes from being goal-oriented and not passing up opportunities,” he said. Above all, attitude matters. “You can teach people how to be a banker,” Scherder said. “But attitude is huge.” He laughs that coworkers sometimes tease him for being overly optimistic, but he believes that positivity plays a critical role in both individual success and workplace culture. Looking Ahead Like many in the industry, Scherder is also keenly aware of the challenges facing community banks. Regulatory burdens remain a concern, particularly when rules designed for large institutions are applied broadly to smaller ones. “There’s often a broad brush applied to community banks,” he said. “The implementation doesn’t always fit institutions of our size.” Attracting and retaining talented employees — especially in rural areas — is another ongoing challenge, as is staying ahead of cybersecurity risks and increasingly sophisticated fraud schemes. Banks are investing heavily in technology and tools to protect customers, but education remains just as important. “Customers want to know their information and finances are safe,” Scherder said. “We also want them to understand how we communicate so they can recognize when something isn’t right.” Community State Bank of Missouri has long been involved with the Missouri Independent Bankers Association (MIBA), including through CEO Paul Hill’s service as a past president. Scherder himself has become increasingly active with the association over the past several years and currently serves on the board of directors. The association’s advocacy, education and networking opportunities are vital resources for community banks navigating an increasingly complex landscape. “There’s a lot to keep up with in banking,” he said. “MIBA helps keep us current on what’s happening across the industry.” He also appreciates the opportunity to connect with peers. “You can bounce ideas off others, ask questions and learn how they’re handling challenges. That camaraderie is really valuable.” For Scherder, banking always comes back to people — customers, coworkers, mentors and neighbors. And in Bowling Green, that sense of connection continues to affirm what he’s come to know over the years: Community banking isn’t just where he works. It’s where he belongs. The Show-Me Banker Magazine | 13
RkJQdWJsaXNoZXIy MTg3NDExNQ==