2026 Pub. 6 Issue 4

President’s Message: Strong Management, Strong Relationships and a Strong Future	4
36th Annual Scholarship Auction	5
From the Top: Redefining Succession as Legacy	6
Flourish: Service: The Heart of the Community Bank Difference	7
Background On: A.W. Spellmeyer	8
49th Annual MIBA Golf Tournament	11
Meet Your Missouri Banker: Jacob Schmucker	12
2026 MIBA Summer Board Meeting	14
Legal Eagle Spotlight: The Debanking Minefield	16
Register Today: 49th Annual MIBA Convention & Expo	19
49th Annual MIBA Convention Preview	20
Thank You, Early Convention Sponsors	21
Before the Convention: The Conversations Worth Having	22
Upcoming Events 2026	24
MIBA Lobbying Report	25
Three Questions Banks Should Ask About Moving Deposits Off Balance Sheet	26
Save the Date: 2026 Women in Community Banking Seminar	28
News From You	29
Mean Reversion: Bond Yield Relationships Are Looking Familiar, Finally	30
Welcome, New Associate Members	32
Save the Date: 17th Annual Security Conference	32
2026 PAC Honor Roll	33
2026 MIBA Financial Directories Are Available	34
MIBA’s Endorsed Vendors Are Ready to Help You Go Further	35
MIBA Associate Members	36
Upcoming Webinar Schedule	38

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