INSIDE THIS ISSUE PO Box 1765 Jefferson City, MO 65102 (573) 636-2751 | miba.net Editor: MATTHEW S. RUGE Executive Director ©2026 The Missouri Independent Bankers Association (MIBA) | MBR Connect™. All rights reserved. The Show‑Me Banker is published six times per year and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of MIBA, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Show-Me Banker is a collective work, and as such, some articles are submitted by authors who are independent of MIBA. While a first‑print policy is encouraged, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (801) 676-9722. Published for the Missouri Independent Bankers Association 4 PRESIDENT’S MESSAGE Community Bankers Build Trust and Relationships 5 FROM THE TOP The Lasting Community Bank Legacy 6 FLOURISH Leading with Heart 7 2026 Community Impact Award Recipient PSB Bank 7 Welcome to the 2026‑2027 MIBA Officers 8 BACKGROUND ON Incoming MIBA President Chuck Gnuse President and CEO of United State Bank 10 MEET YOUR MISSOURI BANKER Amanda Benz Head Teller/Security Officer, Community Point Bank 12 MIBA Lobbying Report 12 Welcome, New Bank Members 13 49th Annual Convention & Expo 16 Thank You to Our Convention Sponsors! 18 49th Annual Golf Tournament 20 LEGAL EAGLE SPOTLIGHT Fraudulent Wire Transfers: Who Bears the Loss? 22 Leadership Division at the Ballpark 2026 July 22 23 2026 PAC Honor Roll September 1, 2026 24 Collateral Advantage The MBS Market Offers a Kaleidoscope of Opportunities 26 News From You 30 Welcome, New Associate Members 31 ICBA LIVE Las Vegas, March 1-4, 2027 32 What Does the New Reciprocal Deposit Legislation in the Housing Act Mean for U.S. Banks? 34 MIBA Associate Members 36 MIBA’s Endorsed Vendors Are Ready to Help You Go Further 37 Upcoming Events 2026 38 Upcoming Webinar Schedule 40 2026 Women in Community Banking Conference November 4-5, 2026 13 26 10 8 The Show-Me Banker Magazine | 3
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