18 ©2025 New Car Dealers of Utah (NCDU) | The newsLINK Group LLC. All rights reserved. Utah Auto Dealer is published four times per year by The newsLINK Group LLC for NCDU and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of NCDU, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. Utah Auto Dealer is a collective work, and as such, some articles are submitted by authors who are independent of NCDU. While a first-print policy is encouraged, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747-4003. 21 10 CONTENTSPUB. 7 2025 ISSUE 2 6 Ransomware A Response Plan Is Essential for Auto Dealers By Bank of America 10 From Quiet to Loud Vacations Tips for Creating Supportive PTO Policies By Fisher Phillips 14 Zero Cost, Zero Reimbursement — Not So Fast By Jordan Jankowski, Armatus Dealer Uplift 18 NADA Market Beat September 2025 By Patrick Manzi, Chief Economist, NADA 20 2026 NADA Show 21 Leadership in Times of Crisis 4 UTAH AUTO DEALER
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