2025BUSINESS PARTNER DIRECTORY
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2025 TABLE OF CONTENTS Mission Statement ............... 4 President’s Message ............. 6 Associate Members by Category ...... 7 Associate Members Alphabetically . . . . . 9 A . . . . . . . . . . . . . . . . . . . . . . . . . . . 9 B . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 C . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 D . . . . . . . . . . . . . . . . . . . . . . . . . . . 13 E . . . . . . . . . . . . . . . . . . . . . . . . . . . 13 F . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 G . . . . . . . . . . . . . . . . . . . . . . . . . . . 15 H . . . . . . . . . . . . . . . . . . . . . . . . . . . 16 I . . . . . . . . . . . . . . . . . . . . . . . . . . . 16 K . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 M . . . . . . . . . . . . . . . . . . . . . . . . . . . 18 N . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 O . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 P . . . . . . . . . . . . . . . . . . . . . . . . . . . 20 R . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 S . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 T . . . . . . . . . . . . . . . . . . . . . . . . . . . 24 U . . . . . . . . . . . . . . . . . . . . . . . . . . . 24 V . . . . . . . . . . . . . . . . . . . . . . . . . . . 26 W . . . . . . . . . . . . . . . . . . . . . . . . . . . 26 Z . . . . . . . . . . . . . . . . . . . . . . . . . . . 26 2025 BUSINESS PARTNER DIRECTORY 3
©2025 UBA Business Partner Directory | The newsLINK Group, LLC. All rights reserved. UBA Business Partner Directory is published one time each year by The newsLINK Group, LLC for the Utah Bankers Association (UBA) and is the official publication of this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the UBA, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747-4003. The Utah Bankers Association is a financial services trade association comprised of regional, community and industrial banks. The Association’s mission is to: • Promote a favorable image and understanding of the banking industry to the general public and maintain the public confidence in the strength and security of Utah’s financial service industry. • Protect the industry against legislation or regulation which could result in undue or burdensome oversight or competitive disadvantage. • Provide (i) membership with assistance and resources designed to improve operational efficiency and profitability and (ii) a forum for open communication between providers of financial services in Utah. MISSION STATEMENT UTAH BANKERS ASSOCIATION 4
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PRESIDENT’S MESSAGE We’re excited to share the 2025 edition of the UBA Business Partner Directory — your trusted resource for finding the people, products and services that help Utah banks thrive. From accounting and correspondent banking to consulting, investments, legal services, technology and more, this guide features top-tier providers who understand the unique needs of our industry. Many of these partners have stood beside us for decades, consistently adapting to serve your evolving needs. This year, we’re also pleased to introduce several new partners who bring fresh insights and innovative solutions to the table. We’re excited for you to discover the value they can bring to your organization. In addition to delivering outstanding service and solutions, these partners generously sponsor UBA conferences and events — making it possible for us to offer high-quality educational experiences to our members each year. We encourage you to keep this directory close at hand and refer to it throughout the year as your needs arise. To make it easy to navigate, you’ll find a categorized listing at the front, followed by an alphabetical listing with detailed company profiles and contact information. Thank you for your continued support of the UBA and the business partners who contribute so much to our shared success. Howard Headlee President & CEO Utah Bankers Association UTAH BANKERS ASSOCIATION 6
ASSOCIATE MEMBERS BY CATEGORY ACCOUNTANTS/CPAS Crowe LLP Eide Bailly LLP Forvis Mazars KPMG LLP Moss Adams PwC RSM US LLP Simpson & Company, CPAs AI COMPLIANCE Kobalt Labs Spring Labs APPRAISALS Ascribe ASSET/REAL ESTATE MANAGEMENT Cherrywood Enterprises LLC EVO Asset Consulting The Baker Group ATM SERVICES/SUPPLIES Convergint ATTORNEYS/LAW FIRMS Dorsey & Whitney LLP Holland & Hart LLP Kirton McConkie Parsons Behle & Latimer Ray Quinney & Nebeker P.C. Scalley Reading Bates Hansen & Rasmussen BALANCE SHEET MANAGEMENT R&T Deposit Solutions BANK ADVISORY SERVICES FinPro Inc. BANK/OFFICE SUPPLIES ODP Business Solutions BROKERAGE SERVICES FBBS FHN Financial GPS Capital Markets Inc. CAPITAL PARTNERS GPS Capital Markets Inc. InterMountain Business Lending IntraFi CARD SERVICES Discover Debit Engage fi PULSE, a Discover Company CERTIFIED DEVELOPMENT COMPANY B:Side Capital InterMountain Business Lending Mountain West Small Business Finance CHECK PRINTING Vericast COLLECTIONS Cherrywood Enterprises LLC COMPENSATION/BENEFITS Hunt Financial Group COMPLIANCE/AUDITS American Security and Privacy Arctic Wolf Networks Inc. Compliance Alliance Inc. CrossCheck Compliance iDENTIFY Kolbalt Labs KPMG LLP RSM US LLP CORE/DATA PROCESSING BMA Banking Systems Engage fi FPS GOLD iDENTIFY Raisin Spring Labs CORRESPONDENT SERVICES Bankers’ Bank of the West Bell Bank GPS Capital Markets Inc. PCBB West Gate Bank Correspondent Mortgage Services Zions Correspondent Banking Group CRA SERVICES RMCRC CYBERSECURITY Executech 2025 BUSINESS PARTNER DIRECTORY 7
ASSOCIATE MEMBER BY CATEGORY DOCUMENT SHREDDING Shred-It DUE DILIGENCE CrossCheck Compliance EDUCATION OnCourse Learning EQUIPMENT SALES/SERVICE Convergint EXCESS DEPOSIT INSURANCE R&T Deposit Solutions FEE INCOME STRATEGIES StrategyCorps FURNITURE & FIXTURES ODP Business Solutions INSURANCE ABA Insurance Services Inc. KeyState Captive Management LLC Newcleus LLC Unitas Financial Services INTEREST RATE RISK MANAGEMENT FBBS PCBB The Baker Group INVESTMENT SERVICES D.A. Davidson & Co. FBBS FHN Financial Newcleus LLC Piper Sandler Companies The Baker Group IT Executech JOB BOARD BankTalentHQ LENDING PARTNERS B:Side Capital Bell Bank Capital Matrix Inc. Federal Home Loan Bank of Des Moines Holman Capital Corporation InterMountain Business Lending MoFi Mountain West Small Business Finance RMCRC Upgrade Inc. LOAN SERVICES BHG Financial Institutional Network MANAGEMENT CONSULTANTS Cherrywood Enterprises LLC Engage fi KPMG LLP MARKETING SOLUTIONS Bank Marketing Center Raisin StrategyCorps Vericast MERCHANT SERVICES Select Bankcard MORTGAGE SERVICES West Gate Bank Correspondent Mortgage Services PRINTING ODP Business Solutions QUALITY CONTROL CrossCheck Compliance SECURITY SERVICES/ FRAUD PREVENTION Arctic Wolf Networks Inc. Convergint SOFTWARE PROVIDERS American Security and Privacy Arctic Wolf Networks Inc. iDENTIFY mysherpas Spring Labs TECHNOLOGY AUDITS & RISK ASSESSMENTS American Security and Privacy iDENTIFY RSM US LLP TRAINING OnCourse Learning WHOLESALE FUNCTION & TREASURY SERVICES GPS Capital Markets Inc. UTAH BANKERS ASSOCIATION 8
ASSOCIATE MEMBERS ALPHABETICALLY A ABA Insurance Services Inc. 3401 Tuttle Rd., Ste. 300 Shaker Heights, OH 44122 Mike Read mread@abais.com (800) 274-5222 www.abais.com ABA Insurance Services, a member of Great American Insurance Group, provides D&O, bond and cyber insurance to financial institutions, including trust companies and banks in the organization, through UBA’s Endorsed Vendor program. Recognized as insurance experts who understand banking operations, our tenured and experienced team of underwriting and claims professionals are highly regarded for their in-depth knowledge and expertise. We help mitigate risks by providing valuable loss control resources such as SafeTalk® newsletters, SafeAlert® bulletins and webinars. With a 30% nationwide market share, the program is a market leader that has been supporting the banking industry for over 30 years; the program’s primary reinsurer, American Bankers Mutual Insurance, Ltd., has declared a distribution to eligible banks for 31 consecutive years, totaling over $91 million. P&C, excess insurance and STAMP surety bonds are also available from ABA Insurance Services. American Security and Privacy 6200 S. Flat Creek Ave. Sioux Falls, SD 57108 Kevin Streff kevin.streff@americansecurityandprivacy.com (715) 451-9989 www.americansecurityandprivacy.com American Security and Privacy (ASP) is your one-stop organization to handle your data security and privacy needs, boasting innovative security and privacy GRC tools, helpful consulting services and staff augmentation services, rigorous auditing and testing capabilities, and a training and education program second to none. Whether you need help standing up a data privacy program, writing privacy policy, developing a consent management program or training your employees on their cyber responsibilities, ASP is your data privacy and security partner. Arctic Wolf Networks Inc. 1221 S. Valley Grove Way, Ste. 200 Pleasant Grove, UT 84062 Sam Irvin samuel.irvin@arcticwolf.com (612) 718-7579 arcticwolf.com Using the cloud-native Arctic Wolf Platform, we help organizations end cyber risk by providing security operations as a concierge service. Arctic Wolf solutions include managed detection and response (MDR), managed risk, managed security awareness, and incident response, each delivered by our Concierge Delivery Model. Highly trained security experts work as an extension of internal teams to provide 24/7 monitoring, detection and response, as well as ongoing risk management to proactively protect organizations while continually strengthening their security posture. Since our founding in 2012, Arctic Wolf has risen to the rank of market leader in security operations, adding thousands of employees and customers, as well as a trophy case of awards along the way. 2024 BUSINESS PARTNER DIRECTORY 9
Ascribe 400 N. Tustin Ave., Ste. 402 Santa Ana, CA 92705 Ted Venhorst tvenhorst@triservllc.com (714) 872-5858 www.ascribeval.com Ascribe is a national appraisal management firm providing all types of valuation services for both commercial and residential properties. B B:Side Capital Lisa Adams ladams@bside.org (303) 657-0010 www.bsidecapital.org B:Side Capital is shaking up small business lending in the Rocky Mountain Region. They remain steadfast in their mission of over 30 years to foster the economic growth of diverse small businesses. As a Certified Development Company and Lender Service Provider, B:Side Capital is committed to serving their lending partners through Small Business Administration 504 and 7(a) loans. They care about creating access to responsible capital for small businesses and being a resource for banks and entrepreneurs alike. Since 1990, they’ve funded nearly 4,100 small business loans helping to create over 30,000 jobs injecting $4.98 billion into the economy. More information can be found at www.bsidecapital.org. Bank Marketing Center 95 Old Stratton Chase Atlanta, GA 30328 Neal Reynolds nreynolds@bankmarketingcenter.com (678) 528-6688 www.bankmarketingcenter.com Bank Marketing Center (BMC) is a web-based platform that helps banks streamline marketing production, automate compliance and cut costs. With intuitive content creation tools and built-in digital asset and social media management, BMC empowers banks to produce custom, compliant content faster and more efficiently. UBA members get an exclusive 20% discount! Bankers’ Bank of the West 1099 18th St., Ste. 2700 Denver, CO 80202 Lance Niles lniles@bbwest.com (303) 291-3700 www.bbwest.com Bankers’ Bank of the West (Member FDIC) has supported community banks with high-quality, affordably priced correspondent solutions and expert customer service since 1980. Services include loan participations for overline, share-the-risk, and concentration management; bank stock and direct loans to banks; and municipal leasing. We offer professional safekeeping and access to investment portfolio accounting services. Additionally, we provide cash letter processing and settlement services, agent fed funds and fed funds lines, wire transfers, international services, and certificates of deposit. Bank card products include ATM and debit card processing; merchant services and mobile payments solutions; and credit, debit and prepaid cards. BankTalentHQ 3201 W. White Oaks Dr., Ste. 400 Springfield, IL 62704 Rachel Selvaggio rselvaggio@illinois.bank www.banktalenthq.com BankTalentHQ is the premier talent management site for banking careers. It allows Utah banks to reach a nationwide audience by posting job openings for your institutions, with the ability to purchase a single 30-day post or a discounted posting package to fill multiple vacancies. Visit www.banktalenthq.com to post or search for a job. UTAH BANKERS ASSOCIATION 10
Bell Bank 2435 S. Honeysuckle Cir. Mesa, AZ 85209 Tracy Peterson tpeterson@bell.bank (480) 339-8533 bell.bank Bell Bank is one of the largest independently owned banks in the nation, with assets of more than $9 billion. As a privately held company owned by several majority stockholders, about 140 additional stockholders and Bell employees through an employee stock ownership plan (ESOP), we don’t have the pressure of next quarter’s earnings. Instead, we focus on a healthy balance of profitability, growth and nurturing relationships. Unlike a typical correspondent bank, Bell’s focus is working as your partner. We have larger hold limits, so we won’t resell your loan participation with us. We also have a team dedicated to correspondent banking and credit, so we can provide flexible underwriting, competitive lending terms and prices, fast decision-making and consistent communication. Having partnered with more than 300 other independent community banks across 16 states, we’ll help you enhance your customer relationships through our experience-based expertise in participation loans, bank stock and ownership loans and equipment financing. In providing these services, we become your behind-the-scenes partner, helping you work in a larger relationship without threatening your relationship with your customer. Bell Bank, member FDIC. BHG Financial Institutional Network 201 Solar St. Syracuse, NY 13204 Rachel Varillas rvarillas@bhg-inc.com (315) 362-4521 bhgbank.network/ut Since 2001, BHG has originated $9.4 billion in loan solutions for top-performing borrowers, which community banks can purchase through a state-of-the-art platform: The BHG Loan Hub. To date, 1,400+ banks have diversified their portfolios and earned nearly $1 billion in combined interest income by trusting in BHG’s time-tested and proven assets. BMA Banking Systems 2151 S. 3600 W. West Valley City, UT 84119 Adam Weight adam.weight@bmabankingsystems.com (801) 887-0122 bmabankingsystems.com BMA Banking Systems offers expert individualized software solutions to make your bank successful. BMA is an innovative leader in software technology by providing outstanding core processing services. Whether you have an existing bank, are creating a new bank, or need custom programming or IT services, our software can be built to meet your specific needs and wants. Our team is customer-centric; we put you first! We’re focused on providing the ultimate customer care experience while delivering outstanding products. Call to schedule a discovery meeting or demonstration. C Capital Matrix Inc. 6429 W. Interchange Ln. Boise, ID 83709 Ann Munroe amunroe@capitalmatrix.org (208) 789-2605 capitalmatrix.org Capital Matrix is a certified development company (CDC) located in Boise, Idaho. We promote the SBA 504 program and partner with area lenders to provide real estate and equipment financing to small business lenders in Idaho, Utah, Montana, Oregon and Washington. Cherrywood Enterprises LLC 12472 Lake Underhill Rd., Ste. 337 Orlando, FL 32828 Craig M. Geisler cgeisler@cherrywoodenterprises.com (321) 247-5066 cherrywoodenterprises.com Cherrywood Enterprises is a buyer of charged off debt files. We purchase charged off credit cards, consumer loans, overdraft accounts, commercial loans and even judgments! 2025 BUSINESS PARTNER DIRECTORY 11 ASSOCIATE MEMBERS ALPHABETICALLY
Compliance Alliance Inc. PO Box 162407 Austin, TX 78716 Scott Daugherty scott@compliancealliance.com (888) 353-3933 compliancealliance.com Compliance Alliance’s board of directors is made up of the CEOs of State Bankers Associations, representing 75% of states across the nation. C/A offers a family of services that includes Compliance Hub, Assurance Services and Virtual Partners. Compliance Hub is a subscription-based regulatory and consumer compliance advisory with access to live hotlines to attorneys, proprietary tools, educational webinars and unlimited document reviews. Assurance Services is our independent group of certified bank auditors offering regulatory compliance audits, including recommendations for program enhancements to improve future safety and soundness. Virtual Partners is a shared-service model using bank-dedicated compliance officers to monitor and guide your compliance program remotely. Convergint 2211 W. 2300 S. Salt Lake City, UT 84119 Christopher Rawson christopher.rawson@convergint.com (801) 336-0704 www.convergint.com Convergint offers solutions for ATM, ITM, recyclers, TCRs, vault, night-drops, under counter steel, teller nests, remote banking-vacuum tubing, security, access control, fire detection and suppression, safety deposit box, safe lock replacement and lock drilling on a branch or institutional level, with a track record of providing industry-leading service. With offices strategically located in the Salt Lake Valley and St. George, Convergint is uniquely positioned to serve banks all over Utah. CrossCheck Compliance LLC 810 W. Washington Blvd. Chicago, IL 60607 Liza Warner lwarner@crosscheckcompliance.com (312) 346-4600 crosscheckcompliance.com CrossCheck Compliance LLC, headquartered in Chicago, is a nationwide consulting firm providing regulatory compliance, internal audit, fair lending, loan review/due diligence and litigation support services exclusively to the financial services industry. Since our founding in 2008, we have built a reputation for tailoring solutions that fit each client’s size, complexity and business needs. Our experts adeptly identify the needs and challenges of our clients, having held similar positions as compliance officers, internal auditors, general counsel, outside counsel, regulators, underwriters and consultants. Our experienced and credentialed professionals have expertise in federal and state financial regulations, as well as certifications in accounting, compliance, risk, internal audit, fraud, underwriting, BSA/AML and mortgage banking. This means our clients receive the highest level of professional standards of knowledge and ethics. We are also well-known for our industry involvement with trade associations serving on boards and committees, presenting at industry events, and as published authors for key industry publications. Crowe LLP 1801 California St., Ste. 2200 Denver, CO 80202 Sindy Nicholson sindy.nicholson@crowe.com (303) 831-5000 www.crowe.com Crowe LLP is a public accounting, consulting and technology firm that uses its deep industry expertise to provide audit services to public and private entities. The firm and its subsidiaries also help clients make smart decisions that lead to lasting value with its tax, advisory and consulting services. Crowe is recognized by many organizations as one of the best places to work in the U.S. As an independent member of Crowe Global, one of the largest global accounting networks in the world, Crowe serves clients worldwide. The network consists of more than 200 independent accounting and advisory services firms in more than 130 countries around the world. UTAH BANKERS ASSOCIATION 12
D D.A. Davidson & Co. 8 Third St. N. Great Falls, MT 59401 Chris Lenihan clenihan@dadco.com (949) 499-8366 www.dadavidson.com D.A. Davidson & Co. is a full-service investment banking firm. In addition to research, market making and fixed income sales and trading, Davidson is the leading provider of investment banking services (M&A advisory services and capital raising) to banks in the Western U.S. Discover® Debit 1301 McKinney St., Ste. 2500 Houston, TX 77010 Jim Foster jimfoster@discover.com (303) 993-4701 www.discoverdebit.com Discover® Debit is the first debit card brand designed for community banks just like yours who want the freedom and choice to issue cards without the high costs and restrictions imposed by legacy brands. Dorsey & Whitney LLP 111 S. Main St., 21st Fl. Salt Lake City, UT 84111 Steve Waterman waterman.steven@dorsey.com (801) 933-7365 www.dorsey.com Dorsey & Whitney provides legal representation in all aspects of commercial banking, with particular experience in all types of lending, litigation, bankruptcy and receiverships, mergers and acquisitions, and regulatory matters. Founded in 1912 at the request of a bank, Dorsey has a century of service in the financial services industry. Dorsey represents lead arrangers, administrative agents, lending banks and borrowers in syndicated, club and single-bank credit transactions while also advising national banks, multi-bank holding companies, regional banks and foreign banks on regulatory matters. E Eide Bailly LLP 5 Triad Center, Ste. 600 Salt Lake City, UT 84121 Gary Smith gsmith@eidebailly.com (888) 777-2015 www.eidebailly.com As CPAs and business advisors, Eide Bailly serves banks by providing tax and assurance services, internal audits, compliance consulting and loan review services, technology examination services, strategic planning, bank stock valuations, bank merger & acquisition analysis and assistance, and fraud investigation. Eide Bailly is ranked as one of the 25 largest CPA firms in the nation. The regional CPA and business advisory firm offers a team of professionals who work specifically with clients in the financial institutions industry. What inspires you inspires us. Engage fi 5550 W. Executive Dr., Ste. 540 Tampa, FL 33609 Emily Harrington emily.harrington@engagefi.com (844) 415-7962 engagefi.com With over 1,500 successful projects completed, the team at Engage fi is a blend of consultants, educators, integrators and advocates. We are laser-focused on guiding financial institutions through our proven process and enabling them to make informed, timely decisions on vendor relationships so they can change at the speed of the consumer. Engage fi has negotiated over $3 billion in savings and incentives for our clients. We have a unique approach, and our strategic projects are as unique as the clients we serve. Let’s engage! 2025 BUSINESS PARTNER DIRECTORY 13 ASSOCIATE MEMBERS ALPHABETICALLY
EVO Asset Consulting 114 S. 140 W. Lindon, UT 84042 Tony Powell tony@joinevo.com (801) 953-8408 www.joinevo.com EVO Asset Consulting delivers a full-featured REO solution and a seasoned consulting team to handle everything it takes to liquidate a property. REO doesn’t need to be a headache. In fact, we can change your whole outlook on asset management with an easy-to-use solution that simplifies your processes, drives efficiency, increases compliance and, most importantly, generates profit. No matter your size, no matter the property type or how many you have, EVO and Zoocom deliver results. Executech 10876 S. River Front Pkwy., Ste. 100 South Jordan, UT 84095 Mariah Knopp mariah.knopp@executech.com (801) 253-4541 www.executech.com Executech is an award-winning, managed IT services provider. Executech provides enterprise-quality IT support to small- and medium-sized organizations across the West. Executech is defined by its people, and every client is supported by a team of professional and friendly experts. F FBBS 1099 18th St., Ste. 2700 Denver, CO 80202 Duane Kerner dkerner@fbbsinc.com (720) 709-7613 fbbsinc.com FBBS was founded in 1984 to service community banks and their investment portfolio needs in a simple and straightforward manner. For over 30 years, FBBS has worked with over 1,000 clients in more than 25 states. Initially founded with the purpose to service community bank investment needs, the scope of our client coverage has evolved over time. Today, we service investment needs for not only community banks but also trust companies, insurance companies, investment advisors, wealth managers, municipalities, corporations and individuals. No matter the type of client, we are committed to upholding our philosophy of exceptional service through individualized attention. Our experienced traders and sales representatives are dedicated to providing the appropriate products, services and trade execution tailored to our clients’ needs. The FBBS team believes the success of our clientele is the future of our firm. Federal Home Loan Bank of Des Moines 909 Locust St. Des Moines, IA 50309 Zachary Bassett zbassett@fhlbdm.com (800) 544-3452 www.fhlbdm.com The Federal Home Loan Bank of Des Moines is a member-owned financial cooperative that provides liquidity, funding and services to enhance our members’ success and the availability of affordable homes and economic development in their communities. FHN Financial 1000 Ridgeway Loop Rd., Ste. 200 Memphis, TN 38120 Trae Winston trae.winston@fhnfinancial.com (901) 435-8757 www.fhnfinancial.com For over 155 years, FHN Financial has been dedicated to helping our customers achieve their fixed-income goals. Whether you want to buy or sell securities, need help managing your balance sheet or seek to limit interest rate risk, we can deliver the appropriate products and services precisely tailored to your needs. We’re confident you won’t find a more UTAH BANKERS ASSOCIATION 14
responsive, customer-focused fixed-income shop anywhere. FHN Financial is an industry leader in fixed-income sales, trading and strategies for institutional customers in the U.S. and abroad. We also provide investment services and balance sheet management solutions. With an average daily trading volume of $7+ billion, FHN Financial transacts business with approximately 50% of all U.S. banks with portfolios over $100 million. (For 24-month period ending 4Q21.) FinPro Inc. 46 E. Main St., Ste. 303 Somerville, NJ 08876 Scott Polakoff spolakoff@finpro.us (908) 234-9398 www.finpro.us FinPro Inc. is a full-service management consulting firm specializing in providing advisory services to the financial institutions industry. FinPro is an industry leader in strategic planning, board retreat moderation, planning, enterprise risk management, leadership and education, corporate governance, market feasibility, de novo bank formation, asset/liability management and regulatory consulting. FinPro also conducts M&A through its wholly owned subsidiary, FCA, as a FINRA-registered broker/dealer. Forvis Mazars LLP 510 S. 200 W., Ste. 200 Salt Lake City, UT 84101 Bud Hollenkamp bud.hollenkamp@us.forvismazars.com (303) 861-4545 www.forvismazars.us Forvis Mazars is an independent member of Forvis Mazars Global, a leading global professional services network. Ranked among the largest public accounting firms in the United States, the firm’s 7,000 dedicated team members provide an Unmatched Client Experience® through the delivery of assurance, tax and consulting services for clients in all 50 states and internationally through the global network. Stay ahead of the complexities facing financial institutions today. In the heavily regulated banking industry, leaders face more challenges than ever, from managing shareholder and regulator expectations to pursuing digital innovation. Forvis Mazars can help your financial institution tackle issues inherent to the industry, including market growth, internal control threats, industry consolidation and compliance. We have the experience in financial services that you can trust. FPS GOLD 1525 W. 820 N. Provo, UT 84601 Matt DeVisser mattd@fps-gold.com (801) 429-2126 www.fpsgold.com Since 1964, FPS GOLD has been an integral part of the computerized data-processing industry. We specialize in helping banks gain a competitive advantage immediately by providing better banking services, including a core and wire system to help you cut your data processing costs, add greater flexibility, improve productivity and integrate all systems for better profitability management and reporting. FPS GOLD’s products and services will give your bank a competitive advantage, one that will lead to profitability at a very fast pace. Our services include core processing, relationship banking, general ledger, deposit platform, loan origination, internet banking, telephone banking, item & payment processing, check imaging, customer verification and wire system. G GPS Capital Markets Inc. 10813 S. River Front Pkwy., Ste. 400 South Jordan, UT 84095 Randal Roberts rroberts@gpsfx.com (800) 459-8181 www.gpsfx.com GPS Capital Markets is a leading corporate foreign exchange brokerage firm. We have around the world, around the clock FX services. 2025 BUSINESS PARTNER DIRECTORY 15 ASSOCIATE MEMBERS ALPHABETICALLY
H Holland & Hart LLP 222 S. Main St., Ste. 2200 Salt Lake City, UT 84101 Timothy Crisp tscrisp@hollandhart.com (801) 799-5800 www.hollandhart.com Founded in 1947, Holland & Hart is a full-service Am Law 200 firm with offices in eight states and in Washington, D.C. We deliver integrated legal solutions to regional, national and international clients of all sizes in a diverse range of industries. For more information, visit www.hollandhart.com or on X (@HollandHart). Holman Capital Corporation 25231 Paseo De Alicia, Ste. 105 Laguna Hills, CA 92653 Lance Holman lance.holman@holmancapital.com (949) 981-0237 www.holmancapital.com Holman Capital Corporation specializes in financing tax-exempt and taxable debt solutions issued by state and local governments, water agencies and educational institutions nationwide. We finance our client’s equipment, facility, infrastructure and energy needs. Our funding amounts range from $250,000 to $100,000,000, with financing terms of up to 30 years. We provide our community bank partners with a full-service loan platform to originate, underwrite, price and document public sector loans to reduce their operating expenses and build a high-credit quality public sector portfolio. Hunt Financial Group 4810 Ashley Park Ln., Apt. 1419 Charlotte, NC 28210 Thomas Olaimey tolaimey@huntfinancialgroup.net (980) 335-2285 www.huntfinancialgroup.net Hunt Financial Group solely works with community banks. They help to implement short-term compensation strategies, incentive plans and long-term benefit plans that retain key executives with protection at retirement, death, disability and change in control. They also provide peer-supporting data to help management, the compensation committee and the board make these decisions. I iDENTIFY 110 S. Hartford Ave., Ste. 2509 Tulsa, OK 74120 Lee Easton lee@goidentify.com www.goidentify.com iDENTIFY removes data silos in banking! As a Snowflake partner, iDENTIFY helps clean, normalize and stage data from an average of seven sources within a bank or credit union so they can activate that data. We work with major payments-focused banks and their fintech programs to auto-reconcile transaction data and then compare it to transactions on the card networks in real time. We work with a lot of traditional financial institutions that are rolling out Snowflake for the first time. InterMountain Business Lending 5333 Adams Ave., Ste. B Ogden, UT 84405 Caryl Eriksson ceriksson@im504.com (801) 627-1333 im504.com IMBL is committed to providing the best SBA 504 loan experience for our partner lenders. We’re proud of our staff and their ability to structure the tough deals, find a way to make a project work, do it right and do it quickly. We’ve assisted over 1,500 small businesses in building their dreams through building and equipment ownership. We’d love to partner with you to provide your customers with an amazing SBA lending experience. UTAH BANKERS ASSOCIATION 16
IntraFi 1300 N. 17th St., Ste. 1800 Arlington, VA 22209 Bryan Harper bharper@intrafi.com (703) 292-3462 www.intrafi.com Chosen by over 3,000 financial institutions, IntraFi has provided deposit placement and wholesale funding services for more than 20 years. IntraFi’s network — the largest of its kind — brings scale, giving each participant access to tens of billions of dollars in funding, the highest per-depositor and per-bank capacity, and the peace of mind of being able to make large-dollar placements. The company invented reciprocal deposits, and its tested, trusted solutions are utilized by financial institutions of all sizes. IntraFi helps its network participants grow strong, loyal customer relationships, fund more loans, earn fee income and seamlessly manage liquidity through all market conditions. isolved 324 S. State St., Ste. 500 Salt Lake City, UT 84111 Brad Rich brich@isolvedhcm.com (801) 664-4454 www.isolvedhcm.com isolved provides a robust HR and payroll foundation, simplifying everyday tasks and increasing employee engagement for all businesses. One solution that does it all! K KeyState Captive Management LLC PO Box 50102 Henderson, NV 89016 Brian Amend bamend@key-state.com (702) 598-3738 www.key-state.com/captivemanagement.aspx KeyState Captive Management LLC, an affiliate of The KeyState Companies, has partnered with the Utah Bankers Association to offer a unique bank captive insurance program to Utah banks. The bank captive program is designed by national accounting firm Crowe Horwath LLP and then administered by KeyState Captive Management. Banks that fit a certain asset size and earnings criteria can form their own wholly owned captive insurance company to finance risks (that are not commercially insured) in a tax-advantaged way. KeyState and its affiliates have been working with banks for over 22 years, providing Nevada investment subsidiary, portfolio management and asset liability consulting services. We are pleased to now introduce the bank captive program. Kirton McConkie 50 E. South Temple, Ste. 400 Salt Lake City, UT 84111 Gary Winger gwinger@kmclaw.com (801) 328-3600 www.kmclaw.com Kirton McConkie is a full-service law firm successfully representing business, real estate, intellectual property, litigation, international, technology, healthcare, construction, employment, tax and estate planning clients. Our attorneys understand how clients think about their challenging situations and strive to guide them through legal processes while keeping business objectives in mind. For this reason, clients from start-ups to multinational companies have come to rely on our attorneys for their business advice and legal acumen. Kobalt Labs 410 W. 23rd St., #3a New York, NY 10011 Kalyani Ramadurgam kalyani@kobaltlabs.com kobaltlabs.com Kobalt Labs is an AI-native compliance platform that automates and enhances critical compliance processes. Synced with evolving state, federal and global regs, Kobalt extracts key evidence 2025 BUSINESS PARTNER DIRECTORY 17 ASSOCIATE MEMBERS ALPHABETICALLY
and potential gaps in internal and external documentation within minutes. Whether you’re preparing for an exam, looking to scale efficiently, or drowning in fintech partner or vendor diligence, Kobalt provides instant clarity on what matters most, offering the consistency and reliability that manual reviews lack. KPMG LLP 15 W. South Temple, Ste. 1500 Salt Lake City, UT 84101 Kelsey Cassinelli klusso@kpmg.com (801) 333-8000 kpmg.com KPMG is a global network of independent member firms offering audit, tax and advisory services. M MoFi 10 W. Broadway, 7th Fl. Salt Lake City, UT 84101 Dylan Gano dylang@mofi.org (406) 728-9234 www.mofi.org MoFi is a nonprofit Community Development Financial Institution (CDFI) dedicated to supporting small businesses across the West that face challenges accessing traditional financing. Since 1986, our mission has been to provide businesses and entrepreneurs with access to capital and business consulting services. We offer flexible financing options alongside complimentary consulting, helping businesses build a solid foundation and transition to conventional banking relationships as quickly as possible. In addition to our small business lending, MoFi actively participates in the New Markets Tax Credit (NMTC) program and offers SBA microloans and guaranteed loans. Moss Adams 601 W. Riverside Ave., Ste. 1800 Spokane, WA 99201 Mike Thronson mike.thronson@mossadams.com (509) 747-2600 www.mossadams.com With more than 3,800 professionals across 30-plus locations in the West and beyond, Moss Adams provides the world’s most innovative companies with specialized accounting, consulting and wealth management services to help them embrace emerging opportunities. Financial institutions of all sizes face complex challenges, from implementing new regulations to maintaining adequate IT security to managing a compliance program with limited resources. Our financial institutions practice currently serves more than 500 depository institutions — from community banks to credit unions to publicly traded organizations with assets in excess of $25 billion. Beyond analyzing your financial statements and addressing your tax and assurance needs, we offer a coherent, solutions-based approach catered to the financial service industry’s unique complexities. Discover how Moss Adams brings more to businesses. Mountain West Small Business Finance 2595 E. 3300 S. Salt Lake City, UT 84109 Danny Mangum dmangum@mwsbf.com (801) 474-3232 mwsbf.com Mountain West Small Business Finance (MWSBF; formerly Deseret CDC) is one of the nation’s leading SBA 504 lenders. Since 1981, MWSBF has done over 3000 SBA 504 loans, helping to create 50,000 Utah small business jobs and bringing together over $2.5 billion dollars of fixed asset capital. Each SBA 504 loan requires the participation of a bank and the partnership UTAH BANKERS ASSOCIATION 18
of MWSBF to give the small business customer a low-interest, fixed-rate 20-year loan for an owner-occupied building, expansion or equipment. The attractiveness of a first collateral position by the bank and a 10% down payment by the borrower makes the SBA 504 loan the loan of choice for the bank’s small business borrower. mysherpas 257 E. 200 S., Ste. 525 Salt Lake City, UT 84111 Josh Talbert (385) 799-6595 josh@sherpas.ai www.mysherpas.ai mysherpas has defined a new category in the lending technology stack that solves a 40-year-old problem in lending. The patented technology consolidates the capabilities of email, Teams, SharePoint, Box, Salesforce, Slack and Task Management into a single platform that can be learned in three loans or less, regardless of lending experience. Our patented cloud-based platform compliments your existing loan origination system (LOS) or core software technology. N Newcleus LLC 411 S. State St., 3rd Fl. Newtown, PA 18940 Larry Rowley lrowley@newcleus.com (267) 291-2130 newcleus.com The power of Newcleus: combining decades of experience to redefine what’s possible in designing and administering compensation, benefits, investment and financing strategies. We generate the uncommon insights that ensure you retain the people who power your company. O ODP Business Solutions 9501 Amberglen Blvd., Ste. 200 Austin, TX 78729 Aaron Pena aaron.pena@odpbusiness.com (512) 729-3732 www.odpbusiness.com ODP Business Solutions provides UBA members significant discounts on a wide range of office and banking supplies, cleaning supplies, furniture, break room provisions, print solutions and promotional products, with an average cost savings of 20-30% to participating members. Program benefits: 1,300+ discounted items frequently used by the banking industry; free, next-day delivery on qualifying orders of $50 or more within local delivery areas; contract pricing through our Employee Purchase Program; buy online and pick up in-store in one hour; and more. OnCourse Learning PO Box 310 Waunakee, WI 53597 www.oncourselearning.com/ business/financial-services/bank OnCourse Learning is a member of Adtalem Global Education (NYSE:ATGE), a global education provider headquartered in the United States. It empowers financial institutions to prepare their frontlines, compliance teams, executive leadership and board of directors with comprehensive enterprise compliance, risk management and professional development education that is effective and engaging. Over 10,000 clients and partners have adopted OnCourse Learning solutions to efficiently manage complexity, change and growth. Plus, over the course of our 40+ year history we have trained over 190,000 individuals with our NMLS-approved licensure and continuing education courses. 2025 BUSINESS PARTNER DIRECTORY 19 ASSOCIATE MEMBERS ALPHABETICALLY
P Parsons Behle & Latimer 201 S. Main St., Ste. 1800 Salt Lake City, UT 84111 Gary E. Doctorman gdoctorman@parsonsbehle.com (801) 532-1234 parsonsbehle.com Parsons Behle & Latimer offers national expertise in a regional law firm. In addition to being the largest Utah-based law firm, Parsons Behle & Latimer is one of the oldest and best-known firms in the Intermountain Region, offering litigation and business law services since 1882. The firm offers the resources and capabilities of a large and diverse firm, coupled with the highest levels of accessibility and responsiveness. With more than 150 attorneys, it brings a depth and range of experience in the following major areas: banking & finance; corporate transactions & securities; Chapter 11 bankruptcy & restructuring; energy; environmental & natural resources; cybersecurity & data privacy; employment & labor; government relations & lobbying; healthcare; intellectual property; litigation; real estate; and tax law. Headquartered in Salt Lake City, Parsons Behle & Latimer has offices in Boise and Idaho Falls, Idaho; Lehi, Utah; Helena and Missoula, Montana; and Reno, Nevada. PCBB 1676 N. California Blvd., Ste. 300 Walnut Creek, CA 94596 Michael Johnson mjohnson@pcbb.com (415) 399-5800 www.pcbb.com Founded by community bankers in 1997, PCBB was created with the sole purpose of helping community-based financial institutions become stronger. Our goal was to create an organization that could provide fellow bankers with high-quality, competitively priced correspondent banking solutions and personalized service. PCBB provides a comprehensive set of products and services covering multiple areas important to community banks, including correspondent and commercial banking, hedging and international. PCBB also offers a variety of consulting services ranging from asset liability management, relationship profitability, loan reserve analysis and stress testing. Our services are designed to help you compete more effectively, but never to compete against you for your own customers. Piper Sandler Companies 1251 Avenue of the Americas, 6th Fl. New York, NY 10020 Avi Barak avi.barak@psc.com (212) 466-7700 www.pipersandler.com Piper Sandler is a leading investment bank and institutional securities firm driven to help clients Realize the Power of Partnership®. Through a distinct combination of candid counsel, focused expertise and empowered employees, we deliver insight and impact to each and every relationship. Our proven advisory teams combine deep product and sector expertise with ready access to global capital. Founded in 1895, the firm is headquartered in Minneapolis with offices across the United States and in London, Aberdeen and Hong Kong. PULSE, a Discover Company 1301 McKinney St., Ste. 600 Houston, TX 77010 Jim Foster jimfoster@discover.com (281) 884-8663 www.pulsenetwork.com/ public/discover-debit Discover® Debit is the first debit card brand designed for community banks that want the freedom and choice to issue cards without the high costs and restrictions imposed by legacy brands. UTAH BANKERS ASSOCIATION 20
PwC 201 S. Main St., Ste. 900 Salt Lake City, UT 84111 Ryan Dent ryan.j.dent@pwc.com (801) 534-3883 www.pwc.com PwC is the leading provider of audit, tax and advisory services to financial services companies. The breadth and depth of our experience in the financial services and banking industry cover the areas most relevant to your business, including technical accounting, regulatory, compliance, risk management, outsourcing, securities processing, payments, information risk and security, data quality, mergers and acquisitions, tax, and other services. Our local financial services practice provides these services to many of the top banking institutions in Utah. We help our clients navigate the transformation of the financial services industry by rethinking business strategies, evaluating risk and compliance and implementing smart solutions that work. R R&T Deposit Solutions 1370 Broadway, 17th Fl. New York, NY 10018 Carissa Cancel ccancel@rnt.com (866) 237-2752 rnt.com Founded in 1974, R&T Deposit Solutions provides deposit and liquidity solutions to financial intermediaries around the country. R&T offers a wide range of innovative tech-enabled services to help banks, credit unions, broker-dealers, trust companies and wealth managers meet their unique cash sweep, deposit funding and securities-based lending needs. Through the Demand Deposit Marketplace® (DDM®) program, R&T provides banks and other depository institutions with access to millions of dollars in reciprocal deposits and underlying customers with access to expanded levels of FDIC insurance on their deposits through other participating banks. R&T is also the trusted vendor of large broker-dealers and other financial institutions that administer their insured cash sweep programs. For a list of banks in our network, visit rnt.com/about/bank-lists. Raisin 1411 Broadway New York, NY 10018 Shana Hennigan shana.hennigan@raisin.com (646) 696-0035 raisin.com/en-us Raisin is a turnkey digital solution that helps raise retail deposits efficiently and cost-effectively by connecting financial institutions with consumers nationwide and delivering the full deposit value chain. With our proprietary direct-to-consumer channel, we provide savers across America with access to a suite of savings products from our network of financial institutions through the convenience of a single account that can be set up in minutes. 2025 BUSINESS PARTNER DIRECTORY 21 ASSOCIATE MEMBERS ALPHABETICALLY
Ray Quinney & Nebeker PC 36 S. State St., Ste. 1400 Salt Lake City, UT 84111 Richard Madsen rmadsen@rqn.com (801) 532-1500 rqn.com Ray Quinney & Nebeker is the region’s top law firm for banks, lease finance companies and other financial institutions. We have the largest and most sophisticated banking and financial institutions practice in Utah, with many of our lawyers having more than 25 years of experience in this practice area. For decades, the firm has represented the largest multi-state bank holding company in the Intermountain West and the largest bank in Utah. We continue to represent a broad range of financial institutions, equipment leasing companies and other credit providers, both large and small, including Utah, regional and national financial institutions. We have years of transactional experience with commercial, real estate and consumer transactions as well as in other more specialized lending and leasing areas. We have demonstrated expertise in resolving risk management issues for financial institutions and other clients, such as with problem loans and leases, workouts and bankruptcy representation. In short, Ray Quinney & Nebeker is the “go-to” law firm for Utah’s most important and prosperous lenders and lessors. RMCRC 64 E. Winchester St., Ste. 330 Salt Lake City, UT 84107 Christopher Jensen cjensen@rmcrc.org (801) 366-0040 rmcrc.org Rocky Mountain Community Reinvestment Corporation (RMCRC) is a private nonprofit supported by Utah’s banking community. RMCRC was created by these banks over 25 years go to increase access to financing for housing in low- and moderate-income communities. With the support of its 30-member bank network, RMCRC originates and services commercial loans for affordable housing and community development. RMCRC provides technical assistance, community advocacy and financial products for both nonprofit and for-profit developers and service providers. RMCRC is certified as a CDFI. RSM US LLP 515 S. Flower St., 17th Fl. Los Angeles, CA 90071 Jim Cronauer jim.cronauer@rsmus.com (213) 330-4736 rsmus.com RSM’s purpose is to deliver the power of being understood to our clients, colleagues and communities through world-class audit, tax and consulting services focused on middle-market businesses. The clients we serve are the engine of global commerce and economic growth, and we are focused on developing leading professionals and services to meet their evolving needs in today’s ever-changing business environment. RSM US LLP is the U.S. member of RSM International, a global network of independent audit, tax and consulting firms with more than 43,000 people in more than 120 countries. S Scalley Reading Bates Hansen & Rasmussen PC 15 W. South Temple, Ste. 600 Salt Lake City, UT 84101 Darwin Bingham dbingham@scalleyreading.net (801) 531-7870 www.scalleyreading.com Scalley Reading Bates Hansen & Rasmussen is a full-service law firm serving Utah businesses for over 35 years. Lending institutions represent the largest single segment of our clients. Thus, our attorneys are knowledgeable and skilled in addressing all of the specific needs of lenders. With numerous laws enacted to protect the borrower, a lender needs an experienced attorney who knows how to document transactions, enforce loans and protect the lender. Our firm has attorneys specializing in foreclosures, creditor bankruptcy, debt collection, loan documentation, modification agreements, forbearance agreements, compliance and lender liability defense. Our firm is large enough to handle complex commercial transactions and UTAH BANKERS ASSOCIATION 22
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