2025 Pub. 13 Issue 3

The Bottom Line	4
A Day on the Links	6
Why You’re Probably Not Ready for the Next Wave of Synthetic AI Fraud	8
Community Reinvestment Act Conference Strengthens Banker Engagement	10
Unlocking the Full Potential of CRA Funds	12
How Credit Stress Testing Can Help Build Resilience	14
Bank Kudos	16
Bankers on the Move	18
Welcome to Our New Associate Members!	20
UBA Associate Members	21

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