Business Partner DIRECTORY
The ONLY payment card vendor with a production facility in UTAH 35 years of proven experience Speed, responsiveness, exibility: customers are our priority Global company, local service. WE ARE HERE Contact Us: 732-542-3500 Utah Location: 2252 South Presidents Dr. Suite A & B West Valley City, Utah New Jersey Location: 200 Industrial Way West, Suite 3 Eatontown, NJ Visit Us: in Sun Valley, June 28–July 1 Booth #16 Meet us at the Utah Bank Association Annual Convention Global footprint dedicated to payment cards
4 Mission Statement 5 President’s Message 6 Associate Members By Category 9 Associate Members Alphabetically 9 A 10 B 12 C 14 D 14 E 15 F 16 G 16 H 17 I 18 K 18 M 20 N 21 O 22 P 23 R 25 S 28 T 29 U 29 V 30 W 30 Z 2026 Business Partner Directory CONTENTS TABLE of 2026 BUSINESS PARTNER DIRECTORY 3
©2026 UBA Business Partner Directory | MBR Connect™, formerly The newsLINK Group LLC. All rights reserved. UBA Business Partner Directory is published one time each year and is the official publication of this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the UBA, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (801) 676-9722. Mission Statement The Utah Bankers Association is a financial services trade association comprised of regional, community and industrial banks. The Association’s mission is to: • Promote a favorable image and understanding of the banking industry to the general public and maintain the public confidence in the strength and security of Utah’s financial service industry. • Protect the industry against legislation or regulation which could result in undue or burdensome oversight or competitive disadvantage. • Provide (i) membership with assistance and resources designed to improve operational efficiency and profitability and (ii) a forum for open communication between providers of financial services in Utah. UTAH BANKERS ASSOCIATION 4
President’s Message We’re pleased to introduce the 2026 UBA Business Partner Directory, your go-to resource for connecting with the companies helping Utah banks stay competitive while navigating change and driving growth. This year’s directory reflects both the strength of our long-standing partners and the continued expansion of solutions supporting today’s evolving banking environment. Alongside many trusted providers, we’re excited to welcome several new partners focused on emerging technologies, including artificial intelligence, digital assets and other forward-looking tools shaping the future of financial services. These partners not only deliver valuable expertise and solutions but also play a key role in supporting UBA programs and events, helping us provide meaningful education, networking and advocacy opportunities throughout the year. We encourage you to keep this directory close at hand. Inside, you’ll find a categorized listing for quick reference, followed by an alphabetical directory with detailed company profiles and contact information. Thank you for your continued support of the UBA and the partners who strengthen Utah’s banking industry. Howard Headlee President & CEO Utah Bankers Association 2026 BUSINESS PARTNER DIRECTORY 5
Associate Members By Category ACCOUNTANTS/CPAS Baker Tilly US LLP Crowe LLP Eide Bailly LLP Forvis Mazars PwC RSM US LLP Simpson & Company, CPAs AI BANKING INFRASTRUCTURE Go Abacus Corporation AI COMPLIANCE Spring Labs APPRAISALS Ascribe ASSET/REAL ESTATE MANAGEMENT Baker Group Cherrywood Enterprises LLC ATM SERVICES/SUPPLIES Convergint ATTORNEYS/LAW FIRMS Dorsey & Whitney LLP Holland & Hart LLP Parsons Behle & Latimer Ray Quinney & Nebeker PC Scalley Reading Bates Hansen & Rasmussen BALANCE SHEET MANAGEMENT R&T Deposit Solutions BANK ADVISORY SERVICES FinPro Inc. BANK/OFFICE SUPPLIES ODP Business Solutions BROAD GOVERNANCE Savory Fund BROKERAGE SERVICES FHN Financial CAPITAL PARTNERS Fin Capital InterMountain Business Lending IntraFi Savory Fund SpringTide Ventures CARD MANUFACTURING & FULFILLMENT Tag Systems USA Inc. CARD SERVICES Discover Debit Engage fi PULSE, a Discover Company CERTIFIED DEVELOPMENT COMPANY B:Side Capital Capital Matrix Inc. InterMountain Business Lending Mountain West Small Business Finance CHECK PRINTING Vericast COLLECTIONS Cherrywood Enterprises LLC REPAY COMPLIANCE/AUDITS Compliance Alliance Inc. CrossCheck Compliance Kobalt Labs Ncontracts RSM US LLP TCA Compliance CONSULTING SRM CORE/DATA PROCESSING BMA Banking Systems Engage fi FPS GOLD iDENTIFY Raisin Spring Labs Tag Systems USA Inc. CORRESPONDENT SERVICES Bankers’ Bank of the West Bell Bank PCBB REPAY Stablecore West Gate Bank Correspondent Mortgage Services Zions Correspondent Banking Group CRA SERVICES RMCRC TCA Compliance CREDIT CARD SERVICES CorServ Tag Systems USA Inc. DIGITAL ASSETS Stablecore DISASTER RECOVERY Azureity Inc. DOCUMENT SHREDDING Shred-It DUE DILIGENCE CrossCheck Compliance UTAH BANKERS ASSOCIATION 6
EDUCATION OnCourse Learning EQUIPMENT SALES/SERVICE Convergint Tech Legion EXCESS DEPOSIT INSURANCE NBID LLC R&T Deposit Solutions FEE INCOME STRATEGIES StrategyCorps FURNITURE & FIXTURES ODP Business Solutions HUMAN RESOURCES, BENEFITS, TRAINING isolved INSURANCE ABA Insurance Services Inc. KeyState Newcleus LLC Unitas Financial Services INTEREST RATE RISK MANAGEMENT Baker Group Ncontracts PCBB INVESTMENT SERVICES Baker Group FHN Financial Fin Capital Newcleus LLC Piper Sandler Companies Run Ventures Savory Fund SpringTide Ventures IT SERVICES VindiX JOB BOARD BankTalentHQ LENDING PARTNERS B:Side Capital Bell Bank Capital Matrix Inc. CorServ Federal Home Loan Bank of Des Moines MoFi Mountain West Small Business Finance RMCRC Zest AI LOAN SERVICES BHG Financial Institutional Network MANAGEMENT CONSULTANTS Cherrywood Enterprises LLC Engage fi MARKETING SOLUTIONS Bank Marketing Center Naehas Raisin StrategyCorps Vericast MERCHANT SERVICES Select Bankcard MORTGAGE SERVICES West Gate Bank Correspondent Mortgage Services PAYMENT PROCESSING REPAY PAYROLL isolved PRINTING ODP Business Solutions QUALITY CONTROL CrossCheck Compliance SECURITY SERVICES/ FRAUD PREVENTION Azureity Inc. Convergint VindiX Zest AI SOFTWARE PROVIDERS Azureity Inc. CorServ Fin Capital Go Abacus Corporation iDENTIFY mysherpas Naehas Spring Labs Stablecore Tech Legion VindiX Zest AI SWEEP SOLUTIONS NBID LLC TECHNOLOGY AUDITS & RISK ASSESSMENTS iDENTIFY Naehas RSM US LLP Tech Legion TRAINING OnCourse Learning VENDOR MANAGEMENT Ncontracts VENTURE CAPITAL Run Ventures WHOLESALE FUNCTION TREASURY SERVICES NBID LLC 2026 BUSINESS PARTNER DIRECTORY 7
800-873-4722 | NE: 888-467-5544 | www.bbwest.com • Independent loan reviews. • Strategic growth consulting. • Helping banks strengthen credit quality, manage risk, and plan confidently for expansion and succession. • Community banks deserve a partner as dependable and resilient as the communities they serve. • Assessing wire transfer risks. • Delivering compliant backup solutions. • Trusted support, expert guidance, and service every step of the way. Bill Mitchell BBWest, CEO & Vice Chair Jim Swanson President, Bank Strategies, LLC. Anne Benigsen President, CivITas Bank Solutions, LLC. • Vulnerability scans. • Penetration testing. • Phishing simulations and IT consulting. • Plus, monitoring and training. • Board advisory support to strengthen your bank’s security posture. • Policy reviews. ASK ABOUT BRIDGE! Our secure online portal for ACH, wires, reporting, OFAC screening, anomaly detection, SFTP, file transfers, and seven-year archiving. EXPERT LOAN REVIEW SERVICES BUSINESS CONTINUITY OPTIONS Established in 1980, Bankers’ Bank of the West has served community banks for over 45 years as a trusted, non-competing partner built on strong relationships, expertise, and a long-term perspective. As the financial landscape evolves, we help partners stay relevant and competitive through innovation, efficiency, and responsive support, while staying true to the values that have guided us from the start. EST 1980 OVER 45 YEARS OF EXPERTISE COMPREHENSIVE CYBERSECURITY SERVICES We Champion Community Banking!
Associate Members Alphabetically A ABA Insurance Services Inc. 3401 Tuttle Rd., Ste. 300 Shaker Heights, OH 44122 Mike Read mread@abais.com (800) 274-5222 www.abais.com ABA Insurance Services provides D&O, bond and cyber insurance to financial institutions, including trust companies and banks in organization, through UBA’s Endorsed Vendor program. Recognized as insurance experts who understand banking operations, our tenured, experienced team of underwriting and claims professionals is highly regarded for its in-depth knowledge and expertise. We help mitigate risks by providing valuable loss control resources, such as SafeTalk® newsletters, SafeAlert® bulletins and webinars. With a 30% nationwide market share, the program is a market leader that has been supporting the banking industry for over 30 years. Ascribe 400 N. Tustin Ave., Ste. 402 Santa Ana, CA 92705 Lindsey Pryor lpryor@ascribeval.com (316) 253-2837 www.ascribeval.com Ascribe is a national appraisal management firm providing all types of valuation services for both commercial and residential properties. Azureity Inc. 585 W. 500 S., Ste. 210 Bountiful, UT 84010 Bryan Boam bboam@azureity.com (801) 677-2499 azureity.com At Azureity Inc., we specialize in delivering managed security services and managed technology services tailored to the unique needs of banks, credit unions and financial institutions. Our solutions are built around NIST cybersecurity compliance frameworks, helping ensure your organization meets regulatory standards while staying ahead of evolving threats. Our comprehensive managed services include: firewall management, backup & disaster recovery (BDR), multi-factor authentication (MFA), secure email solutions, endpoint patching, endpoint detection & response (EDR), virtual server hosting, and security information and event management (SIEM) with 24/7 monitoring, virtual CISO advisory services. 2026 BUSINESS PARTNER DIRECTORY 9
B capital B:Side Capital Lisa Adams ladams@bside.org (303) 657-0010 www.bsidecapital.org B:Side Capital is shaking up small business lending in the Rocky Mountain Region. They remain steadfast in their mission of over 30 years to foster the economic growth of diverse small businesses. As a certified development company and lender service provider, B:Side Capital is committed to serving its lending partners through Small Business Administration 504 and 7(a) loans. They care about creating access to responsible capital for small businesses and being a resource for banks and entrepreneurs alike. Since 1990, they’ve funded nearly 4,100 small business loans, helping to create over 30,000 jobs, and injecting $4.98 billion into the economy. The Baker Group 2975 W. Executive Pkwy., Ste. 139 Lehi, UT 84043 Brian Bates bbates@gobaker.com (800) 937-2257 www.gobaker.com The Baker Group is one of the nation’s largest independently owned securities firms specializing in asset/liability and investment portfolio management for community financial institutions. We’ve helped our clients improve decision-making, manage interest rate risk and maximize investment portfolio performance since 1979. Our proven approach to total resource integration for community financial institutions leverages software and products developed by Baker’s Software Solutions, along with the firm’s investment experience and advice. Baker Tilly US LLP 601 W. Riverside Ave., Ste. 1800 Spokane, WA 99201 Mike Thronson mike.thronson@bakertilly.com (509) 747-2600 bakertilly.com Moss Adams and Baker Tilly have joined forces to redefine accounting, tax and advisory services for the middle market. Our team of more than 700 specialized professionals delivers assurance, tax, and risk management solutions to over 9,000 financial services clients nationwide. United, we bring a legacy and commitment to helping our clients embrace what’s next. Our dedicated professionals work with more than 1,000 baking clients governed by state and federal banking oversight agencies and the Consumer Financial Protection Bureau. Beyond analyzing your financial statements and addressing your tax and assurance needs, we offer a coherent, solutions-based approach catered to the financial service industry’s unique complexities. Bank Marketing Center 95 Old Stratton Chase Atlanta, GA 30328 Neal Reynolds nreynolds@bankmarketingcenter.com (678) 528-6688 www.bankmarketingcenter.com Bank Marketing Center (BMC) is a web-based platform that helps banks streamline marketing production, automate compliance and cut costs. With intuitive content creation tools and built-in digital asset and social media management, BMC empowers banks to produce custom, compliant content faster and more efficiently. UTAH BANKERS ASSOCIATION 10 ASSOCIATE MEMBERS ALPHABETICALLY
Bankers’ Bank of the West 1099 18th St., Ste. 2700 Denver, CO 80202 Lance Niles lniles@bbwest.com (303) 291-3700 bbwest.com Bankers’ Bank of the West (Member FDIC) has supported community banks with high-quality, affordably priced correspondent solutions and expert customer service since 1980. Services include loan participations for overline, share-the-risk and concentration management; bank stock and direct loans to banks; and municipal leasing. We offer professional safekeeping and access to investment portfolio accounting services. Additionally, we provide cash letter processing and settlement services; agent fed funds and fed funds lines; wire transfers; international services; and certificates of deposit. Bank card products include ATM and debit card processing; merchant services and mobile payments solutions; and credit, debit and prepaid cards. BankTalentHQ 3201 W. White Oaks Dr., Ste. 400 Springfield, IL 62704 Rachel Selvaggio rselvaggio@illinois.bank www.banktalenthq.com BankTalentHQ is the premier talent management site for banking careers. It allows Utah banks to reach a nationwide audience by posting job openings for your institutions, with the ability to purchase a single 30-day post or a discounted posting package to fill multiple vacancies. Visit banktalenthq.com to post or search for a job. Bell Bank 2435 S. Honeysuckle Cir. Mesa, AZ 85209 Tracy Peterson tpeterson@bell.bank (480) 339-8533 bell.bank Bell Bank is one of the largest independently owned banks in the nation, with assets exceeding $9 billion. As a privately held company, we don’t have the pressure of next quarter’s earnings. Instead, we focus on a healthy balance of profitability, growth and nurturing relationships. Unlike a typical correspondent bank, Bell’s focus is on working as your partner. We have larger hold limits, so we won’t resell your loan participation with us. We also have a team dedicated to correspondent banking and credit, so we can provide flexible underwriting, competitive lending terms and prices, fast decision-making and consistent communication. BHG Financial Institutional Network 10234 W. State Rd. 84 Davie, FL 33324 Keith Gruebele kgruebele@bhg-inc.com (954) 263-6399 bhgfinancial.com/institutional-network BHG Financial has partnered with community banks for nearly a quarter-century, providing access to low-risk, high-yielding credits sourced from the top borrowers in America. Over 1,700 banks have purchased these loans as a source of reliable margin expansion and diversification, earning over $2 billion in combined interest income. 2026 BUSINESS PARTNER DIRECTORY 11 ASSOCIATE MEMBERS ALPHABETICALLY
BMA Banking Systems 2151 S. 3600 W. West Valley City, UT 84119 Adam Weight adam.weight@bmabankingsystems.com (801) 887-0122 bmabankingsystems.com BMA offers expert, tailored software solutions to help your bank succeed. BMA is an innovative leader in software technology by providing outstanding core processing services. Whether you have an existing bank or are creating a new one, and whether you need custom programming or IT services, our software can be built to meet your specific needs and wants. Our team is customer-centric; we put you first! We’re focused on providing the ultimate customer care experience while delivering outstanding products. Call to schedule a discovery meeting or demonstration. C Capital Matrix Inc. 6429 W. Interchange Ln. Boise, ID 83709 Ann Munroe amunroe@capitalmatrix.org (208) 789-2605 capitalmatrix.org Capital Matrix is a certified development company (CDC) located in Boise, Idaho. We promote the SBA 504 program and partner with area lenders to provide real estate and equipment financing to small business lenders in Idaho, Utah, Montana, Oregon and Washington. Cherrywood Enterprises LLC 12472 Lake Underhill Rd., Ste. 337 Orlando, FL 32828 Craig M. Geisler cgeisler@cherrywoodenterprises.com (321) 247-5066 cherrywoodenterprises.com Cherrywood Enterprises is a buyer of charged-off debt files. We purchase charged-off credit cards, consumer loans, overdraft accounts, commercial loans and even judgments! Compliance Alliance Inc. PO Box 162407 Austin, TX 78716 Scott Daugherty scott@compliancealliance.com (888) 353-3933 compliancealliance.com Compliance Alliance’s board of directors is made up of the CEOs of state bankers associations representing 75% of states across the nation. C/A offers a family of services that includes Compliance Hub, Assurance Services, and Virtual Partners. Compliance Hub is a subscription-based regulatory and consumer compliance advisory with access to live hotlines to attorneys, proprietary tools, educational webinars and unlimited document reviews. Assurance Services is our independent group of certified bank auditors offering regulatory compliance audits, including recommendations for program enhancements to improve future safety and soundness. Virtual Partners is a shared-service model using bank-dedicated compliance officers to monitor and guide your compliance program remotely. UTAH BANKERS ASSOCIATION 12 ASSOCIATE MEMBERS ALPHABETICALLY
Convergint 2211 W. 2300 S. Salt Lake City, UT 84119 Christopher Rawson christopher.rawson@convergint.com (801) 336-0704 convergint.com Convergint offers solutions for ATM, ITM, recyclers, TCRs, vault, night-drops, under-counter steel, teller nests, remote banking-vacuum tubing, security, access control, fire detection and suppression, safety deposit box, and safe lock replacement and lock drilling on a branch or institutional level, with a track record of providing industry-leading service. With offices strategically located in the Salt Lake Valley and St. George, Convergint is uniquely positioned to serve banks all over Utah. CorServ 5607 Glenridge Dr., Ste. 460 Atlanta, GA 30342 Eden Dombrowa edombrowa@corservsolutions.com (404) 939-6049 www.corservsolutions.com CorServ provides innovative payment card issuing, processing and program management solutions, empowering banks and fintechs to successfully deliver credit, debit, prepaid, virtual and purchasing cards. CorServ’s turnkey credit card issuing program enables banks to earn a significantly higher ROA than the typical Agent Bank model, access cardholder data, and participate in credit decisions without adding staff or infrastructure. Banks can choose to be self-issuers leveraging CorServ’s comprehensive technology and capabilities, and fintechs can embed payment cards into their platforms with CorServ’s API-first issuer processor solution. CrossCheck Compliance LLC 810 W. Washington Blvd. Chicago, IL 60607 Todd Krell tkrell@crosscheckcompliance.com (317) 459-0823 crosscheckcompliance.com CrossCheck Compliance LLC is a nationwide consulting firm providing regulatory compliance, internal audit, fair lending, loan review/due diligence and litigation support services exclusively to the financial services industry. Since our founding in 2008, we have built a reputation for tailoring solutions that fit each client’s size, complexity and business needs. Our experts adeptly identify the needs and challenges of our clients, having held similar positions as compliance officers, internal auditors, general counsel, outside counsel, regulators, underwriters and consultants. Our experienced and credentialed professionals have expertise in federal and state financial regulations, as well as certifications in accounting, compliance, risk, internal audit, fraud, underwriting, BSA/AML and mortgage banking. Crowe LLP 1801 California St., Ste. 2200 Denver, CO 80202 Sindy Nicholson sindy.nicholson@crowe.com (303) 831-5000 www.crowe.com Crowe LLP is a public accounting, consulting and technology firm that uses its deep industry expertise to provide audit services to public and private entities. The firm and its subsidiaries also help clients make smart decisions that lead to lasting value with its tax, advisory and consulting services. Crowe is recognized by many organizations as one of the best places to work in the U.S. As an independent member of Crowe Global, one of the largest global accounting networks, Crowe serves clients worldwide. The network consists of more than 200 independent accounting and advisory services firms in over 130 countries. 2026 BUSINESS PARTNER DIRECTORY 13 ASSOCIATE MEMBERS ALPHABETICALLY
D Discover® Debit 1301 McKinney St., Ste. 2500 Houston, TX 77010 Jim Foster jimfoster@discover.com (303) 993-4701 www.discoverdebit.com Discover® Debit is the first debit card brand designed for community banks just like yours that want the freedom and choice to issue cards without the high costs and restrictions imposed by legacy brands. Dorsey & Whitney LLP 111 S. Main St., Fl. 21 Salt Lake City, UT 84111 Steve Waterman waterman.steven@dorsey.com (801) 933-7365 www.dorsey.com Dorsey & Whitney provides legal representation across all aspects of commercial banking, with particular experience in lending, litigation, bankruptcy and receiverships, mergers and acquisitions, and regulatory matters. Founded in 1912 at the request of a bank, Dorsey has a century of service in the financial services industry. Dorsey represents lead arrangers, administrative agents, lending banks, and borrowers in syndicated, club and single-bank credit transactions, and also advises national banks, multi-bank holding companies, regional banks and foreign banks on regulatory matters. E Eide Bailly LLP 5 Triad Ctr., Ste. 600 Salt Lake City, UT 84121 Gary Smith gsmith@eidebailly.com (888) 777-2015 www.eidebailly.com As CPAs and business advisors, Eide Bailly LLP serves banks by providing tax and assurance services, internal audits, compliance consulting and loan review services, technology examination services, strategic planning, bank stock valuations, bank M&A analysis and fraud investigation. Eide Bailly is ranked among the 25 largest CPA firms in the nation. The regional CPA and business advisory firm offers a team of professionals who work specifically with clients in the financial institutions industry. What inspires you inspires us. Engage fi 5550 W. Executive Dr., Ste. 540 Tampa, FL 33609 Emily Harrington emily.harrington@engagefi.com (844) 415-7962 engagefi.com With over 1,500 successful projects completed, the team at Engage fi is a blend of consultants, educators, integrators and advocates. We are laser-focused on guiding financial institutions through our proven process and enabling them to make informed, timely decisions on vendor relationships so they can change at the speed of the consumer. Engage fi has negotiated over $3 billion in savings and incentives for our clients. We have a unique approach, and our strategic projects are as unique as the clients we serve. Let’s engage! UTAH BANKERS ASSOCIATION 14 ASSOCIATE MEMBERS ALPHABETICALLY
F Federal Home Loan Bank of Des Moines 909 Locust St. Des Moines, IA 50309 Zachary Bassett zbassett@fhlbdm.com (800) 544-3452 www.fhlbdm.com The Federal Home Loan Bank of Des Moines is a member-owned financial cooperative that provides liquidity, funding and services to enhance our members’ success and the availability of affordable homes and economic development in their communities. FHN Financial 1000 Ridgeway Loop Rd., Ste. 200 Memphis, TN 38120 Trae Winston trae.winston@fhnfinancial.com (901) 435-8757 www.fhnfinancial.com For 160 years, FHN Financial has been dedicated to helping our customers achieve their fixed income goals. Whether you want to buy or sell securities, need help managing your balance sheet, or seek to limit interest rate risk, we can deliver the products and services that are precisely tailored to your needs. We’re confident you won’t find a more responsive, customer-focused fixed income shop anywhere. FHN Financial is an industry leader in fixed income sales, trading and strategies for institutional customers in the U.S. and abroad. We also provide investment services and balance sheet management solutions. With an average daily trading volume of $4.2 billion, FHN Financial transacts business with approximately 45% of all U.S. banks with portfolios over $100 million. (For 24-month period ending 4Q24.) Fin Capital 1 Sansome St., Ste. 3950 San Francisco, CA 94104 Logan Allin logan@fin.capital (415) 715-4377 fin.capital Fin Capital is a full lifecycle B2B enterprise software investor managing ~$1.35B, with 130+ portfolio companies across three offices. We recently obtained our SBIC license and have set close calendar for our Flagship III — SBIC (non-debenture) fund, which will be the firm’s ninth fund overall. Fin’s value proposition for banks is three pillars in driving Alpha/ROI from their SBIC fund investment, supporting the bank’s digital innovation initiatives and commercial opportunities with our portfolio companies and network (deposits, lending, custody, distribution, ECM/DCM, etc.). FinPro Inc. 46 E. Main St., Ste. 303 Somerville, NJ 08876 Scott Polakoff spolakoff@finpro.us (908) 234-9398 www.finpro.us FinPro Inc. is a full-service management consulting firm specializing in providing advisory services to the financial institutions industry. FinPro is an industry leader in strategic planning, board retreat moderation, planning, enterprise risk management, leadership and education, corporate governance, market feasibility, de novo bank formation, asset/liability management and regulatory consulting. FinPro also conducts M&A through its wholly owned subsidiary, FCA, as a FINRA-registered broker/dealer. 2026 BUSINESS PARTNER DIRECTORY 15 ASSOCIATE MEMBERS ALPHABETICALLY
Forvis Mazars LLP 250 E. 200 S., Ste. 1200 Salt Lake City, UT 84111 Bud Hollenkamp bud.hollenkamp@us.forvismazars.com (303) 861-4545 www.forvismazars.us Forvis Mazars LLP is an independent member of Forvis Mazars Global, a leading global professional services network. The firm’s 7,000 dedicated team members provide an Unmatched Client Experience® through the delivery of assurance, tax, and consulting services for clients in all 50 states and internationally through the global network. Stay ahead of the complexities facing financial institutions today. In the heavily regulated banking industry, leaders face more challenges than ever, from managing shareholder and regulator expectations to pursuing digital innovation. Forvis Mazars can help your financial institution address industry-specific issues, including market growth, internal control threats, industry consolidation and compliance. FPS GOLD 1525 W. 820 N. Provo, UT 84601 Matt DeVisser mattd@fps-gold.com (801) 429-2126 www.fpsgold.com Since 1964, FPS GOLD has been an integral part of the computerized data-processing industry. We specialize in helping banks gain a competitive advantage immediately by providing better banking services, including a core and wire system, to help you cut data processing costs, add greater flexibility, improve productivity and integrate all systems for better profitability management and reporting. We know from experience that FPS GOLD’s products and services will give your bank a competitive advantage, driving profitability at a rapid pace. We offer core processing, relationship banking, general ledger, deposit platform, loan origination, internet banking, telephone banking, item and payment processing, check imaging, customer verification and wire system. G Go Abacus Corporation 222 W. Merchandise Mart Plz., #1212 Chicago, IL 60654 Jacob Nolen jacob.nolen@goabacus.co (619) 608-4784 goabacus.co Abacus provides secure, on-premises AI infrastructure designed specifically for regulated financial institutions. We work with scores of community, regional and mid-market banks, as well as large national institutions, helping them safely deploy AI, automate complex workflows and unlock real-time intelligence — all while keeping data fully within their own environment. The Abacus platform includes private large language models, a decentralized indexer that connects to existing systems without moving data, and an audited AI assistant that inherits permissioning and produces traceable, exam-ready outputs. With Abacus, banks improve operational efficiency, reduce compliance burden, and modernize internal and customer-facing processes without compromising security or regulatory standards. H Holland & Hart LLP 222 S. Main St., Ste. 2200 Salt Lake City, UT 84101 Timothy Crisp tscrisp@hollandhart.com (801) 799-5800 www.hollandhart.com Founded in 1947, Holland & Hart is a full-service Am Law 200 firm with offices in eight states and in Washington, D.C. We deliver integrated legal solutions to regional, national and international clients of all sizes in a diverse range of industries. UTAH BANKERS ASSOCIATION 16 ASSOCIATE MEMBERS ALPHABETICALLY
I iDENTIFY 110 S. Hartford Ave., Ste. 2509 Tulsa, OK 74120 Lee Easton lee@goidentify.com www.goidentify.com iDENTIFY removes data silos in banking! As a Snowflake partner, iDENTIFY helps clean, normalize and stage data from an average of seven sources within a bank or credit union so they can activate that data. We work with major payments-focused banks and their fintech programs to auto-reconcile transaction data and compare it to transactions on the card networks in real time. We work with many traditional financial institutions that are rolling out Snowflake for the first time. InterMountain Business Lending 5333 Adams Ave., Ste. B Ogden, UT 84405 Caryl Eriksson ceriksson@im504.com (801) 627-1333 im504.com InterMountain Business Lending is committed to providing the best SBA 504 loan experience for our partner lenders. We’re proud of our staff and their ability to structure tough deals, find a way to make a project work, and do it right and quickly. We’ve assisted over 1,500 small businesses in building their dreams through building and equipment ownership. We’d love to partner with you to deliver an amazing SBA lending experience for your customers. IntraFi 1300 N. 17th St., Ste. 1800 Arlington, VA 22209 Andy Pohlman apohlman@intrafi.com (703) 292-3301 www.intrafi.com Chosen by over 3,000 financial institutions, IntraFi has provided deposit placement and wholesale funding services for more than 20 years. IntraFi’s network — the largest of its kind — brings scale, giving each participant access to tens of billions of dollars in funding, the highest per-depositor and per-bank capacity, and the peace of mind that comes with making large-dollar placements. The company invented reciprocal deposits, and its tested, trusted solutions are utilized by financial institutions of all sizes. IntraFi helps its network participants grow strong, loyal customer relationships, fund more loans, earn fee income and seamlessly manage liquidity through all market conditions. isolved 324 S. State St., Ste. 500 Salt Lake City, UT 84111 Brad Rich brich@isolvedhcm.com (801) 664-4454 www.isolvedhcm.com isolved provides a robust HR and payroll foundation that simplifies everyday tasks and increases employee engagement for all businesses. One solution that does it all! 2026 BUSINESS PARTNER DIRECTORY 17 ASSOCIATE MEMBERS ALPHABETICALLY
K KeyState Captive Management LLC PO Box 50102 Henderson, NV 89016 Brian Amend bamend@key-state.com (702) 598-3738 www.key-state.com/captive-solutions KeyState Captive Management LLC, an affiliate of The KeyState Companies, has partnered with the Utah Bankers Association to offer a unique bank captive insurance program to Utah banks. The bank captive program is designed by the national accounting firm Crowe Horwath LLP and administered by KeyState Captive Management. Banks that meet certain asset size and earnings criteria can form their own wholly owned captive insurance company to finance risks (that are not commercially insured) in a tax-advantaged way. KeyState and its affiliates have been working with banks for over 22 years, providing Nevada investment subsidiary, portfolio management and asset liability consulting services. We are pleased to now introduce the bank captive program. Kobalt Labs 410 W. 23rd St., #3A New York, NY 10011 Kalyani Ramadurgam kalyani@kobaltlabs.com www.kobaltlabs.com Kobalt Labs is an AI-native compliance platform that automates and enhances critical compliance processes. Synced with evolving state, federal and global regs, Kobalt extracts key evidence and potential gaps in internal and external documentation within minutes. Whether you’re preparing for an exam, looking to scale efficiently, or drowning in fintech partner or vendor diligence, Kobalt provides instant clarity on what matters most, offering the consistency and reliability that manual reviews lack. M MoFi 10 W. Broadway, Fl. 7 Salt Lake City, UT 84101 Dylan Gano dylang@mofi.org (406) 728-9234 www.mofi.org MoFi is a nonprofit Community Development Financial Institution (CDFI) dedicated to supporting small businesses across the West that face challenges accessing traditional financing. Since 1986, our mission has been to provide businesses and entrepreneurs with access to capital and business consulting services. We offer flexible financing options alongside complimentary consulting, helping businesses build a solid foundation and transition to conventional banking relationships as quickly as possible. In addition to our small business lending, MoFi actively participates in the New Markets Tax Credit (NMTC) program and offers SBA microloans and guaranteed loans. UTAH BANKERS ASSOCIATION 18 ASSOCIATE MEMBERS ALPHABETICALLY
Mountain West Small Business Finance 2595 E. 3300 S. Salt Lake City, UT 84109 Danny Mangum dmangum@mwsbf.com (801) 474-3232 mwsbf.com Mountain West Small Business Finance (MWSBF) is one of the nation’s leading SBA 504 lenders. Since 1981, MWSBF has completed over 3,000 SBA 504 loans, helping create 50,000 Utah small-business jobs and bringing together over $2.5 billion in fixed asset capital. Each SBA 504 loan requires the participation of a bank and the partnership of MWSBF to give the small business customer a low-interest, fixed-rate 20-year loan for an owner-occupied building, expansion or equipment. mysherpas 257 E. 200 S., Ste. 525 Salt Lake City, UT 84111 Josh Talbert josh@sherpas.ai (385) 799-6595 www.mysherpas.ai mysherpas is leading the next era of commercial lending technology. Like sherpas guiding climbers through uncharted peaks, we serve as trusted partners — carrying the load, navigating complexity, and helping financial institutions reach new heights with security as our north star. Our platform simplifies operations, so your teams can focus on what matters most: building strong borrower relationships and delivering seamless lending experiences. At the same time, it magnifies the strengths of each team member — regardless of tenure — ensuring everyone is empowered to succeed and contribute to an improved lending experience for all stakeholders. N Naehas 3600 W. Bayshore Rd., Ste. 101 Palo Alto, CA 94301 Cassie LeBlanc cassiel@naehas.com (337) 718-6957 www.naehas.com Naehas believes financial institutions play a pivotal role in helping societies thrive. Whether enabling a family to buy a home, a business to expand or individuals to secure their future, banks should find it easier to create value for people and communities. Banks work with Naehas to accelerate value by creating and marketing personalized products and offers at speed. Built on deep expertise in how banks operate, our solutions orchestrate and automate product, pricing, offers and disclosures, enabling institutions to cut cycle times, launch faster and deliver the relevance that builds loyalty. NBID LLC 27 W. 24th St., Ste. 701 New York, NY 10010 Tony Karalekas tony@nbid.com (239) 248-5764 www.nbid.com NBID (National Bank InterDeposit Company) is the first bank-owned, bank-driven reciprocal deposit network, formed to give community and regional banks direct oversight, transparency and long-term control over a critical piece of their deposit infrastructure. NBID enables banks across the country to offer expanded deposit insurance, retain large depositors and reduce uninsured balances. Through NBID, banks can leverage reciprocal deposits, sweep funds and access funding — all at materially lower costs than legacy deposit networks and with full governance oversight. NBID delivers modern, API-driven technology, streamlined operations, dedicated institution support and a profit-share model that returns value directly to participating banks. All participating depository institutions receive a membership interest in NBID. UTAH BANKERS ASSOCIATION 20 ASSOCIATE MEMBERS ALPHABETICALLY
Ncontracts 1221 Broadway, Ste. 1900 Nashville, TN 37203 Rashida Holmes rashida.holmes@ncontracts.com (202) 460-2686 www.ncontracts.com Ncontracts is the financial industry’s leading provider of integrated risk management solutions — trusted by more than 5,000 U.S. financial organizations, including banks. Ncontracts combines powerful, cloud-based software with expert-built content and regulatory insight from real-world practitioners to help banks identify, assess and act on risk across the entire organization — from enterprise risk and third-party relationships to regulatory compliance and business continuity. The result is stronger visibility, smarter decisions and more resilient operations. Newcleus LLC 411 S. State St., Fl. 3 Newtown, PA 18940 Larry Rowley lrowley@newcleus.com (267) 291-2130 newcleus.com The power of Newcleus: combining decades of experience to redefine what’s possible in designing and administering compensation, benefits, investment and financing strategies. We generate the uncommon insights that ensure you retain the people who power your company. O ODP Business Solutions 9501 Amberglen Blvd., Ste. 200 Austin, TX 78729 Jesse Soto jesse.soto@odpbusiness.com (512) 881-7443 www.odpbusiness.com ODP Business Solutions provides UBA members significant discounts on a wide range of office and banking supplies, cleaning supplies, furniture, break room provisions, print solutions and promotional products, with an average cost savings of 20-30% to participating members. Program benefits include 1,300+ discounted items frequently used by the banking industry; free next-day delivery on qualifying orders of $50 or more within local delivery areas; contract pricing through our Employee Purchase Program; buy online and pick up in-store in one hour; and more. 2026 BUSINESS PARTNER DIRECTORY 21 ASSOCIATE MEMBERS ALPHABETICALLY
OnCourse Learning PO Box 310 Waunakee, WI 53597 www.oncourselearning.com/bank OnCourse Learning is a member of Adtalem Global Education (NYSE:ATGE), a global education provider headquartered in the United States. It empowers financial institutions to prepare their frontlines, compliance teams, executive leadership and board of directors with comprehensive enterprise compliance, risk management and professional development education that is effective and engaging. Over 10,000 clients and partners have adopted OnCourse Learning solutions to efficiently manage complexity, change and growth. Plus, over the course of our 40+ year history, we have trained over 190,000 individuals with our NMLS-approved licensure and continuing education courses. P Parsons Behle & Latimer 201 S. Main St., Ste. 1800 Salt Lake City, UT 84111 Gary E. Doctorman gdoctorman@parsonsbehle.com (801) 532-1234 parsonsbehle.com Parsons Behle & Latimer offers national expertise in a regional law firm. The firm offers the resources and capabilities of a large and diverse firm, coupled with the highest levels of accessibility and responsiveness. With more than 150 attorneys, it brings a depth and range of experience in the following major areas: banking and finance, corporate transactions and securities, Chapter 11 bankruptcy and restructuring, energy, environmental and natural resources, cybersecurity and data privacy, employment and labor, government relations and lobbying, healthcare, intellectual property, litigation, real estate and tax law. PCBB 1255 Treat Blvd., Ste. 240 Walnut Creek, CA 94597 Michael Johnson mjohnson@pcbb.com (415) 399-5800 www.pcbb.com PCBB was created with the sole purpose of helping community-based financial institutions become stronger. Our goal was to create an organization that could provide fellow bankers with high-quality, competitively priced correspondent banking solutions and personalized service. PCBB provides a comprehensive set of products and services covering multiple areas important to community banks, including correspondent and commercial banking, hedging and international. PCBB also offers a variety of consulting services, including asset-liability management, relationship profitability, loan reserve analysis and stress testing. Our services are designed to help you compete more effectively, but never to compete against you for your own customers. Piper Sandler Companies 1251 Avenue of the Americas, Fl. 6 New York, NY 10020 Avi Barak avi.barak@psc.com (212) 466-7700 www.pipersandler.com Piper Sandler is a leading investment bank and institutional securities firm driven to help clients Realize the Power of Partnership®. Through a distinct combination of candid counsel, focused expertise and empowered employees, we deliver insight and impact to each and every relationship. Our proven advisory teams combine deep product and sector expertise with ready access to global capital. Founded in 1895, the firm is headquartered in Minneapolis with offices across the United States and in London, Aberdeen and Hong Kong. UTAH BANKERS ASSOCIATION 22 ASSOCIATE MEMBERS ALPHABETICALLY
PULSE, a Discover Company 1301 McKinney St., Ste. 600 Houston, TX 77010 Jim Foster jimfoster@discover.com (281) 884-8663 www.pulsenetwork.com/public/discover-debit Discover® Debit is the first debit card brand designed for community banks just like yours that want the freedom and choice to issue cards without the high costs and restrictions imposed by legacy brands. PwC 201 S. Main St., Ste. 900 Salt Lake City, UT 84111 Ryan Dent ryan.j.dent@pwc.com (435) 850-9797 www.pwc.com Your challenges are unique, and they help shape how we work. We listen carefully and bring the right people and perspectives to deliver quality in everything we do. Looking beyond the numbers, we surface insights so you can make smarter decisions and spark big ideas for your business. Led by our people and powered by AI and advanced technology, our approach is easy to engage with — because it revolves around you. We work side by side to reimagine how your business runs. Whether you’re navigating familiar ground or facing new uncertainties, we turn insight into action and experience into outcomes. R R&T Deposit Solutions 1370 Broadway, Fl. 17 New York, NY 10018 Carissa Cancel ccancel@rnt.com (866) 237-2752 rnt.com R&T Deposit Solutions provides deposit and liquidity solutions to financial intermediaries around the country. R&T offers a wide range of innovative tech-enabled services to help banks, credit unions, broker-dealers, trust companies and wealth managers meet their unique cash sweep, deposit funding and securities-based lending needs. Through the Demand Deposit Marketplace® (DDM®) program, R&T provides banks and other depository institutions with access to millions of dollars in reciprocal deposits, and underlying customers with access to expanded FDIC insurance coverage on their deposits through other participating banks. R&T is also the trusted vendor of large broker-dealers and other financial institutions that administer their insured cash sweep programs. Raisin 1411 Broadway, Fl. 14 New York, NY 10018 Iñigo San Martin inigo.sanmartin@raisin.com www.raisin.com/en-us Raisin is a turnkey digital solution that helps raise retail deposits efficiently and cost-effectively by connecting financial institutions with consumers nationwide and delivering the full deposit value chain. With our proprietary direct-to-consumer channel, we provide savers across America with access to a suite of savings products from our network of financial institutions through the convenience of a single account that can be set up in minutes. 2026 BUSINESS PARTNER DIRECTORY 23 ASSOCIATE MEMBERS ALPHABETICALLY
Ray Quinney & Nebeker PC 36 S. State St., Ste. 1400 Salt Lake City, UT 84111 Richard Madsen rmadsen@rqn.com (801) 532-1500 rqn.com Ray Quinney & Nebeker is the region’s top law firm for banks. We have the largest and most sophisticated banking and financial institutions practice in Utah, with many of our lawyers having more than 25 years of experience in this practice area. With years of transactional experience with commercial, real estate and consumer transactions, as well as in other more specialized lending and leasing areas, plus demonstrated expertise in resolving risk management issues for financial institutions, such as problem loans and leases, workouts and bankruptcy representation, we are the “go-to” law firm for Utah’s most important and prosperous lenders and lessors. REPAY 3060 Peachtree Rd. NW, Ste. 1100 Atlanta, GA 30305 Brad Call bcall@repay.com (877) 607-5468 repay.com REPAY is the nation’s leading payments processor for the consumer lending space. Our innovative solutions help financial institutions improve the way they offer payments and delight their customers with convenient, quick and secure ways to pay and get paid. RMCRC 64 E. Winchester St., Ste. 230 Salt Lake City, UT 84107 Christopher Jensen cjensen@rmcrc.org (801) 366-0040 rmcrc.org Rocky Mountain Community Reinvestment Corporation (RMCRC) is a private nonprofit supported by Utah’s banking community. RMCRC was created by these banks over 20 years ago to increase access to housing financing in low- and moderate-income communities. With the support of its 30-member bank network, RMCRC originates and services commercial loans for affordable housing and community development. RMCRC provides technical assistance, community advocacy, and financial products for both nonprofit and for-profit developers and service providers. RMCRC is certified as a CDFI. RSM US LLP 515 S. Flower St., Fl. 17 Los Angeles, CA 90071 Doug Harrison doug.harrison@rsmus.com (213) 330-4736 rsmus.com RSM’s purpose is to deliver the power of being understood to our clients, colleagues and communities through world-class audit, tax and consulting services focused on middle market businesses. The clients we serve are the engine of global commerce and economic growth, and we are focused on developing leading professionals and services to meet their evolving needs in today’s ever-changing business environment. RSM US LLP is the U.S. member of RSM International, a global network of independent audit, tax and consulting firms with more than 43,000 people in more than 120 countries. UTAH BANKERS ASSOCIATION 24 ASSOCIATE MEMBERS ALPHABETICALLY
Run Ventures 95 S. State St., Ste. 1400 Salt Lake City, UT 84111 Barrett Edgington barrett@run.vc (801) 372-7014 run.vc Run Ventures is a venture capital firm headquartered in Salt Lake City, Utah, investing at the Seed and Series A stages. The firm invests in unrelenting founders who tackle high-stakes, future-defining problems. Run Ventures prioritizes technical teams leveraging AI to scale their businesses and create valuable products for their clients. Beyond generating strong financial returns for limited partners, the firm is focused on investing in companies that will define categories and improve the world in the process. S Savory Fund 1557 W. Innovation Way, #150 Lehi, UT 84043 Taylor DeHart tdehart@savoryfund.com (801) 642-3800 savoryfund.com Savory is an innovative private equity firm that combines over $450 million in assets under management with a growth playbook and expertise developed over 15 years of operating in the restaurant industry. Savory partners with high-potential, profitable, emerging restaurant brands to deliver financial capital, industry expertise, growth and revenue opportunities, profitability enhancements and new location development. Savory is currently invested in the following brands: Swig, R&R BBQ, PINCHO, Via 313 Pizzeria, Mo’ Bettah’s Hawaiian Style Food, 86 Repairs, Saigon Hustle, Hash Kitchen, The Sicilian Butcher, Houston TX Hot Chicken and South Block. Scalley Reading Bates Hansen & Rasmussen PC 15 W. South Temple, Ste. 600 Salt Lake City, UT 84101 Darwin Bingham dbingham@scalleyreading.net (801) 531-7870 www.scalleyreading.com Scalley Reading Bates Hansen & Rasmussen PC is a full-service law firm serving Utah businesses for over 35 years. Lending institutions represent the largest segment of our clients, so our attorneys are knowledgeable and skilled in addressing the specific needs of lenders. With numerous laws protecting the borrower, a lender needs an experienced attorney who knows how to document transactions, enforce loans and protect the lender. We specialize in foreclosures, creditor bankruptcy, debt collection, loan documentation, modification agreements, forbearance agreements, compliance and lender liability defense. Our firm is large enough to handle complex commercial transactions and litigation, but small enough to respond effectively to your specific needs. 2026 BUSINESS PARTNER DIRECTORY 25 ASSOCIATE MEMBERS ALPHABETICALLY
Select Bankcard 170 S. Interstate Plz., Ste. 200 Lehi, UT 84043 Pete Mudrow pmudrow@selectbankcard.com (801) 791-1938 www.selectbankcard.com Select Bankcard was founded in 2010 as a full-service merchant account provider. We are focused on creating relationships that engender trust with the bank and its customers, facilitate a streamlined and enhanced experience via technology, and provide meaningful non-interest revenue to the bank. Select Bankcard’s goal is to make merchant accounts a core offering of the bank, and our team provides a program that is tailored to the needs of each bank, with training, customized marketing materials, local servicing, co-branded online interfaces, portfolio reporting and growth consulting. We understand the Utah community banking environment, and we will give you and your customers a better and more profitable payment experience. Shred-It 205 Winchester Dr. East Stroudsburg, PA 18301 Kevin Kroboth kevin.kroboth@stericycle.com (917) 528-7940 www.shredit.com/en-us/national-accounts/ state-bankers-association-program Shred-It Document Destruction Services can help you develop and implement a cost-effective, secure and compliant document destruction solution. Shred-It security consultants will help you establish a comprehensive document destruction program tailored to your specific business needs — no matter the size of your organization. UBA members have access to special discounts and other program benefits. UTAH BANKERS ASSOCIATION 26 ASSOCIATE MEMBERS ALPHABETICALLY
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