K KeyState Captive Management LLC PO Box 50102 Henderson, NV 89016 Brian Amend bamend@key-state.com (702) 598-3738 www.key-state.com/captive-solutions KeyState Captive Management LLC, an affiliate of The KeyState Companies, has partnered with the Utah Bankers Association to offer a unique bank captive insurance program to Utah banks. The bank captive program is designed by the national accounting firm Crowe Horwath LLP and administered by KeyState Captive Management. Banks that meet certain asset size and earnings criteria can form their own wholly owned captive insurance company to finance risks (that are not commercially insured) in a tax-advantaged way. KeyState and its affiliates have been working with banks for over 22 years, providing Nevada investment subsidiary, portfolio management and asset liability consulting services. We are pleased to now introduce the bank captive program. Kobalt Labs 410 W. 23rd St., #3A New York, NY 10011 Kalyani Ramadurgam kalyani@kobaltlabs.com www.kobaltlabs.com Kobalt Labs is an AI-native compliance platform that automates and enhances critical compliance processes. Synced with evolving state, federal and global regs, Kobalt extracts key evidence and potential gaps in internal and external documentation within minutes. Whether you’re preparing for an exam, looking to scale efficiently, or drowning in fintech partner or vendor diligence, Kobalt provides instant clarity on what matters most, offering the consistency and reliability that manual reviews lack. M MoFi 10 W. Broadway, Fl. 7 Salt Lake City, UT 84101 Dylan Gano dylang@mofi.org (406) 728-9234 www.mofi.org MoFi is a nonprofit Community Development Financial Institution (CDFI) dedicated to supporting small businesses across the West that face challenges accessing traditional financing. Since 1986, our mission has been to provide businesses and entrepreneurs with access to capital and business consulting services. We offer flexible financing options alongside complimentary consulting, helping businesses build a solid foundation and transition to conventional banking relationships as quickly as possible. In addition to our small business lending, MoFi actively participates in the New Markets Tax Credit (NMTC) program and offers SBA microloans and guaranteed loans. UTAH BANKERS ASSOCIATION 18 ASSOCIATE MEMBERS ALPHABETICALLY
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