2026 Pub. 14 Business Partner Directory

VindiX 1984 N. 2405 W. Clinton, UT 84015 Nate Mills nate@vindix.com (385) 332-2936 vindix.com VindiX closes the wire transfer security gap, protecting high-value payment instructions against the massive security gap where traditional cybersecurity and human fail-safes fall short. VindiX adds one simple, powerful extra layer that works seamlessly alongside everything you already do. When sending payment instructions, VindiX quietly creates an invisible digital fingerprint of the exact content — without changing a single word, number or pixel. The recipient needs nothing, they simply visit a standard webpage, check the file and, in seconds, receive a clear green “Verified” or a red warning, giving both parties complete confidence before the wire is ever sent. W West Gate Bank Correspondent Mortgage Services 6003 Old Cheney Rd. Lincoln, NE 68506 Clay Blank cblank@westgate.bank (402) 853-7026 tpo.westgate.mortgage Our mission is to provide you with exceptional service and a full suite of loan products to support your mortgage business. When you choose West Gate Bank Correspondent Mortgage Services as your partner, you can expect loyalty, experience, service, value and partnership. Z Zest AI 3900 W. Alameda Ave., Fl. 16 Burbank, CA 91505 David Odell dho@zest.ai (617) 633-3284 www.zest.ai Since 2009, Zest AI has been innovating and perfecting AI technology, with a mission to expand access to lending through smarter, more efficient AI. Serving more than $5.6 trillion in managed assets with over 900 active models, Zest AI has been a proven partner to banks, credit unions and specialty lenders, helping them decrease risk and boost growth opportunities throughout the lending process. Zest AI leads the industry, powering thriving lending ecosystems with innovative, intelligent solutions across credit underwriting, fraud detection, lending intelligence and more. This U.S.-based technology-as-a-service company serves its clients with over 50 issued and pending patents across automation, accuracy and performance. Zions Correspondent Banking Group 310 S. Main St., Ste. 1100 Salt Lake City, UT 84101 Phil Diederich phillip.diederich@zionsbank.com (801) 844-7853 www.zionsbank.com/business/specialtybanking/correspondent-banking Since 1873, Zions Bank has been a leader in community banking. Today, nearly 140 years later, we offer many products expanding on this great tradition. We offer a wide range of products and solutions, including automated fed funds sweep, foreign exchange, image clearing, internet CD auctions, loan generation and acquisition, fixed income and banking software. UTAH BANKERS ASSOCIATION 30 ASSOCIATE MEMBERS ALPHABETICALLY

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