2026 Pub. 14 Issue 3

The Bottom Line	4
Washington Update: The Fraud Fight Continues	6
Bankers and Business Partners Hit the Links for 10th Annual Golf Classic	7
Utah Bankers Make Their Voices Heard in D.C.	8
Friends of Utah Banking Brings Bankers and Legislative Leaders Together	9
What Does the New Reciprocal Deposit Legislation in the Housing Act Mean for U.S. Banks?	10
The Long Tail of PPP	12
2026 Community Reinvestment Act Conference Explores New Ideas and Opportunities	14
How Lenders Can Use the SBA Program for Their Manufacturing Clients	16
AI-Native Conference Brings Banking and Fintech Leaders to Salt Lake City	17
Bank Kudos	19
Bankers on the Move	22
Welcome to Our New Associate Members!	24
UBA Associate Members	25
UBA Staff	27

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