Howard M. Headlee President & CEO howard@utah.bank Becky Wilkes Executive Vice President bwilkes@utah.bank Sara Matute Vice President sara@utah.bank UBA STAFF ©2025 Utah Bankers Association (UBA) | The newsLINK Group LLC. All rights reserved. Utah Banker is published four times per year by The newsLINK Group LLC for UBA and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of UBA, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. Utah Banker is a collective work, and as such, some articles are submitted by authors who are independent of UBA. While a first-print policy is encouraged, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747-4003. Expand your loan portfolio profitability Diversify with loan yields up to 8.5% BHG Financial loans provide banks with rates up to 8.5%, premier credit quality, diversification benefits, lower expenses, and more. With average borrower incomes of $275K and 748 FICOs, these loans will look great on your books. Plus, no origination cost to your bank! Talk to us today about adding strong-performing assets to your portfolio. Meghan Crawford-Hamlin 315.729.9029 meghan@bhg-inc.com Contact your representative: OR Scan to learn more at BHGLoanHub.com Earn up to 8.5% Beth Parker Director of Education beth@utah.bank Brian Comstock Director of Communications & Marketing brian@utah.bank Amber Meek Administrative Assistant & Bookkeeper amber@utah.bank Utah Banker 31
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