2025 Pub. 14 Issue 1

President’s Column: Undiluted Advocacy	4
Chair’s Message: A Strong Start to 2025!	6
Concepts and Facts	8
VACB and the ASP Academy Educational Partnership	10
Save the Date! 25th Annual Bankers Cup Golf Tournament	12
Bridging the Gap	13
The Case for Personalized Digital Marketing at Community Banks	16
SBA Launches Working Capital Pilot to Further Support Small Businesses	18
After the Sunsetting	19
Save the Date! VACB 48th Annual Convention & Trade Show	20

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