2025 Pub. 16 Issue 2

President’s Message: The Demands To Adapt To Change Have Never Been Greater	6
Advocacy is Exciting and Rewarding	8
New Legislation Eases the Way for Mergers Involving the Exchange of Stock	10
The Elephant in the Lobby	12
Unlocking Efficiency and Security	14
ATM “Jackpotting” Attacks Have Increased	17
Balancing AI-Driven AML With Human Control	19
FDICIA Implementation	22
FDIC 2025 Risk Review	24
FASB Changes Direction on CECL Double Count	26
Getting Back to I & T Basics	28

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