2025 Pub. 16 Issue 4

President’s Message: Enhancing Member Engagement	4
Effective Advocacy is a Collective Effort	6
Get Smart About the GENIUS Act	8
Your Board’s Cybersecurity Oversight Probably Isn’t Good Enough	11
Have You Covered Fair Lending Considerations in the Debt Collection Process?	14
Ian F. McDowell Named to Forbes Top 200 CPAs List	16
How To Protect Your Financial Services Firm from Social Engineering Attacks	17
ACT Deposit Program	20
2026 WVBankers Calendar of Events	22

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