Pub 3 2021 Issue 3

TOC 1
A WORD FROM PACB’S CHAIR 2
FROM THE PRESIDENT/CEO’S DESK 3
PREVENTION. PROTECTION. DETECTION. SECURITY SAFEGUARDS – THEY’VE NEVER BEEN MORE IMPORTANT 4
PACB UPCOMING EVENTS 6
RALPH SOMMERS RETIRES IN MAY, ENDING 42 YEARS OF SERVICE TO COMMUNITY BANK 7
STRENGTHENING YOUR DEFENSES AGAINST EMERGING CYBER THREATS 8
CANNABIS BANKING: MAKING SENSE THROUGH THE PURPLE HAZE 10
FIRSTPAC NEARS FUNDRAISING RECORD AS REPORTING DEADLINE APPROACHES 11
MUNIS FOR THE MANY TAXABLE MUNICIPAL BONDS HAVE APPEAL FOR NEARLY ALL COMMUNITY BANKS. 12
PACB CONVENTION 2021 15
ARE YOUR DIGITAL DISCLOSURES GETTING THROUGH? 18
HOMETOWN CHAMPIONS 20
YESTERDAY’S TRADITIONS. TOMORROW’S VISION. 24
NOW I KNOW MY XYZS AN IN-DEPTH LOOK AT THE NEXT-GEN BANKER 26
PACB WELCOMES IT'S NEWEST MEMBERS 29
SURVIVING THE TRANSITION FROM LIBOR MAKING THE RIGHT CHOICE 30

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