Pub. 3 2021 Issue 1

A Word From PACB's Chair 2
From the President/CEO's Desk 3
Mark Your Calendar Now for These Upcoming Educational Sessions! 5
PACB Foundation Scholarships Allow Community Bankers to Better Invest In the Future Careers of Their Team Members! 5
Building Resiliency for Personal and Corporate Well-Being 6
At Last, a Vaccine! What Does It Mean for Employers? 8
Ambler Savings Bank Makes Donation to Help Community With Financial Planning 11
Employee Self-Care and COVID-19 12
Hometown Champions: Atlantic Community Bankers Bank 14
PACB Welcomes The Following New Members! 17
On the Move: Washington Financial Receives WK Impact Award 18
On the Move: PeoplesBank Names Chad Hotsko SVP, Director of Business Banking 19
Keep Your Regulatory Guard Up Reduce Potential Overdraft Compliance and Legal Risks 20
Questions to Answers: Net Interest Margin In Jeopardy? Here are Some Solutions. 22
Pennsylvania Department of Banking and Securities Hosts Regular Webinar Series to Provide Personal Financial Planning for Individuals and Families 24
Top Three Design-Building Initiatives for 2021 26
PACB Joins PA Department of Aging Task Force to Address Financial Exploitation of Older Adults 28
Unity Through Community Banks 29
Encouraging an Annual Financial Checkup for Your Customers 30
PeoplesBank Receives 2020 Laserfiche Run Smarter Award 31
Push Back Against Overdraft/NSF Fee Demand Letters 32
K-N Digital Impact Package: Double Down on Your Bank's Post-Pandemic Marketing Strategy 34

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