2015 Vol. 99 No. 10

TABLE OF CONTENTS VOLUME 99 NO. 10 6925 Parkdale Place Indianapolis IN 46254-4673 Phone: 317-387-9380 Fax: 317-387-9374 Twitter @indianabankers www.indianabankers.org Publisher: S. Joe DeHaven Editor: Laura Wilson Advertising: Rod Lasley Email news releases to: IBAcommunications @indianabankers.org Hoosier Banker (ISSN 0018-473X) is published monthly by the IBA Service Corp., a subsidiary of IBA Holding Company Inc., that is a wholly owned subsidiary of the Indiana Bankers Association. The magazine invites news from IBA members. Copy deadline: first of the month preceding publication. Advertising: Rates available upon request or online at www.indianabankers.org. Advertisers should provide electronic PDFs by the 15th of the month preceding publication. Hoosier Banker advertising is available to members and associate members of the Indiana Bankers Association only. Subscriptions: Hoosier Banker subscriptions are provided free of charge exclusively to members and associate members of the Indiana Bankers Association. Public access to Hoosier Banker Digital is available at www.indianabankers.org. 5 Hoosier Banker octoBer 2015 CONVENTION COVERAGE 10 NEW HORIZONS: IBA ANNUAL CONVENTION 2015 Christina M. Bennett, IBA 12 IBA 2015:AYEAR OF ACHIEVEMENTS Larry W. Myers, First Savings Bank, Clarksville 14 LOOKING FORWARDTO ANOTHERYEAR OF SUCCESS IN 2016 Michael H. Head, First Federal Savings Bank, Evansville 16 CONVENTION PHOTO COVERAGE FEATURES 6 PRESIDENT’S PONDERINGS S. Joe DeHaven, IBA 8 IBA CALENDAR OF EVENTS 22 FLD BUILDS A NEW BRAND OF LEADER Dax Denton, IBA 26 THE DANGERS OF A CAPTIVE REGULATOR Frank Keating,ABA 28 THE UNAVOIDABLE TRUTH Camden R. Fine, ICBA PSP SHOWCASE 20 KNOWTHATYOUR COLLATERAL IS PROTECTED Rod Lasley, IBA OPERATIONS / TECHNOLOGY 30 SEVEN STEPS TO STEERING CLEAR OF THE UDAAP TRAP Amber Goodrich, CSI DEPARTMENTS 24 COMPLIANCE CONNECTION Brett J.Ashton, Krieg DeVault LLP 25 ASSOCIATE MEMBERS’ CORNER 25 VIDEO BONUS 27 FROM THE BOARD ROOM 29 HONORABLE MENTIONS 32 ANNIVERSARY MILESTONES 33 BANKING ON COMMUNITY 34 BANKERS ON THE MOVE 38 ADVERTISERS INDEX More than 500 attendees participated in the 2015 IBA Annual Convention. NEW HORIZONS

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