2015 Vol. 99 No. 3

CALENDAR UPDATE Calendar of events Register online at indianabankers.org/education-events The IBA Center for Professional Development is located at 6925 Parkdale Place, Indianapolis. Phone: 317-387-9380 Twitter: @IndianaBankers 9 Hoosier Banker March 2015 Alternative Delivery Channels … Available at your convenience via Webinar, CD-ROM or On-Demand Flood Insurance: Key Fundamentals and Flood Compliance by the Case March 26 - IBA Center Trust Officer/Financial Adviser Forum April 7 - IBA Center Home Mortgage Disclosures Act Seminar April 9 - IBA Center Certified Teller Program - Bank Robbery Prevention April 13 - Huntingburg Event Center April 14 - Best Western Plus, New Albany April 15 - Chapman’s Restaurant, Bloomington April 20 - Hotel Fort Wayne April 21 - Best Western Executive Plaza, Lafayette April 22 - Hillcrest Country Club, Batesville Social Media Bootcamp:The Risks and Opportunities of Your Bank’s Online and Social Media Footprint April 14 - IBA Center Certified Community Banking Security Professional: Certification Training April 15-16 - IBA Center Branch Management Series: Session 2 - Growing the Retail Bank April 21 - IBA Center Essentials of Banking: Session 2 - Business Operations and Management April 22 - IBA Center Compliance Administration and Audit April 22 - IBA Center The Customer Onboarding Experience: Increasing Share of Wallet April 23 - IBA Center Auditing BSA April 23 - IBA Center Consumer Lending School April 28-29 - IBA Center Train the Trainer: Plans, Programs and Processes That Work May 5 - IBA Center Senior Retail Lender Forum May 6 - IBA Center Today’s Bank Board Secretary - More Than Just Taking Minutes May 7 - IBA Center IBA Mega Conference May 11-13 - Indiana Convention Center Community Bankers for Compliance Series: Session 2 - Integrated Disclosures May 11 - Courtyard by Marriott, Fort Wayne May 12 - IBA Center May 13 - IBA Center Risk Management Officer Forum May 21 - IBA Center BSA/AML Compliance School June 2-3 - IBA Center IBA Leadership Development Program: Session 2 - Do Something That Scares You June 3-5 - Wooded Glen Executive Retreat & Conference Center, Henryville Building Your Incident Response Program June 4 - IBA Center Commercial Lending School June 7-12 - IBA Center Chief Financial Officer Forum June 16 - Group 1 - IBA Center June 19 - Group 2 - IBA Center Integrated Disclosure Rules for Processors and Lenders June 16 - Hotel Fort Wayne June 17 - IBA Center Senior Lender Forum June 17 - Group 1 - IBA Center June 18 - Group 2 - IBA Center Auditing Operations June 18 - IBA Center Marketing Director Forum June 23 - IBA Center Essential of Banking: Session 3 - Safeguarding the Bank and Customer Service June 24 - IBA Center IT Officer and Operations Officer Forum June 25 - Group 1 - IBA Center June 26 - Group 2 - IBA Center Human Resources Director Forum July 14 - IBA Center Workshop for Loan Assistants and Loan Processors July 15 - IBA Center Introduction to Consumer Loan Origination and Compliance July 16 - IBA Center Analyzing CRE Cash Flow July 21 - IBA Center Administering Construction Loans July 22 - IBA Center Real Estate Lending Compliance July 28-29 - IBA Center Community Bankers for Compliance Series - Session 3 Aug. 10 - Courtyard by Marriott, Fort Wayne Aug. 11 - IBA Center Aug. 12 - IBA Center Trust Officer / Financial Adviser Forum Aug. 13 - IBA Center Regional Bank Director Workshop Aug. 17 - Hotel Fort Wayne Aug. 18 - Wooded Glen Executive Retreat & Conference Center, Henryville Branch Management Series: Session 3 - Leading, Developing and Engaging the Team Aug. 18 - IBA Center Regional Bank Director Workshop Aug. 19 - IBA Center March 26 - Power of Attorney March 31 - New Accounts Series: Opening Trust Accounts - Compliance, Documentation, Signing Authority and Deposit Insurance Issues April 2 - UCC April 2 - Emerging Leader Series: Branch Transformation - Balancing the Trend Toward Virtual Banking,While Enhancing Your Customer’s Experience April 3 - Important SAR Procedure Updates From the Revised BSA/AML Examination Manual: Ensuring Compliance, and Avoiding Violations April 8 - ACH Rules Update 2015 April 9 - Call Report: Lending Schedule for Banks April 9 - Deposit Regulation Update April 9 - Advanced Issues in Dormant Accounts, Unclaimed Property and Escheatment April 14 - The Pitfalls of Vault Security, Disaster and Self-Service Boxes - 2015 Update April 14 - Writing an Effective Credit Memo April 14 - CFPB Real Estate Loan Collection Rules for Mortgage Servicers April 15 - Excel Explained: Introduction to Spreadsheets April 16 - Reg. E: How Expensive Is a Compliance Mistake? April 16 - UpdatingYour Bank’s BSA/AML/OFAC Risk Assessment April 17 - Understanding and Addressing Critical Interest-Rate Risk Issues:The Regulatory Perspective April 21 - The TILA/RESPA Disclosure Line-by-Line Part 2: Closing Disclosure April 22 - Opening New Accounts I: Consumer Accounts April 23 - Analyzing Credit Risk in Agricultural Lending April 28 - EMV and Debit Cards: Preparing for the Oct. 1 Liability Shift April 28 - Understanding Signature Cards and Account Agreements April 29 - Opening New Accounts II: Business Accounts April 30- Current Trends in Cyber Crime and Payments Fraud May 5 - Officer Calling: Prospecting, Preparing and Presenting May 5 - Lending 101 May 5 - Revised Escrow Rules Effective Aug. 1 May 6 - From Prospect to Customer: Skills and Tools for Successful Business Development May 6 - W-8,W-9 and Account Opening Issues May 6 - Opening New Accounts III:Trust and Minor Accounts May 7 - Director Series: Regulator and Industry Hot Buttons for Directors May 7 - What to Do When a Customer Dies May 11 - For Sales Managers:Why Aren’tYour Salespeople Selling? May 13 - Home Equity, HELOC and Second-Lien Risk Management, Including Maturing HELOC Guidance May 14 - IRA Series: IRA Death Distributions - Beneficiary Options and Tax Consequences May 14 - RC-C Loan Codes for Call Report May 19 - Wire Transfer Compliance:Who Is Liable? May 19 - Calculating and Maintaining the Allowance for Loan and Lease Losses May 20 -You’re the New HR Officer ... Now What?

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