2015 Vol. 99 No. 5

19 Hoosier Banker May 2015 A p yYour Outreach A fy is a public relations and g ool designed to help rebuild the ge of banking. Developed by the A erican Bankers Association, A p ify is available to all b kers, both ABA members and nonmembers, free of charge. For more information, visit amplifybankers.com, or contact E in Scheithe at 202-663-5436, AmplifyYour Outreach Amplify grassroots tool the image the American Amplify bankers, nonmembers, Erin a percentage of capital. If this occurs, it is a sign that, in light of the rest of the balance sheet, the portfolio’s risk characteristics might be a bit on the excessive side in terms of price volatility. Whatever method your bank uses to quantify market portfolio risk, don’t forget to follow through with the next step of determining the appropriateness of that risk. Make sure the risk you’re tolerating is the right risk for you and your bank. t Gregg H. Berry, vice president and insurance agent, First State Insurance, a subsidiary of First State Bank of Middlebury, has completed 40 years of service. Licensed in property & casualty and life & health insurance, Berry is certified by the Insurance Institute of America and is a certified insurance counselor. He is a member of the Indiana Bankers Association Forty Year Club. iAB Financial Bank, Fort Wayne, in March recognized associates celebrating milestone anniversaries. The bank hosted a recognition breakfast and gifted a $1,000 donation to Cancer Services of Northeast Indiana. Among the recognized employees, with more than 20 years of service, were: Kimberly Bates, 35 years of service, and Barbara Passwater and Ralph Mason, each with 30 years of service. t annIversary MIlestones A salute to bankers with 20+ years of service Young & Associates, Inc. Consultants to the Financial Industry Capital Planning System Saves Time & E ort Field Tested Has Passed Regulatory Scrutiny Allows you to: • Develop a Base Case Scenario for minimum adequacy standards • Identify and Evaluate Risk for your bank • Stress Test Capital by loan classification (as recommended by the FDIC and OCC) • Perform Contingency Planning for stressed events • Generate Your Capital Plan in as little as 1 day! Pricing First Year License Fee — $1,095 Update/Annual License Renewal — $495 35 YEARS 1978 - 2015 + a+ banker The Indiana Bankers Association congratulates Lauren Harmon, Citizens Bank, Mooresville, who has completed the requirements to earn an ABA commercial lending diploma (formerly AIB diploma). t

RkJQdWJsaXNoZXIy MTg3NDExNQ==