2015 Vol. 99 No. 7

5 Hoosier Banker TABLE OF CONTENTS VOLUME 99 NO. 7 6925 Parkdale Place Indianapolis IN 46254-4673 Phone: 317-387-9380 Fax: 317-387-9374 Twitter @indianabankers www.indianabankers.org Publisher: S. Joe DeHaven Editor: Laura Wilson Advertising: Rod Lasley Email news releases to: IBAcommunications @indianabankers.org Hoosier Banker (ISSN 0018-473X) is published monthly by the IBA Service Corp., a subsidiary of IBA Holding Company Inc., that is a wholly owned subsidiary of the Indiana Bankers Association. The magazine invites news from IBA members. Copy deadline: first of the month preceding publication. Advertising: Rates available upon request or online at www.indianabankers.org. Advertisers should provide electronic PDFs by the 15th of the month preceding publication. Hoosier Banker advertising is available to members and associate members of the Indiana Bankers Association only. Subscriptions: Hoosier Banker subscriptions are provided free of charge exclusively to members and associate members of the Indiana Bankers Association. Public access to Hoosier Banker Digital is available at www.indianabankers.org. COVER STORY 10 SEN. JOE DONNELLY: MODERATION PREVAILS FEATURES 6 PRESIDENT’S PONDERINGS S. Joe DeHaven, IBA 8 BOARD REVIEW Arden L. Cramer, Logansport Savings Bank 9 IBA CALENDAR OF EVENTS 13 IBA PRESENTS SLATE OF NEW OFFICER CANDIDATES FOR 2016 24 MAKE YOUR VOICE HEARD AT THE 2015 IBA ANNUAL WASHINGTONTRIP Larry W. Myers, First Savings Bank and 2015 IBA Chairman 34 INTRODUCING THE IBA INSTRUCTIONALVIDEO SERIES Tracy Wainscott, IBA DIRECTORS / SENIOR MANAGEMENT 18 BANISH THE SEPARATIVE APPROACH TO RISK MANAGEMENT Keith Monson, CSI 20 TURNING RISK ASSESSMENTS INTOVALUE-ADDING TOOLS Rebecca Towne, Quadrant Risk Advisory LLC 23 LIQUIDITY AND INVESTMENT MANAGEMENT Jeffrey F. Caughron,The Baker Group LENDING / CREDIT 26 THE SBA 504 PREPAYMENT PENALTY MYTH David Amick, Premier Capital PSP SHOWCASE 27 INSURANCE OFFERINGS FOCUSED ON BANK NEEDS Rod Lasley, IBA SECURITY / FRAUD 28 THE ODD COUPLE – IT SECURITY AND AUDIT Brian T. O'Hara, Rook Security Front cover photos depict Sen. Joe Donnelly speaking at committee hearings.The bottom center photo shows the National Guard Association of Indiana honoring Sen. Donnelly with the Charles Dick Medal of Merit in 2014. DEPARTMENTS 14 COMPLIANCE CONNECTION Krieg DeVault LLP 15 BANKING ON COMMUNITY 15 NEW BRANCHES, BUILDINGS & OPENINGS 16 HONORABLE MENTIONS 19 IN MEMORY OF 19 ANNIVERSARY MILESTONE 22 TAKING IT EASY 30 BANKERS ON THE MOVE 34 VIDEO BONUS 34 ADVERTISERS INDEX 5 Hoosier Banker July 2015 Sen. Joe Donnelly represents Indiana in the U.S. Senate.

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