2015 Vol. 99 No. 7

COVER STORY - SEN. JOE DONNELLY: MODERATION PREVAILS	10
FEATURES:	4
PRESIDENT’S PONDERINGS	6
BOARD REVIEW	8
IBA CALENDAR OF EVENTS	9
IBA PRESENTS SLATE OF NEW OFFICER CANDIDATES FOR 2016	13
MAKE YOUR VOICE HEARD AT THE 2015 IBA ANNUAL WASHINGTON TRIP	24
INTRODUCING THE IBA INSTRUCTIONALVIDEO SERIES	34
DIRECTORS / SENIOR MANAGEMENT:	4
BANISH THE SEPARATIVE APPROACH TO RISK MANAGEMENT	18
TURNING RISK ASSESSMENTS INTOVALUE-ADDING TOOLS	20
LIQUIDITY AND INVESTMENT MANAGEMENT	23
LENDING / CREDIT - THE SBA 504 PREPAYMENT PENALTY MYTH	26
PSP SHOWCASE - INSURANCE OFFERINGS FOCUSED ON BANK NEEDS	27
SECURITY / FRAUD - THE ODD COUPLE – IT SECURITY AND AUDIT	28
DEPARTMENTS:	4
COMPLIANCE CONNECTION	14
BANKING ON COMMUNITY	15
NEW BRANCHES, BUILDINGS & OPENINGS	15
HONORABLE MENTIONS	16
IN MEMORY OF	19
ANNIVERSARY MILESTONE	19
TAKING IT EASY	22
BANKERS ON THE MOVE	30
VIDEO BONUS	34
ADVERTISERS INDEX	34

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