TABLE OF CONTENTS VOLUME 99 NO. 8 6925 Parkdale Place Indianapolis IN 46254-4673 Phone: 317-387-9380 Fax: 317-387-9374 Twitter @indianabankers www.indianabankers.org Publisher: S. Joe DeHaven Editor: Laura Wilson Advertising: Rod Lasley Email news releases to: IBAcommunications @indianabankers.org Hoosier Banker (ISSN 0018-473X) is published monthly by the IBA Service Corp., a subsidiary of IBA Holding Company Inc., that is a wholly owned subsidiary of the Indiana Bankers Association. The magazine invites news from IBA members. Copy deadline: first of the month preceding publication. Advertising: Rates available upon request or online at www.indianabankers.org. Advertisers should provide electronic PDFs by the 15th of the month preceding publication. Hoosier Banker advertising is available to members and associate members of the Indiana Bankers Association only. Subscriptions: Hoosier Banker subscriptions are provided free of charge exclusively to members and associate members of the Indiana Bankers Association. Public access to Hoosier Banker Digital is available at www.indianabankers.org. 5 Hoosier Banker august 2015 COVER STORY 10 CAPSTONE BENEFITS GROUP: CULTURE OF CARING FEATURES 6 PRESIDENT’S PONDERINGS S. Joe DeHaven, IBA 8 STAFF SELECTIONS Marcy Borden, IBA 9 IBA CALENDAR OF EVENTS 26 DODD-FRANK AT FIVE: IT'S NO 'HAPPY' BIRTHDAY Frank Keating,ABA 28 FREEDOM AND LENDING Camden R. Fine, ICBA PSP SHOWCASE 16 PROTECTING THE ELDERLY WHILE EARNING CRA CREDIT Lori L. Millar, Senior Housing Crime Prevention Foundation GR SPOTLIGHT 18 COMPLIANCE PROFESSIONALS SHARE CONCERNS WITH CONGRESSMEN IN DC Scott Carr,Your Community Bank, New Albany OPERATIONS 20 FIVE STEPS TO TAKE TO PREPARE FOR SAME-DAY ACH Jennifer Kirk, EPCOR DIRECTORS / SENIOR MANAGEMENT 22 SPECULATION VS. STRATEGY:WHAT DRIVESYOUR INVESTMENT DECISIONS? Lester F. Murray,The Baker Group DEPARTMENTS 23 VIDEO BONUS 24 COMPLIANCE CONNECTION Krieg DeVault LLP 25 ANNIVERSARY MILESTONES 30 BANKING ON COMMUNITY 31 IN MEMORY OF 32 ASSOCIATE MEMBERS' CORNER Capstone Benefits Group is administrator of the IBA Group Insurance Trust. 34 TAKING IT EASY 34 FROM THE BOARD ROOM 35 HONORABLE MENTIONS 36 NEW BRANCHES, BUILDINGS & OPENINGS 38 BANKERS ON THE MOVE 42 ADVERTISERS INDEX
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