2015 Vol. 99 No. 9

19 Hoosier Banker September 2015 This information is provided for general education purposes and is not intended to be legal advice. Please consult legal counsel for specific guidance as to how this information applies to your institution’s circumstances or situation. aBout ComplianCe ConneCtion In order to address compliance inquiries from members, IBA provides Compliance Connection, an assistance program offering advice on Indiana-specific compliance questions. If the matter requires legal advice, IBA Compliance Connection will refer the bank to a law firm. Acting as IBA’s compliance consultant is Brett J. Ashton, partner with Krieg DeVault LLP, Indianapolis. Submit Compliance Connection questions to IBA’s Amber R. Van Til at avantil@indianabankers.org or Josh Myers at jmyers@indianabankers.org. Answer: Yes. The restriction on application of payments under the current installment rule only applies to a delinquency charge on an installment or payment due that is paid in full within 10 days after its scheduled due date.3 If you have any questions about the application of late payments, you should consult with your legal counsel or the Indiana Department of Financial Institutions. Matthew D. Subler has been appointed to the board of directors of First Bank of Berne. He is a sales manager at Berne Ready Mix and is a board member of the St. Henry Tile Company Inc. Subler serves as: treasurer for the board of directors and co-chairperson of the scholarship committee for the Adams County Community Foundation, den leader and committee member of Cub Scout Pack 3069, elementary coach for South Adams basketball, member of the Knights of Columbus, and classroom volunteer with Junior Achievement. He formerly served as 4-H Council president and board member of the Adams County Extension. Subler earned a bachelor’s degree from Purdue University Randy Schulz has been appointed to the board of directors of First Federal Savings Bank, Evansville, and of First Bancorp of Indiana Inc. He is retired from Harding Shymanski & Company PSC ‒ an associate member of the Indiana Bankers Association ‒ which he joined in 1979 and served as vice president of client services. Schulz is a member of the American Institute of Certified Public Accountants and Indiana CPA Society. He is a contributing author for the Evansville Business Journal and serves as board member for the Evansville ARC and Youth First. Schulz earned a bachelor’s degree from Ball State University. John Neighbours has been appointed to the board of directors for First Financial Bank, Columbus. He has practiced law for 40 years in addition to serving as an adviser for business, educational and not-for-profit executives. Neighbours has served as chairman of the United Way of Central Indiana, chairman of the Indy Chamber of Commerce, chairman of the Indianapolis Zoological Society, council member of the American Bar Association Section on Labor and Employment Law, chairman of the FroM tHe board rooM Developments Under the National Labor Relations Act Committee, Labor Relations Committee member for the U.S. Chamber of Commerce and co-chair of the legal committee for the Super Bowl XLVI in Indianapolis. Erin Hoeflinger has been appointed to the board of directors for MainSource Bank, Greensburg and of MainSource Financial Group. She has served since 2008 as president of Anthem Blue Cross and Blue Shield in Ohio, which she joined in 1995. Hoeflinger is a member of Ohio Gov. John Kasich’s Advisory Council on Health Care Payment Innovation and of the board of trustees of The Ohio State University. She earned a bachelor’s degree from Wright State University and an MBA from Xavier University. t Follow Us on Twitter Follow the Indiana Bankers Association on Twitter @ IndianaBankers for late-breaking news about Association and advocacy issues. t

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