TABLE OF CONTENTS VOLUME 100 NO. 11 6925 Parkdale Place Indianapolis IN 46254-4673 Phone: 317-387-9380 Fax: 317-387-9374 Twitter @indianabankers www.indianabankers.org Publisher: S. Joe DeHaven Editor: Laura Wilson Advertising: Rod Lasley Email news releases to: IBAcommunications @indianabankers.org Hoosier Banker (ISSN 0018-473X) is published monthly by the IBA Service Corp., a subsidiary of IBA Holding Company Inc., that is a wholly owned subsidiary of the Indiana Bankers Association. The magazine invites news from IBA members. Copy deadline: first of the month preceding publication. Advertising: Rates available upon request or online at www.indianabankers.org. Advertisers should provide electronic PDFs by the fifth day of the month preceding publication. Hoosier Banker advertising is available to members and associate members of the Indiana Bankers Association only. Subscriptions: Hoosier Banker subscriptions are provided free of charge exclusively to members and associate members of the Indiana Bankers Association. Public access to Hoosier Banker Digital is available at www.indianabankers.org. COVER STORY 8 BEING HEARD ON THE HILL: 2016 IBA ANNUAL WASHINGTON TRIP Dax Denton, IBA 10 IBA ANNUAL WASHINGTON TRIP PHOTO RECAP FEATURES 5 CEO PONDERINGS S. Joe DeHaven, IBA 6 IBA CALENDAR OF EVENTS 12 HOOSIER BANKER HERITAGE 20 TAKING OUR STAND Camden R. Fine, ICBA 21 DODD-FRANK’S PRICE TAG Robert S. Nichols,ABA DIRECTORS / SENIOR MANAGEMENT 14 PREPAY PROTECTION – THERE’S NO FREE LUNCH Drew Simmons,The Baker Group 24 CORPORATE GOVERNANCE:WHAT EVERY BANK DIRECTOR MUST KNOW Michael J. Messaglia, Krieg DeVault LLP OPERATIONS / TECHNOLOGY 18 THE BRANCH OF THE FUTURE Jeff Klump, K4 Architecture + Design MARKETING / SALES 22 TOP THREE SEO MISTAKES BANK WEBSITES MAKE Brian Reilly, PrintMail Solutions Inc. PSP SHOWCASE 29 TITLE CENTER OF INDIANA LLC: A WIN-WIN OPTION FOR NON-INTEREST INCOME Rod Lasley, IBA DEPARTMENTS 9 NEW BRANCHES, BUILDINGS & OPENINGS 15 ASSOCIATE MEMBERS’ CORNER 16 COMPLIANCE CONNECTION Brett J.Ashton, Krieg DeVault LLP 26 ANNIVERSARY MILESTONES 26 TAKING IT EASY 27 BANKING ON COMMUNITY 28 HONORABLE MENTIONS 30 BANKERS ON THE MOVE 34 FROM THE BOARD ROOM 34 ADVERTISERS INDEX 1916 - 2016 YEARS 3 Hoosier Banker November 2016 The 2016 IBA Annual Washington Trip took place in late September.
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