2016 Vol. 100 No. 12

HOOSIER BANKER DECEMBER 2016 INSIDE Celebrating 100 Years of Hoosier Banker Heritage 1916 - 2016 YEARS

WWW.KEY-STATE.COM Providing smart, independent advice to bankers for 25 years. Captive Management Nevada Subsidiary Services Bank Portfolio Consulting To learn more contact Travis Holdman at 260.227.0265 or tholdman@key-state.com THE KEYSTATE COMPANIES CONGRATULATE HOOSIER BANKER ON EXCEEDING EXPECTATIONS. IT'S HOW WE DO BUSINESS.

Happy Anniversary! Linda Lease 317.504.2007 Indiana Jeff Niesen 608.577.8081 Midwest Brad Stamper 608.829.5540 Midwest Mark Wade 317.523.4342 Indiana www.BankersBankUSA.com 0DGLVRQ :, ‡ 'HV 0RLQHV ,$ ‡ ,QGLDQDSROLV ,1 ‡ 6SULQJ¿HOG ,/ Member FDIC • Equal Housing Lender Always your partner, never your competitor.™ Congratulations Hoosier Banker! Your 100 years of dedicated service are greatly appreciated. We look forward to many more to come as we work together in support of Indiana bankers.

Mission To advocate for and sustain an environment in which banks can succeed. Vision To provide exemplary service to members as the premier state bank trade association in the country. Values ,Q IXOÀOOLQJ RXU PLVVLRQ we will: ‡ 0DLQWDLQ WKH KLJKHVW HWKLFV LQWHJULW\ DQG respect for others; ‡ 6HUYH ZLWK SURIHVVLRQDOLVP innovation and resourcefulness; ‡ ,QVWLOO SDVVLRQ SRVLWLYH attitude and enthusiasm; • Remain mindful that the success of the IBA LV MXGJHG E\ WKH VXFFHVV of its members. View Hoosier Banker Digital at indianabankers.org Publication Disclaimer Hoosier Banker articles are published by the IBA Service Corp., a subsidiary of IBA Holding Company Inc., that is a wholly owned subsidiary of the Indiana Bankers Association. All material published in Hoosier Banker and/or on the IBA website is the property of the Indiana Bankers Association. ,QGLDQD %DQNHUV $VVRFLDWLRQ 2IÀFHUV 'LUHFWRUV 6WDII ,%$ 2IÀFHUV Chairman ........................................... Michael H. Head, First Federal Savings Bank, Evansville FirstVice Chair .......................... Annette M. Russell, Security Federal Savings Bank, Logansport SecondVice Chair .................................................. Clay W. Ewing, German American, Jasper Immediate Past Chair ....................................... Larry W. Myers, First Savings Bank, Clarksville &KLHI ([HFXWLYH 2IÀFHU ....................... S. Joe DeHaven, Indiana Bankers Association, Indianapolis President .................................. Amber R.VanTil, JD, Indiana Bankers Association, Indianapolis Constituent Directors ICBA State Director ........................................ David M. Geis, Jackson County Bank, Seymour ABA Membership Council ................................Michael K. Bauer,WesBanco Bank, New Albany Future Leadership Division President ...................... Kristin Marcuccilli, STAR Bank, Fort Wayne Non-Indiana Headquartered Bank Director ............... Tim Massey, BMO Harris Bank, Indianapolis Northeast Region Directors Gregory Maxwell, Horizon Bank, NA, Michigan City Michael S. Zahn, First Federal Savings Bank, Huntington Michael C. Marhenke, iAB Financial Bank, Fort Wayne Northwest Region Directors Benjamin J. Bochnowski, Peoples Bank, Munster Arden L. Cramer, Logansport Savings Bank Joseph D. Carlson, Community State Bank, Royal Center Southeast Region Directors Archie M. Brown Jr., MainSource Financial Group Inc., Greensburg Dennis Wayman, State Bank of Medora George W. Ferriell, Bath State Bank Southwest Region Directors Matthew W. Howrey, North Salem State Bank Michael L. Baker, State Bank of Lizton, Brownsburg Kent L. Parisien, The First National Bank of Odon IBA Staff &KLHI ([HFXWLYH 2IÀFHU .......................................................................... S. Joe DeHaven President ..................................................................................... Amber R.VanTil, JD ExecutiveVice President .............................................................. Paul W. Freeman, CAE SeniorVice President–Government Relations ................................................... Dax Denton Vice President–Meetings & Events ............................................ Christina M. Bennett, CMP Vice President–Products & Services ................................................................. Rod Lasley Vice President–Education & Training ........................................................... Laurie A. Rees Vice President–Communications .................................................................. Laura Wilson AssistantVice President–Government Relations ......................................... Erika L. Hall, Esq. Events & Products/Services Assistant .............................................................. Susan Clark Education Meeting Coordinator ................................................................. Marcy Borden Education Meeting Coordinator ................................................................ Elizabeth Kilty Staff Accountant ....................................................................................... Timothy Fry IT and Facilities Manager ............................................................................. Tracy Kubly Administrative Assistant ........................................................................... Michelle Long *RYHUQPHQW 5HODWLRQV &RPPXQLFDWLRQV 2IÀFH 0DQDJHU ............................ Joshua A. Myers (PDLO DGGUHVVHV )LUVW LQLWLDO RI WKH VWDII PHPEHU·V ÀUVW QDPH SOXV ODVW QDPH H[DPSOH MGRH#LQGLDQDEDQNHUV RUJ 3OHDVH VHQG QHZV UHOHDVHV WR +%#LQGLDQDEDQNHUV RUJ 4 HќќѠіђџȱ юћјђџ ђѐђњяђџȱ2016 Future Leadership Division Board President - Kristin Marcuccilli, STAR Bank, Fort Wayne Vice President - Kirby Drey, Kentland Bank Emily Boardman, Crossroads Bank,Wabash Craig Buse, Springs Valley Bank & Trust Company, French Lick Jason L. Ernst, First Financial Bank, NA,Ter re Haute J. Daniel Maddox, Citizens State Bank, New Castle Andrew J. Saner, MainSource Bank, Greensburg Jeremy Siegle, Bank of Wolcott Lucas White,The Fountain Trust Company, Covington Billy Winter, Bippus State Bank, Huntington Melodie K.Yarnell, Jackson County Bank, Seymour

TABLE OF CONTENTS VOLUME 100 NO. 12 6925 Parkdale Place Indianapolis IN 46254-4673 Phone: 317-387-9380 Fax: 317-387-9374 Twitter @indianabankers indianabankers.org Publisher: S. Joe DeHaven Editor: Laura Wilson Advertising: Rod Lasley Email news releases to: HB@indianabankers.org Hoosier Banker (ISSN 0018-473X) currently is published monthly by the IBA Service Corp., a subsidiary of IBA Holding Company Inc., that is a wholly owned subsidiary of the Indiana Bankers Association. The magazine begins a bimonthly schedule in 2017. Copy deadline: first of the month preceding publication. Advertising: Rates available upon request or online at indianabankers.org. Advertisers should reserve space by the 10th day of the month preceding publication, and submit artwork by the 15th of the month preceding. Hoosier Banker advertising is available to members and associate members of the Indiana Bankers Association only. Subscriptions: Hoosier Banker subscriptions are provided free of charge exclusively to members and associate members of the Indiana Bankers Association. Public access to Hoosier Banker Digital is available at indianabankers.org. IN THIS ISSUE 6 CEO PONDERINGS 7 GOVERNOR’S LETTER 8 LETTERS FROM IBA LEADERS 10 CENTENNIAL BANKS: INDIANA-HEADQUARTERED BANKS IN OPERATION 100+YEARS 12 HONORING PAST ASSOCIATION PRESIDENTS AND CHAIRS 16 IBA FORTYYEAR CLUB MEMBERS 20 IBA-MEMBER BANK STORIES 56 ‘WHEN A LADY HAS SOMETHING TO SAY’ 58 PARTICIPATING BANKS INDEX 58 ADVERTISERS INDEX 1916 - 2016 YEARS 5 Hoosier Banker December 2016 Hoosier Banker closes its year-long celebration of 100 years of heritage with plans for a magazine redesign and streamlined schedule. Beginning in 2017, Hoosier Banker is to be published bimonthly, with the following editions: January/February July/August March/April September/October May/June November/December This schedule coincides with the Indiana Bankers Association’s exploration of alternate forms of communication, for expedited delivery of news and information. Meantime Hoosier Banker will remain the flagship publication of the IBA, offering member profiles, in-depth articles and association updates. As always, the IBA welcomes submissions from IBA members and associate members. Email submissions, by the first of the month preceding publication, to HB@indianabankers.org. For questions or more information, contact Laura Wilson at 317-917-8047, lwilson@indianabankers.org. Please enjoy this heritage edition of Hoosier Banker. The IBA looks forward to serving you in the New Year. LAUNCHING INTOTHE NEXT 100YEARS

6 HќќѠіђџȱ юћјђџ ђѐђњяђџ 2016 I—ȱ ž•¢ȱŘŖŖŝȱ ȱ ›˜Žȱ–¢ȱꛜȱHoosier Banker column, as I had just been named president and CEO of your IBA. My predecessor, James H. Cousins, had retired on June 30, 2007. Previously I had served as president and CEO of the Community Bankers Association of Indiana (CBAI), which merged with the IBA on Oct. 1, 2006. ȱ ‘ŽœŽȱ™ŠœȱŗŖȱ¢ŽŠ›œȱ‘ŠŸŽȱ̘ —ȱ‹¢Ƿ ȱ —ȱ‘ŠȱꛜȱŒ˜•ž–—ǰȱ ȱ ›˜ŽȱŠ‹˜žȱ‘Žȱ ŽŠ•Žœȱœ˜—ǰȱ “Hello, Goodbye.” It was appropriate for me to wish Jim well in his retirement (goodbye) and to introduce myself to those who had not worked with me before (hello). It seems appropriate now to tie the Hello, Goodbye theme ›˜–ȱŠȱŽŒŠŽȱŠ˜ȱ˜ȱ˜Š¢ǯȱ ‘’œȱ ’••ȱ‹Žȱ–¢ȱꗊ•ȱŒ˜•ž–—ȱ’—ȱ Hoosier Banker as your CEO. I have enjoyed my time in this role and my overall banking career of 47 years. I hope to still participate in the IBA Mega Conference and Annual Convention, so that I can stay in touch with the many friends that I have made in this business. I will spend ’—Ž›œȱ’—ȱ •˜›’Šǰȱ•ŽŠ›—’—ȱ‘˜ ȱ˜ȱ‹ŽȱŠȱœ—˜ ‹’›Ƿ Milestones of my career appear in a separate article in this edition of Hoosier Banker, but one particularly bright memory was hiring a young lady who had just graduated from the Robert H. McKinney School of Law at Indiana University in Indianapolis. I was introduced to her through a lobbyist friend of mine, which seems odd in retrospect, given that both her mother and father were community bankers. Amber R. Moore joined the CBAI in 2002 with the Œ‘Š›Žȱ˜ȱ•ŽŠȱ˜ž›ȱŽě˜›œȱ’—ȱ˜ŸŽ›—–Ž—ȱ›Ž•Š’˜—œǯ Amber started her career on a high note and has never wavered. Within the next couple of years, she married Russell Van Til, to become Amber R. Van Til. Earlier this ¢ŽŠ›ǰȱ –‹Ž›ȱ Šœȱ—Š–Žȱ™›Žœ’Ž—ȱ˜ȱ‘Žȱ ȱŠ—ǰȱŽěŽŒ’ŸŽȱ Jan. 1, 2017, she will become president and CEO, and my successor. ȱ ‘Žȱ ’••ȱ‹Žȱ‘ŽȱœŽŸŽ—‘ȱŒ‘’ŽȱœŠěȱ˜ĜŒŽ›ȱ˜ȱ•ŽŠȱ‘Žȱ ȱ since its founding in 1897. Amber is well suited to assume this leadership position, and I could not be prouder than to have her succeed me. That was my abbreviated version of the Hello part of this article. Now for the Goodbye part, which will be even ‹›’ŽŽ›ǯȱ ȱ‘ŠŸŽȱŠ• Š¢œȱ›’Žȱ˜ȱ–Š’—Š’—ȱŠȱ™˜œ’’ŸŽȱŠĴ’žŽȱ about the business of banking. I believe that it is the most important business in the world, because it provides the capital required of every other business. Those businesses then create jobs that allow individuals to meet their needs and dreams. Banking is where that all starts. Bankers make this happen. Bankers are dream makers. Bankers are the backbone of our economic system. Bankers should always be proud of what they do, and know the importance of the decisions they make. It has been my pleasure to serve bankers and the banking industry. I am proud of what we collectively have accomplished. I have lived for the past 26 years at the intersection ˜ȱ‹Š—”’—ȱŠ—ȱ™˜•’’Œœǰȱ‹˜‘ȱ˜ȱ ‘’Œ‘ȱŠěŽŒȱŽŸŽ›¢ȱ™Ž›œ˜—ȱ’—ȱ this country. Through the years, I have had the privilege to meet wonderful people and to travel throughout the United States. Thanks to all of you, I have enjoyed an interesting and rewarding career journey. Thank you, thank you, thank you dzȱŠ—ȱ˜˜‹¢ŽǷ FEATURE ȱ ќћёђџіћєѠ 6 -RH 'H+DYHQ &KLHI ([HFXWLYH 2IÀFHU ,QGLDQD %DQNHUV $VVRFLDWLRQ S. Joe DeHaven has announced plans to retire as chief Ž¡ŽŒž’ŸŽȱ˜ĜŒŽ›ȱ˜ȱ‘Žȱ —’Š—Šȱ Š—”Ž›œȱ œœ˜Œ’Š’˜—ǰȱŽěŽŒ- tive Dec. 31. He has served in association leadership for 26 years and in Indiana banking for 47 years. Amber R. Van Til, IBA president, has been designated as DeHaven’s successor, ŽěŽŒ’ŸŽȱ Š—ǯȱŗǰȱŘŖŗŝǯ DeHaven joined the Association as president and chief ˜™Ž›Š’—ȱ˜ĜŒŽ›ȱ’—ȱŘŖŖŜǰȱŠœȱŠȱ›Žœž•ȱ˜ȱ‘Žȱ–Ž›Ž›ȱ˜ȱ‘Žȱ œ- sociation with the Community Bankers Association of Indiana (CBAI). In 2007 he was promoted to president and CEO; last March, the president’s title was conferred to DeHaven’s successor as part of a leadership transition plan. Prior to the IBA/CBAI merger, DeHaven had been serving the CBAI as president and CEO from 1990 through 2006. He had prior ‹Š—”’—ȱŽ¡™Ž›’Ž—ŒŽȱŠœȱŠ—ȱŽ¡ŽŒž’ŸŽȱ˜ĜŒŽ›ȱ˜ȱ Ž›Œ‘Š—œȱ Š’˜—Š•ȱ Š—”ȱ˜ȱ ž—Œ’Žȱȭȱ—˜ ȱ ’›œȱ Ž›Œ‘Š—œȱ Š—”ǰȱ ǯ In the banking community, DeHaven has served in leadership positions with multiple organizations, including the Graduate School of Banking at the University of Wisconsin; the Herbert V. Prochnow Educational Foundation; the IBA Group Health Insurance Trust; the New Markets Tax Credit Advisory Board of the Cinnaire Corporation Fund for Housing; the Indiana Legal Foundation; Friends of Traditional Banking; the State Bankers Association Alliance; the Minority Bank Council of the Independent Community Bankers of America; the Council of Community Banker Associations; the Independent Community Bankers of America; the American Bankers Association Government Relations –’—’œ›Š’ŸŽȱ ˜ž—Œ’•Dzȱ‘Žȱ —’Š—Šȱ ŠŽ ’Žȱ Ž›’ꮍȱ Development Corp.; and the Family Services of Delaware County. Additionally DeHaven has been a member of the ˜ŸŽ›—–Ž—Š•ȱ 슒›œȱ ˜Œ’Ž¢ȱ˜ȱ —’Š—ŠDzȱ˜ȱ‘Žȱ –Ž›’ŒŠ—ȱ Society of Association Executives; and of the Indiana Society of Association Executives, which named him Association Executive of the Year in 2010. A member of the IBA Forty Year Club, DeHaven is a graduate of Ball State University and of the Graduate School of Banking at the University of Wisconsin. TAKING IT EASY

STATE OF INDIANA Michael R. Pence OFFICE OF THE GOVERNOR *RYHUQRU 6WDWH +RXVH 6HFRQG )ORRU ,QGLDQDSROLV ,QGLDQD November 7, 2016 Indiana Bankers Association 6925 Parkdale Place Indianapolis, IN 46254 Greetings, I want to personally congratulate the Hoosier Banker magazine in celebration of a century of service to the banking community. This accomplishment is a testament to your hard work, perseverance, and vision. Over the course of my administration, our goal has been to make Indiana the state that works. Where opportunity knocks on every door, where young Hoosiers can realize their dreams and where individuals from all walks of life can live, grow, work, and thrive. Your work to strengthen the bonds of Association members as they work in concert to provide Hoosiers with quality financial products and services, along with exemplary community service and leadership is helping make this goal a reality, and, for that, I am profoundly grateful. Again, congratulations on your success, and I look forward to Hoosier Banker magazine’s continued growth and success in our great Hoosier state and across the nation. Sincerely, Michael R. Pence Governor of Indiana

8 HќќѠіђџȱ юћјђџ ђѐђњяђџȱ2016 “I retired as president of the Indiana bankers Association after a very rewarding career of 33 years. “Many changes in banking took place during that time. One of the most important was the change in banking structure, which allowed banks to branch beyond county lines Š—ȱŠ•œ˜ȱ™Ž›–’ĴŽȱ‹Š—”ȱ‘˜•’—ȱ companies. Another important change was the rapid development of technology as it pertained to banking. “One of the biggest challenges during this time was to keep bankers informed about what was going on. An important part of this process Šœȱ‘ŽȱŒ˜––ž—’ŒŠ’˜—ȱŽě˜›œȱ˜ȱ‘Žȱ Hoosier Banker. “The fondest memories of my years with the IBA are the friendships developed during that time. Many of these friendships have continued through personal visits, email and phone calls. “I had the privilege of working with a very dedicated, professional Š—ȱŠ•Ž—ŽȱœŠěǯȱ ‘ŽȱœŠěǰȱŠ•˜—ȱ with so many volunteer bankers, contributed toward accomplishing the mission of the IBA. ȱ ȃ ȱ’œȱęĴ’—ȱ‘Šȱ‘’œȱœ™ŽŒ’Š•ȱ’œœžŽȱ˜ȱ the Hoosier Banker celebrate the 100th anniversary of the magazine. The Hoosier Banker publishes examples of banks helping people to accomplish business and personal goals, in order that these customers can contribute ŽĴŽ›œȱ ›˜–ȱ ȱ ŽŠŽ›œ In honor of the 100-year anniversary of Hoosier Bankerȱ–ŠŠ£’—Žǰȱ‘›ŽŽȱŒ‘’ŽȱœŠěȱ˜ĜŒŽ›œȱ˜ȱ‘Žȱ —’Š—Šȱ Š—”Ž›œȱ Association share their memories of banking during their years of leadership: “I came to the Indiana Bankers Association in 1987 as successor to Bob Nelson, IBA’s longtime president. My initial position was as executive vice president, and then I was named president when Bob retired in 1988. “As former president of Second National Bank of Richmond, and as a past IBA chairman, I was familiar with the Association when I joined. I also was familiar with the many challenges facing Hoosier bankers. “There was a revolution taking place in the business of banking, due to changing laws regarding branching, combinations of businesses and the very structure of banking. Within the span of a few years, the overall face of banking changed a great deal. ȱ ȃ ¢ȱ‹’ŽœȱŒ‘Š••Ž—Žœǰȱœ™ŽŒ’ęŒȱ to running the Association, were remaining focused on serving the banks of Indiana, and surviving as a meaningful supporter of our member “It is such a privilege to be leading the IBA during this historic 100th anniversary of Hoosier Banker magazine, the voice for bank news in Indiana. Both Bob Nelson and Bill King indicated that passage of the statewide and interstate banking bill during Bob’s career was ŠȱŽę—’—ȱ–˜–Ž—ȱ˜›ȱ˜ž›ȱ’—žœ›¢ǯȱ They are absolutely correct, and it Š•œ˜ȱ ŠœȱŠȱŽę—’—ȱ–˜–Ž—ȱ‘Šȱ‘Šœȱ ŒŠžœŽȱœ’—’ęŒŠ—ȱ’—žœ›¢ȱŒ˜—œ˜•- idation and shifted banking issues ˜ȱ‹Ž’—ȱ–˜›ŽȱŽę—ŽȱŠȱ‘ŽȱŽŽ›Š•ȱ to the success and growth of their local communities. The Hoosier Banker and the IBA help bankers make all of this happen, in addition to their own contributions to this process, on a local, state and national level.” Robert C. Nelson ,%$ SUHVLGHQW banks. We worked hard in our mission of supporting the industry. “Of course there were many happy memories, and my fondest is of the people I worked with. I was fortu- —ŠŽȱ˜ȱ‘ŠŸŽȱŠȱ›ŽŠȱœŠěȱ˜ȱŽ’ŒŠŽȱ professionals, and some of them are still with the IBA today. There also were the wonderful members of the Association, who were so important to us, and our reason for being. “Many lifelong friendships were formed from the working relationships I’ve enjoyed through the years. Hoosier Banker was part of all of that history, and part of my memories of the IBA.” William H. King ,%$ SUHVLGHQW &(2

9 HќќѠіђџȱ юћјђџ ђѐђњяђџȱ2016 level than at the state level. FIRREA, Riegle-Neal, FDICIA, Gramm-LeachBliley and the Dodd-Frank Act have Žę—Žȱ‹Š—”’—ȱœ’—ŒŽȱ‘Šȱ’–Žǯ “Of course there are exceptions to every rule. The state legislature still ‘ŠœȱŠȱ‘žŽȱŽěŽŒȱ˜—ȱ‹Š—”’—ȱ‘›˜ž‘ȱ mortgage foreclosure rules and taxation issues, in particular. “During my association career, 1990-2016, we were blessed with two ꗊ—Œ’Š•ȱ’—œ’ž’˜—ȱŠ¡ȱ›ŽžŒ’˜—œȱ and were able to erect stronger walls around the Indiana-unique Public Deposit Insurance Fund (PDIF). This pool of money was established by banks to protect taxpayers from increased local taxes in the event of a bank failure that resulted in a sizable loss to a public governmental entity. ȱ ȃ žŒ‘ȱŠȱ™˜˜•ȱ˜ȱ–˜—Ž¢ȱŠĴ›ŠŒœȱ•˜œȱ ˜ȱŠĴŽ—’˜—ȱ›˜–ȱ•Ž’œ•Š˜›œǰȱ ‘˜ȱ will try to divert its use to something other than its intended purpose. Creating stronger walls around the PDIF helps prevent legislative encroachment. “During my time, the merger of the IBA and the Indiana League of Savings Institutions in 2000, and the merger of the IBA and the Community Bankers Association of Indiana in 2006 were monumental achievements. This uniting of the ‹Š—”’—ȱ’—žœ›¢ȱ™›˜Ÿ’Žȱꗊ—Œ’Š•ȱ stability to the IBA, consistency in educational programming, and more ŽěŽŒ’ŸŽȱŠŸ˜ŒŠŒ¢ȱ’—ȱ —’Š—Š™˜•’œȱ and with the Indiana delegation in Washington, DC. Add to that the success of the New Markets Tax Credits program and the strength and Š•Ž—ȱ˜ȱ‘Žȱ ȱœŠěǰȱŠ—ȱ‘Žȱ›Žœž•ȱ is that the IBA is among the strongest state bankers associations in the country today. ȱ ȃ ‘Žȱ˜‘Ž›ȱŽę—’—ȱŽŸŽ—ȱ Šœȱ‘Žȱ ꗊ—Œ’Š•ȱŒ›’œ’œȱ‘ŠȱŒž•–’—ŠŽȱ’—ȱ 2008, resulting in a serious tarnishing of banking’s historic pristine image. While the situation has improved, the industry has not recovered the •ŽŸŽ•ȱ˜ȱŒžœ˜–Ž›ȱŒ˜—ꍮ—ŒŽȱ‘Šȱ previously had characterized banking throughout my life. “There remains plenty for future generations to work on. Improving our image; continued technological advances; adjusting to the continuing consolidation of the banking industry; leveling the competitive ™•Š¢’—ȱꎕȱ ’‘ȱŒ›Ž’ȱž—’˜—œǰȱ‘Žȱ Farm Credit System and nonbank ꗊ—Œ’Š•ȱœŽ›Ÿ’ŒŽȱ™›˜Ÿ’Ž›œDzȱŠ—ȱ stemming the regulatory onslaught from Washington, DC, are all issues to be dealt with. “All in all, it was a great honor to ›Ž™›ŽœŽ—ȱ‹Š—”Ž›œȱž›’—ȱ‘’œȱ’–ŽǷȄ S. Joe DeHaven ,%$ 3UHVLGHQW &(2 SOgroup

10 Hoosier Banker December 2016 The Indiana Bankers Association pays homage to the following member banks headquartered in Indiana, which have been in operation for at least 100 years: 1st Source Bank, South Bend, 1863 American Community Bank of Indiana, Munster, 1910 Bank of Geneva, 1882 Bippus State Bank, Huntington, 1911 BloomBank, Bloomfield, 1873 Campbell & Fetter Bank, Kendallville, 1863 Centier Bank, Merrillville, 1895 Citizens State Bank, New Castle, 1873 Community State Bank of Southwestern Indiana, Poseyville, 1905 Dearborn Savings Bank, Lawrenceburg, 1890 The Elberfeld State Bank, 1905 The Fairmount State Bank, 1902 The Farmers Bank, Frankfort, 1876 Farmers and Mechanics Federal, Bloomfield, 1892 Farmers & Merchants Bank, Boswell, 1903 Farmers and Merchants Bank, Laotto, 1914 The Farmers State Bank, Brookston, 1905 Farmers State Bank, LaGrange, 1915 FCN Bank, Brookville, 1900 First Bank of Berne, 1891 First Bank Richmond, NA, 1887 First Farmers Bank and Trust Company, Converse, 1885 First Federal Savings Bank, Evansville, 1904 First Federal Savings Bank, Huntington, 1912 First Federal Savings Bank of Washington, 1895 First Federal Savings & Loan Association of Greensburg, 1883 First Financial Bank, NA, Terre Haute, 1834 First Harrison Bank, Corydon, 1891 First Merchants Bank, NA, Muncie, 1893 First National Bank, Cloverdale, 1913 The First National Bank, Monterey, 1910 The First National Bank of Odon, 1890 First State Bank of Middlebury, 1910 The Fountain Trust Company, Covington, 1903 The Friendship State Bank, 1912 Garrett State Bank, 1893 German American, Jasper, 1910 Greenfield Banking Company, 1871 Hendricks County Bank & Trust Company, Brownsburg, 1908 Home Bank, Martinsville, 1890 Home National Bank, Thorntown, 1901 Hoosier Heartland State Bank, Crawfordsville, 1899 Horizon Bank, NA, Michigan City, 1873 Jackson County Bank, Seymour, 1900 Lake City Bank, Warsaw, 1872 LNB Community Bank, 1907 MainSource Bank, Greensburg, 1904 Mid-Southern Savings Bank, FSB, Salem, 1886 Mutual Savings Bank, Franklin, 1890 MutualBank, Muncie, 1889 The Napoleon State Bank, 1903 The New Washington State Bank, Charlestown 1908 Old National Bank, Evansville, 1834 Ossian State Bank, 1912 Our Community Bank, Spencer, 1911 Peoples Bank, Munster, 1910 Peoples Savings and Loan Association, Monticello, 1899 The Peoples State Bank, Ellettsville, 1904 Peoples Trust & Savings Bank, Boonville, 1895 Riddell National Bank, Brazil, 1885 Salin Bank, Indianapolis, 1902 Scottsburg Building and Loan Association, 1889 Spencer County Bank, Santa Claus, 1907 Springs Valley Bank & Trust Company, French Lick, 1902 State Bank of Burnettsville, 1902 State Bank of Lizton, 1910 Terre Haute Savings Bank, 1869 Tri-County Bank & Trust Company, Roachdale, 1892 United Bank, Evansville, 1914 United Community Bank, Lawrenceburg, 1914 Wayne Bank and Trust Company, Cambridge City, 1882 West End Bank, Richmond, 1894 t Centennial Banks: Indiana-Headquartered Banks in Operation 100+ Years

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12 HќќѠіђџȱ юћјђџ ђѐђњяђџȱ2016 ˜—˜›’—ȱ Šœȱ œœ˜Œ’Š’˜—ȱ ›Žœ’Ž—œȱŠ—ȱ ‘Š’›œ The leadership of the Indiana Bankers Association has been guiding it successfully since 1897. Following is a list of the past leaders who volunteered time and talent to help build the Association. INDIANA BANKERS ASSOCIATION * ǯ ǯȱ •ŽŒ‘Ž›, Indianapolis, 1897-98 * ǯ ǯȱ ’—œŽ¢, South Bend, 1898-99 * ǯ ǯȱ ˜ž•Ž›, Frankfort, 1899-1900 * ž‘ȱ ˜ž‘Ž›¢ǰȱ •žě˜—ǰȱŗşŖŖȬŖŗ * ǯ ǯȱ ˜ Ž••, Madison, 1901-02 * ǯ ǯȱ Ȃ Š’›, Greencastle, 1902-03 * ǯ ǯȱ ˜——Ž›, Greensburg, 1903-04 * ǯ ǯȱ ž™˜—, Hartford City, 1904-05 * ǯ ǯȱ ‘ž›Œ‘, Muncie, 1905-06 * ˜—ŒŽȱ ˜—¢‘Š—, Orleans, 1906-07 * ǯ ǯȱ ˜‘—œ˜—, Seymour, 1907-08 * ǯ ǯȱ ˜›’œ, Bedford, 1908-09 * Š–Žœȱ ǯȱ Š•Ž, Markle, 1909-10 * ǯ ǯȱ ˜›Ž—, Fort Wayne, 1910-11 * Š›•ȱ ǯȱ ’—, New Albany, 1911-12 * ˜•ǯȱ ǯ ǯȱ Œ ž••˜Œ‘, Marion, 1912-13 * ǯ ǯȱ ˜——Š, Evansville, 1913-14 * ǯ ǯȱ ›Ž—£Ž•ȱ ›ǯ, Indianapolis, 1914-15 * ›Š—”ȱ ǯȱ ’—Ž›, LaPorte, 1915-16 * ǯ ǯȱ Š¢Š›ȱ ›ǯ, Vincennes, 1916-17 * ǯ ǯȱ ŠŸ’œ, Tipton, 1917-18 * ˜‹Ž›ȱ ǯȱ ˜››’œ, Fairmount, 1918-19 * ǯ ǯȱ ”’—, Sullivan, 1919-20 * ǯ ǯȱ ’•Ž›, South Bend, 1920-21 * ǯ ǯȱ ‘žŽ, Marion, 1921-22 * ǯ ǯȱ ’••’—œ, Seymour, 1922-23 * ǯ ǯȱ ’ĴŽ›–Š—, Cambridge City, 1923-24 * ǯ ǯȱ Š›™Ž—Ž›, Brazil, 1924-25 * ˜–Žȱ ǯȱ Ž™‘Ž—œ˜—, South Bend, 1925-26 * ǯ ǯȱ ˜‘Ž›, Huntingburg, 1926-27 * ǯ ǯȱ ˜•–Žœ, Gary, 1927-28 * ǯ ǯȱ ›˜ —, Greencastle, 1928-29 * •–Ž›ȱ ǯȱ ˜ž, Indianapolis, 1929-30 * ›Š—”ȱ ǯȱ Ž›—Š›, Muncie, 1930-31 * ‘Š›•Žœȱ ǯȱ ’Ž£Ž›, Fort Wayne, 1931 * ǯ ǯȱ ˜••’—œ, Crawfordsville, 1931-33 * Ž•’¡ȱ ǯȱ Œ ‘’›Ž›, Indianapolis, 1933-34 * ǯ ǯȱ ›Ž’œ•Ž, Tell City, 1934-35 * ǯ ǯȱ ’Œ‘Ž••, Kokomo, 1935-36 * ǯ ǯȱ —•˜ , Evansville, 1936-37 * ǯ ǯȱ Š—ȱ — Ž›™, South Bend, 1937-38 * ǯ ǯȱ ¢Ž›œ, Muncie, 1938-39 * ǯ ǯȱ ŽŽ”’—, Dale, 1939-40 * Šž•ȱ ǯȱ ˜Š›, Terre Haute, 1940-41 * ǯ ǯȱ ŠœœŽ›, Gary, 1941-42 * ›Œ‘ȱ ǯȱ ˜›’œ, Bedford, 1942-43 * ž››ȱ ǯȱ Ž£Ž¢ǰȱ ŠŠ¢ŽĴŽǰȱŗşŚřȬŚŚ * Ĵ˜ȱ ǯȱ ›Ž—£Ž•, Indianapolis, 1944-45 * ǯ ǯȱ Š—Ž›œ, Huntingburg, 1945 * ‘Š›•Žœȱ ǯȱ žŽœŒ‘’—, Fort Wayne, 1945-47 * ˜‹Ž›ȱ ǯȱ Š‘’Šœ, Evansville, 1947-48 * ǯ ǯȱ ˜››’œ˜—, Crawfordsville, 1948-49 * ǯ ǯȱ Šž–Š›—Ž›, Berne, 1949-50 * ǯ ǯȱ ŠĴ‘Ž œ, South Bend, 1950-51 * ˜œŽ™‘ȱ ǯȱ ›˜œ‹¢, Greencastle, 1951-52 * Š•™‘ȱ ˜›—Ž›, Winamac, 1952-53 * Š–Žœȱ ǯȱ ’ŸŽ—œ, Indianapolis, 1953-54 * ‘Ž•˜—ȱ ˜˜™Ž›, Anderson, 1954-55 * ǯ ǯȱ Šž‘Ž›, Columbus, 1955-56 * ǯ ǯȱ ›–œ›˜—, Elkhart, 1956-57 * Š•Ž›ȱ ǯȱ Œ‘•ŽŒ‘Ž, Evansville, 1957-58 * ’••’Š–ȱ ǯȱ ’•Ž¢, East Chicago, 1958-59 * •˜¢ȱ ǯȱ ’—Žœ, Connersville, 1959-60 * Ž˜›Žȱ ǯȱ ˜Ž›œ, Marion, 1960-61 * Š•™‘ȱ ǯȱ ‘Ž›™’—, Wabash, 1961-62 Ș ’••’Š–ȱ ǯȱ ’ŸŽ—œ, Muncie, 1962-63 * Š›•ȱ ǯȱ Œ‘ Š•–, Fort Wayne, 1963-64 Ș ž››ȱ ǯȱ Ž£Ž¢ȱ ›ǯǰȱ ŠŠ¢ŽĴŽǰȱ 1964-65 * ˜••Š—ȱ ǯȱ ŽŽœŽ, Franklin, 1965-66 * ˜‹Ž›ȱ ǯȱ Œ‘›Š–, Peru, 1966-67 * žœœŽ••ȱ ǯȱ ŠŠ—Ž, Fort Wayne, 1967-68 * ǯ ǯȱ ›—˜•, Danville, 1968-69 * •Š’—Žȱ ǯȱ ’œŽ–Š—, Corydon, 1969-70 * ‘’•’™ȱ ǯȱ Œ Šž•Ž¢, Madison, 1970-71 Ș ˜‹Ž›ȱ ǯȱ Ž——Ž›, Hartford City, 1971-72 Šž•ȱ ǯȱ ’—”’—œ, Columbus, 1972-73 * Š–Žœȱ ǯȱ ˜™•Ž—, Logansport, 1973-74 * ’Œ‘Š›ȱ ǯȱ ’Ž, Peru, 1974-75 * ǯȱ •˜¢ȱ ›’Ĝœǰȱ •žě˜—ǰȱŗşŝśȬŝŜ * ’••’Š–ȱ ǯȱ Š››Ž••, Crawfordsville, 1976-77 Ș ˜–ȱ ǯȱ ˜œœ, Seymour, 1977-78 Ș Šž•ȱ ǯȱ ‘ŠěŽ›, Fort Wayne, 1978-79 * ǯȱ Š¢—Žȱ ˜›‘’—˜—, Evansville, 1979-80 * ˜‹Ž›ȱ ǯȱ ŠžŽ, Indianapolis, 1980-81 * Š›”ȱ ǯȱ Š›Žœœ, Crawfordsville, 1981-82 ˜œŽ™‘ȱ ǯȱ ’‹•Ž›, Valparaiso, 1982-83 ’••’Š–ȱ ǯȱ ’—, Richmond, 1983-84 * ˜‹Ž›ȱ ǯȱ ’••, Greenwood, 1984-85 * ŠŸ’ȱ ǯȱ ˜ Š›‘ǰȱ ŠŠ¢ŽĴŽǰȱ 1985-86 ˜—ȱ ǯȱ ›–œ›˜—, Elkhart, 1986-87 Š›’Œ”ȱ ǯȱ Œ Š›—¢, Logansport, 1987-88 Ž›Š•ȱ ǯȱ ›–œ›˜—, Seymour, 1988-89

13 HќќѠіђџȱ юћјђџ ђѐђњяђџȱ2016 * ‘Ž›–Š—ȱ ǯȱ —Ž›œ˜—, Linton, 1989-90 ˜‘—ȱ ǯȱ Šœ‘, Columbus, 1990-91 Š›•ȱ ǯȱ ›œ”’—Ž, Anderson, 1991-92 Š–Žœȱ ǯȱ Œ‘›ŽŒ˜—˜œ, Muncie, 1992-93 ŠŸ’ȱ ǯȱ ŠŽ›, Bloomington, 1993-94 ǯȱ ŽŽȱ ˜˜™Ž›, Evansville, 1994-95 Ș ŠŒ”œ˜—ȱ ǯȱ Ž‘–Š—, Fort Wayne, 1995-96 Ž˜›Žȱ ǯȱ ••’œ˜—, Spencer, 1996-97 Ș –˜—ȱ ǯȱ ˜œ˜—, Liberty, 1997-98 ˜‘—ȱ ǯȱ Ž››¢, Terre Haute, 1998-99 ’••’Š–ȱ ǯȱȃ ŠŒȄȱ Œ ‘’›Ž›, Indianapolis, 1999-2000 Š››¢ȱ ǯȱ Š’•Ž¢, New Castle, 2000-01 Ž››¢ȱ ǯȱ ž•, Wabash, 2001-02 ˜‹Ž›ȱ ǯȱ ’¡, Richmond, 2002-03 * ˜—Š•ȱ ǯȱ ŽŠ•œ, Jasper, 2003-04 ǯȱ ’–ȱ —Ž›ǰȱ •Š’—ꎕǰȱŘŖŖŚȬŖś ‘Š›•Žœȱ ǯȱ ›˜ , Noblesville, 2005-06 ’Œ‘ŠŽ•ȱ ǯȱ ˜¡, Muncie, 2006-07 ˜œŽ™‘ȱ ǯȱ ’Ž›ŒŽ, LaGrange, 2008 ˜Ž›ȱ ǯȱ ›˜–Ž›, Wabash, 2009 ’Œ‘ŠŽ•ȱ ǯȱ ŠžŽ›, New Albany, 2010 ŠŸ’ȱ ǯȱ Ž’œ, Seymour, 2011 855.314.1212 • shazam.net • @SHAZAMNetwork SHAZAM is honored to be endorsed by the Indiana Bankers Association. Congratulations on reaching such a remarkable milestone in the banking industry! Hoosier Banker! HAPPY &RQWLQXHG RQ SDJH Š›’Œ”ȱ ǯȱ •˜ĵ‹ŠŒ‘, Charlestown, 2012 Š–Žœȱ ǯȱ Š›ŒžŒŒ’••’, Fort Wayne, 2013 ŠŸ’ȱ ǯȱ ŽŽŽ›, Muncie, 2014 Š››¢ȱ ǯȱ ¢Ž›œ, Clarksville, 2015 ’Œ‘ŠŽ•ȱ ǯȱ ŽŠ, First Federal Savings Bank, Evansville, 2016 INDIANA LEAGUE OF SAVINGS INSTITUTIONS * ǯ ǯȱ ˜‘—œ˜—ǰȱ ˜”˜–˜, 1892-94 * ‘Š›•Žœȱ ǯȱ ‘˜–™œ˜—, Indianapolis, 1895-96 * ǯ ǯȱ ˜˜” Š•Ž›, Indianapolis, 1896-99 * ǯ ǯ ǯȱ ˜¢œŽ, Terre Haute, 1900-02 * ǯ ǯȱ ››, Anderson, 1903-04 * ˜ Š›ȱ Š—Ž›œ˜—, Terre Haute, 1905-12 * ǯ ǯȱ ˜¢œŽ, Terre Haute, 1913-14 * ǯ ǯȱ ŽŽǰȱ Ĵ’ŒŠǰȱŗşŗśȬŗŞ * ǯ ǯȱ ˜˜—Ž, South Bend, 1919-20 * ǯ ǯȱ ŠĴŽ›‘Ž—›¢, Indianapolis, 1920-21 * ˜›Žœȱ Š›–˜›Ž, Anderson, 1921-23 * žŽ—Žȱ ǯȱ œ‘‹¢, Ladoga, 1923-25 * ǯ ǯȱ Š••Š‘Š—, Peru, 1925-27 * Ž ȱ ǯȱ Ȃ Š——˜—, Corydon, 1927-29 * Š›•ȱ ǯȱ Ž‹Ž›, Fort Wayne, 1929-31 * ǯȱ ›‘ž›ȱ ›Šœœ Ž, Evansville, 1931-32 * ‘Š›•Žœȱ ǯȱ ˜—Ž›, Muncie, 1932-33 * Š›”ȱ ǯȱ ’Œ”˜ŸŽ›, Valparaiso, 1933-34 * Ž˜ȱ ǯȱ Ž•Œ‘, Indianapolis, 1934-35 * Ž˜›Žȱ ǯȱ Œ‘ŠŠ•, Terre Haute, 1935-36 * ˜‹Ž›ȱ ǯȱ Š›”œ, Ladoga, 1936-37 * Ž›–˜›ȱ ǯȱ Š——˜—, Indianapolis, 1937-38 * Š–Žœȱ •Š œ˜—, Muncie, 1938-39 * Š•Ž›ȱ ǯȱ ›Ž’Ž›, Evansville, 1940 * ǯ ǯȱ Š•Ž¢, Hammond, 1941 * Š›•ȱ ǯȱ žŒ‘Ž›, Huntington, 1942 * ǯ ǯȱ ™›’—Ž›, Indianapolis, 1943 * Ž˜›Žȱ ǯȱ Š¢Žœ, Marion, 1944 * ›‘ž›ȱ ǯȱ ••Ž—, Washington, 1945 * ‘˜–Šœȱ ǯȱ ˜£ŽŒ”’, East Chicago, 1946 * ›‘ž›ȱ ǯȱ Ž’œŒ‘, Evansville, 1947

14 HќќѠіђџȱ юћјђџ ђѐђњяђџȱ2016 Continued from page 13. As a leading global provider of entity management services, we offer you advantages few others can match. Our extensive range of services is available in a number of the world’s most attractive jurisdictions. See how our premier services and skilled professionals can make the difference on your next deal. For more insight on how we’ve successfully served clients on entity management transactions, contact one of our renowned professionals or visit wilmingtontrust.com/entitymanagement. Experience is the best partner for entity management services. DELAWARE AND NEVADA INVESTMENT SUBSIDIARIES AND HOLDING COMPANIES | CUSTODY PORTFOLIO ACCOUNTING | INVESTMENT MANAGEMENT RENOWNED EXPERIENCE | ENTITY MANAGEMENT MARY ALICE AVERY mavery@wilmingtontrust.com 302-636-6127 AMY STENGEL astengel@wilmingtontrust.com 302-651-8374 MINDY WALSER mwalser@wilmingtontrust.com 702-866-2203 Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation (M&T). Investment management and fiduciary services are provided by Wilmington Trust Company, operating in Delaware only, and Wilmington Trust, N.A., a national bank. Loans, retail and business deposits, and other personal and business banking services and products are offered by M&T Bank, member FDIC. ©2016 Wilmington Trust Corporation and its affiliates. All rights reserved. * ¢›˜—ȱ ǯȱ ˜—Žœ, Lebanon, 1948 * •¢Žȱ ǯȱ —›Ž œ, Terre Haute, 1949 *  Š›ȱ ǯȱ ’‘Ž, New Albany, 1950 * ›Žȱ ǯȱ ž–œ, Mishawaka, 1951 * ŽœŽ›ȱ ǯȱ ’—, Anderson, 1952 Ș ˜ž’œȱ ǯȱ Ž›œ‘‹Ž›Ž›, Crawfordsville, 1953 * ’••’Š–ȱ ǯȱ Š–Ž›˜—, Connersville, 1954 * ’••Š›ȱ ǯȱ ˜›Š—, New Castle, 1955-56 * ǯ ǯȱ Š•›’Ž, Bloomington, 1956-57 * ǯ ǯȱ ’ĵ™Š›’Œ”, Indianapolis, 1957-58 * ǯ ǯȱ ‘’›Ž–Š—, South Bend, 1958-59 * ˜ž’œȱ ǯȱ ˜’—”ȱ ›ǯ, Evansville, 1959-60 * Ž›‹Ž›ȱ ǯȱ ’••’Š–œ, Kokomo, 1960-61 Šž•ȱ ǯȱȃ ǯ ǯȄȱ ›’˜›, New Castle, 1961-62 ’••’Š–ȱ ǯȱ Ž‹Ž›, Hobart, 1962-63 * ’•Žœȱ ǯȱ ’•œ˜—, Wabash, 1963-64 * ’•˜—ȱ ǯȱ Š›’—, Indianapolis, 1964-65 * ›—Žœȱ ǯȱ ˜••’—œ, Greencastle, 1965-66 * Š›•ȱ ǯȱ ˜˜ŸŽ›, Anderson, 1966-67 * Š•Ž›ȱ ǯȱ ž›, Muncie, 1967-68 * ›Œ‘ȱ ǯȱ ž—‹Š›, Terre Haute, 1968-69 * ’••’Š–ȱ ǯȱ Šž‘, Evansville, 1969-70 ǯȱ ž›œ‘Ž•ȱ Œ žŒ‘Ž—, Bloomington, 1970-71 ˜œŽ™‘ȱ ǯȱ ž›Š—, Valparaiso, 1971-72 ŠŸ’ȱ ǯȱ žœœŽ••, New Albany, 1972-73 * Ž››’Ĵȱ ǯȱ Œ ’Œ”Ž›, Marion, 1973-74 Ș ’Œ‘Š›ȱ ǯȱ ž’›, Indianapolis, 1974-75 Ș  Š›ȱ ǯȱ ‘Š•Ž—ǰȱ •Š’—ꎕǰȱ 1975-76 * ˜‘—ȱ ǯȱ ’••, South Bend, 1976-77 ˜—Š•ȱ ǯȱ ŠžœŒ‘, Evansville, 1977-78 Ș ˜‘—ȱ ǯȱ ŽŠŒ‘ȱ ›ǯ, Seymour, 1978-79 * Ž—Žȱ ǯȱ Ž›—, Muncie, 1979-80 ˜›–Š—ȱ ǯȱ —’‘œ, Greencastle, 1980-81 * ǯ ǯȱ ”’—œ, New Albany, 1981-82 ˜Ž›ȱ ǯȱ Ž›Ž—‹Ž›Ž›, Auburn, 1982-83 Šž›’ŒŽȱ ǯȱ ˜‹•Ž¢, Evansville, 1983-84 ˜›–Š—ȱ ǯȱ ’›Ž¢, Muncie, 1984-85 ’Œ‘Š›ȱ ǯȱ Ž•Œ‘Ž›, Rochester, 1985-86 Š››¢ȱ ǯȱ Š››ŽĴ, Indianapolis, 1986-87 ’••’Š–ȱ ǯȱ Š’œŽ›, New Albany, 1987-88 * ’••’Š–ȱ ǯȱ Ž——Ž¢, East Chicago, 1988-89 ›Žȱ ǯȱ Š›Ž›, Frankfort, 1989-90 ŠŸ’ȱ ǯȱ ˜Œ‘—˜ œ”’, Munster, 1990-91 ’Œ‘Š›ȱ ǯȱ Š¢—Žœ, Bloomington, 1991-92 Š–Žœȱ ǯȱ ˜Œ‘Ž›, Indianapolis, 1992-93 * ’Œ‘˜•Šœȱ ǯȱ Ž˜›Ž, Wabash, 1993-94 Š–Žœȱ ǯȱ ›Ž’—Ž›, Hobart, 1994-95 ˜—Š•ȱ ǯȱ Ž’—£Š™Ž•, Evansville, 1995-96

15 HќќѠіђџȱ юћјђџ ђѐђњяђџȱ2016 Michael A. Renninger ”‹ ‹’ƒŽ ;ϯϭϳͿ ϲϵϱͲϳϵϯϵ ŵƌĞŶŶŝŶŐĞƌΛƌĞŶŶŝŶŐĞƌůůĐ͘ ĐŽŵ ‡ —”‹–‹‡• ‘ˆˆ‡”‡† –Š”‘—‰Š —•†ƒŽ ‹ƒ ‹ƒŽ ƒ”–‡”•ǡ  Ǥǡ ͷͳͺ͹ –‹ ƒ ‹†‰‡ ‘ƒ† ƒ˜‡’‘”–ǡ ǡ ͷʹͺͲ͹ ȋͷ͸͵Ȍ͵ʹ͸ǦʹͲ͸Ͷ ‡„‡”ǣ ǡ Ǥ ‡‹‰‡” Ƭ ••‘ ‹ƒ–‡•ǡ ƒ† —•†ƒŽ ‹ƒ ‹ƒŽ ƒ”–‡”•ǡ  Ǥ ƒ”‡ ‹†‡’‡†‡–Ž› ‘™‡† ƒ† ‘’‡”ƒ–‡†͘ ǁǁǁ͘ ƌĞŶŶŝŶŐĞƌůůĐ͘ ĐŽŵ Η&Žƌ ĂŶ KďũĞĐƟǀĞ ƐƐĞƐƐŵĞŶƚ ŽĨ zŽƵƌ ŚĂůůĞŶŐĞƐ ĂŶĚ WƌŽĨĞƐƐŝŽŶĂů džĞĐƵƟŽŶ ŽĨ zŽƵƌ KƉƉŽƌƚƵŶŝƟĞƐΗ IRU RI LWV ILUVW \HDUV 3URXG WR EH D OR\DO UHDGHU RI Ž™‘Ž—ȱ ǯȱ Š‘—, Huntington, 1996-97 ǯȱ ˜——ȱ ˜‹Ž›œ, Muncie, 1997-98 ˜‘—ȱ ǯȱ ŽŠŒ‘ȱ ›ǯ, Seymour, 1998-99 Š››¢ȱ ǯȱ Š’•Ž¢, New Castle, 1999-2000 COMMUNITY BANKERS ASSOCIATION OF INDIANA ˜‹Ž›ȱ ǯȱ Š›”, Muncie, 1972-73 Š¢—Žȱ ǯȱ ’›Žœ˜—Ž, Rensselaer, 1973-74 * Š•™‘ȱ ǯȱ ’••Ž¢, Vevay, 1974-75 * •˜—ȱ ǯȱ Žœ‘ ’•Ž›, Speedway, 1975-76 Ș ˜‹Ž›ȱ ǯȱ ›’ŒŽ, Connersville, 1976-77 Šž•ȱ ǯȱ ž›™‘¢, Evansville, 1977-78 * ’••’Š–ȱ ǯȱ › ’—, Frankfort, 1978-79 Ș ¢•Žȱ ›’‘˜—, Spencer, 1979-80 Ž›Š•ȱ ǯȱ ŽŽœŽ, Decatur, 1980-81 ŠŸ’ȱ ǯȱ ˜˜œ, Owensville, 1981-82 * ǯȱ ’Œ‘˜•Šœȱ ™›ŽŽ—, Alexandria, 1982-83 Š¢—Žȱ Žĵ—Ž›, Converse, 1983-84 ’™ȱ ‘’Ž, Covington, 1984-85 * ˜—ȱ ˜››’œ˜—ǰȱ Ž ˜ĴŽǰȱŗşŞśȬŞŜ Ș Ž›•Žȱ ǯȱ ŽŠ›Œ¢ǰȱ Œ˜Ĵœ‹ž›ǰȱŗşŞŜȬŞŝ ‘Š›•Žœȱ ǯȱ Šž›Ž›, Madison, 1987-88 * ˜ Ž••ȱ ǯȱ ’••’Š–œ, Muncie, 1988-89 ˜‘—ȱ ǯȱ ˜•Ÿ’—, North Salem, 1989-90 * ˜‘—ȱ ǯȱ ˜— Š¢, Frankfort, 1990-91 •Š’‹˜›—ȱ ǯȱ Š–œ•Ž¢, Monterey, 1991-92 ¢Š—ȱ ǯȱ Š›—Ž›, Bippus, 1992-93 Ž››¢ȱ Šž–Š›—Ž›, Roachdale, 1993-94 Ž˜›Žȱ ǯȱ œ›’”Ž, Jasper, 1994-95 ˜‘—ȱ ǯȱ ’——Ž›¢, Middletown, 1995-96 Š–Žœȱ ǯȱ Š—Ž›ȱ ›ǯ, Brookville, 1996-97 ‘˜–Šœȱ ǯȱ ’Ž•œ, English, 1998 ‘Š›•Žœȱ Š›—Ž••, Swayzee, 1999 Ș ǯȱ ’Œ‘ŠŽ•ȱ ‘Ž›—, Jasper, 2000 ’••ȱ Š››˜, Corydon, 2001 Š›”ȱ ˜ǰȱ Š››ŽĴǰȱŘŖŖŘ Š›”ȱ Œ‘›˜ŽŽ›, Jasper, 2003 ›ŠŸ’œȱ ˜•–Š—, Markle, 2004 ˜Ž›ȱ ž––’—œ, Francesville, 2005 ˜œŽ™‘ȱ ǯȱ ’Ž›ŒŽ, LaGrange, 2006 *Denotes deceased. ȱȱȱȱȱȱȱȱ —ȱ ŽŒǯȱŗŗǰȱŗŞŗŜǰȱ —’Š—Šȱ ŠœȱŠ–’ĴŽȱ˜ȱ‘Žȱ —’Žȱ States of America. Multiple events and celebrations throughout the past year marked the 200th anniversary of this great occasion, including the minting of a bicentennial medal. The Indiana Bankers Association was pleased to serve as presenting sponsor of the medal. This sponsorship continues a proud tradition; in 1916 the IBA sponsored the state’s centennial medals, and IBA-member banks made sesquicentennial medals available 50 years later.  A Salute to Indiana’s Bicentennial

16 HќќѠіђџȱ юћјђџ ђѐђњяђџ 2016 Ž››¢ȱ ǯȱ ‹‹˜Ĵ, State Bank of Lizton ›Š—”ȱ ‹Ž›Œ›˜–‹’Ž, Federal Home Loan Bank of Indianapolis Ž——’Ž›ȱ Š–œ, Community Bank, Noblesville ǯȱ ŽŽȱ Ž•œ™Ž›Ž›ǰȱ Š¢ŽĴŽȱ Š—”ȱǭȱ ›žœȱ ˜–™Š—¢ǰȱ Connersville ›Žȱ ǯȱ —Ž , The Farmers Bank, Frankfort ŽĴ¢ȱ •‹Ž›œ, 1st Source Bank, South Bend Ž˜›Žȱ ǯȱ ••’œ˜—, Owen County State Bank, Spencer ˜‹Ž›ȱ ǯȱ —Ž›œ˜—, Norwest Bank Indiana, NA, Fort Wayne Š ›Ž—ŒŽȱ ǯȱ —‘›˜™, Merchants Trust Company, Muncie ›˜ŸŽ›ȱ ǯȱ ›Œ‘Ž›, Ameriana Bank, New Castle ˜‘—ȱ ǯȱ ž•, Grabill Bank Ž››¢ȱ ǯȱ ž•, Frances Slocum Bank & Trust Company, Wabash ‘˜–Šœȱ ǯȱ žœŽ›–Š—, Commerce Bank, Evansville ǯȱ ŠĴ‘Ž ȱ ¢Ž›œ, State Bank of Lizton ŠŸ’ȱ ǯȱ ŠŽ›, Monroe Bank, Bloomington Š››¢ȱ ǯȱ Š’•Ž¢, Ameriana Bank, New Castle ŠŸ’ȱ Š’ĵ, Community Bank, Noblesville ŽŠ—ȱ Š—ĵ, MainSource Bank, Portland Ž——’œȱ ǯȱ ŠœœŽĴ, Chase Bank, Indianapolis ’›’—’Šȱ ǯȱ Šž–Š—, Fort Wayne National Bank Ž››¢ȱ Šž–Š›—Ž›, Home National Bank, Thorntown ’Œ‘ŠŽ•ȱ ŠžœŽ›–Š—, First Bank of Berne Ž‹›Šȱ ǯȱ ŽŠĴ¢, Springs Valley Bank & Trust Company, Jasper ŽŸŽȱ ŽŒ‘–Š—, Horizon Bank, NA, Michigan City ˜•˜›Žœȱ ǯȱ ŽŒ”Ž›, The Citizens National Bank of Evansville ’Œ‘Š›ȱ ǯȱ Ž•Œ‘Ž›, First Federal Savings Bank, Rochester ˜‘—ȱ Ž•Ž—, The Stone City Bank, Bedford žœ’Žȱ ǯȱ Ž——Ž›ǰȱ ŠŠ¢ŽĴŽȱ Š—”ȱǭȱ ›žœȱ ˜–™Š—¢ǰȱŠȱ’Ÿ’œ’˜—ȱ˜ȱ First Merchants Bank, NA, Muncie ˜—Š•ȱ ǯȱ Ž—£’Ž›, First Bank Richmond, NA ›Žȱ ǯȱ Ž››¢, First State Bank of Middlebury ˜’œȱ ǯȱ Ž››¢, First Bank Richmond, NA ‘Š›•Žœȱ ǯȱ ŽžĴŽ›ǰ Valley American Bank and Trust Company, South Bend Š—Œ¢ȱ ’Œ”—ŽœŽ, iAB Financial Bank, Fort Wayne ˜ȱ ——ȱ •ŠŒ”‹ž›—, STAR Bank, Fort Wayne Ž˜›’—Šȱ •Žœœ’—Ž›, Dubois County Bank, Jasper Š•Ž›ȱ ǯȱ ˜ •Žœȱ ›ǯǰȱ ›ŽŽ—ꎕȱ Š—”’—ȱ ˜–™Š—¢ ‘›’œȱ ›Š˜›, MutualBank, Muncie ˜——¢ȱ ›Ž œŽ›, First Savings Bank, Clarksville —›Ž ȱ ǯȱ ›’œ, Bank of Geneva Š¢ȱ ǯȱ ›’••, The National Bank of Indianapolis Ž‹›Šȱ ǯȱ ›˜ Ž›, The First National Bank of Odon ’–ȱ ›˜ —, First Financial Bank, Columbus Š›‹Š›Šȱ ǯȱ ›ž—Ž›, Terre Haute Savings Bank ˜—Š•ȱ ǯȱ ž, Horizon Bank, NA, Michigan City ˜‹Ž›ȱ ǯȱ ž‘•Ž, Centier Bank, Northern Indiana –Ž›¢ȱ ǯȱ ž——Ž••ǰȱ ŠŠ¢ŽĴŽȱ ŠŸ’—œȱ Š—”ǰȱ ‘Š›˜—ȱ ǯȱ ž›Ž›, German American Bancorp, Jasper ˜‘—ȱ ǯȱ ž›”, Riddell National Bank, Brazil Š–Žœȱ ǯȱ ¢Ž, First Savings Bank, Clarksville Ž——Ž‘ȱ Š Š••ŠŽ›, First Bank Richmond, NA ˜—Š•ȱ Š• Ž••, Federal Reserve Bank of Chicago, ȱ —’Š—Š™˜•’œȱ˜ĜŒŽ Š¢ȱ Š•Ž¢, Bippus State Bank, Huntington ˜ž•Šœȱ ǯȱ Š–™‹Ž••, Home National Bank, Thorntown ˜‹’—ȱ Š–™‹Ž••, First Merchants Bank, Muncie ŽŠ•ȱ ǯȱ Š›•œ˜—ǰȱFirst National Bank of Warsaw ›Žȱ ǯȱ Š›Ž›, Citizens Savings Bank, Frankfort ‘˜–Šœȱ ǯȱ Šœœ’¢, STAR Bank, Fort Wayne Š–Žœȱ ǯȱ ŠĴ˜—, Merchants National Bank & Trust Company, Indianapolis ˜Žȱ ‘Š–—Žœœ, First Bank Richmond, NA Ž››¢ȱ ‘Š–™’˜—, Farmers State Bank, LaGrange ›Žȱ ‘Š™™Ž•˜ ǰȱFCN Bank, Brookville ŽŸŽȱ ‘Š›•Žœ˜—, Regions Bank, Indianapolis ŠŸ’ȱ ǯȱ •Š›”, First Merchants Bank, NA, Muncie ’–˜‘¢ȱ ǯȱ •Š›”, Ameriana Bank, New Castle Ž››’••ȱ ǯȱ •ŽŸŽ—Ž›, First Merchants Bank, NA, Muncie ›Ž—ȱ ǯȱ •’˜—, Grabill Bank ŠŸŽ›—Žȱ ǯȱ •’—Ž—™ŽŽ•, First Bank Richmond, NA ‘˜–Šœȱ •˜žœŽǰȱ Š–™‹Ž••ȱǭȱ ŽĴŽ›ȱ Š—”ǰȱ Ž—Š••Ÿ’••Ž ’––¢ȱ ˜Šœ, Community State Bank, Avilla žœ¢ȱ ˜Ĝ—, Hoosier Heartland State Bank, Crawfordsville Š›Ž—ȱ ˜•’›˜—, Irwin Union Bank and Trust Company, Columbus ˜‘—ȱ ǯȱ ˜•Ÿ’—, North Salem State Bank ˜›–Š—ȱ ǯȱ ˜——Ž••, Citizens Bank, Mooresville ’••’Š–ȱ ǯȱ ˜˜”, Farmers & Merchants Bank, Boswell Šž•ȱ ǯȱ ˜˜™Ž›, Citizens State Bank, Petersburg ǯȱ Š—’Ž•ȱ ˜¡, First Bank Richmond, NA Š¡ȱ ǯȱ ›Š‹’••, Š››ŽĴȱ ŠŽȱ Š—” ˜—›Šȱ ǯȱ ›Žœœ, Terre Haute Savings Bank ˜‘—ȱ ǯȱ ›’œ, Bank Calumet, NA, Hammond ‘Š›•Žœȱ ǯȱ ›˜ , Community Bank, Noblesville ˜Ž›ȱ ǯȱ ž––’—œ, Alliance Bank, Francesville ŠŒ”ȱ ž——’—‘Š–, United Bank, Evansville Ž—ȱ ǯȱ ž——’—‘Š–, Farmers State Bank, Syracuse ‘Ž•˜—ȱ ž•Ž›, First Federal Savings & Loan, Hammond ˜‹Ž›ȱ ǯȱ Š‹Š’Š, Horizon Bank, NA, Michigan City ˜‘—ȱ ǯȱ Š•˜—, Mutual Federal Savings Bank, Muncie ŽŠ——ŽĴŽȱ ŠŸ’œ, Citizens State Bank, New Castle ˜‹’—ȱ ǯȱ ŠŸ’œ, The Farmers Bank, Frankfort ˜Žȱ ǯȱ ŽŠ›–’—, The First National Bank of Odon Ž——Ž‘ȱ ǯȱ ŽŒ”Š›, Fowler State Bank Ž››¢ȱ ǯȱ ŽŽ›’—, Community Bank, Noblesville S. Joe DeHaven, Indiana Bankers Association Š›˜•¢—ȱ ǯȱ Ž žŒŠ, First National Bank of Huntington ŠŒ”ȱ ǯȱ Ž–Š›ŽŽ, First Merchants Bank, NA, Muncie ›Žȱ Ž–œ”Ž, Community State Bank, Avilla Ž™‘Ž—ȱ ǯȱ Ž—‘Š›, Hendricks County Bank & Trust Company, Brownsburg ˜—Š•ȱ ǯȱ Ž™ŠœœŽ, Terre Haute Savings Bank •Ž——Šȱ ǯȱ Ž£Š›—, Bank One, Indiana, NA, Bloomington Ž•Ÿ’—ȱ ǯȱ ’ŒŽ, STAR Bank, NA, Connersville ˜¢ŒŽȱ ’Œ”, First United Bank, NA, Middletown ˜œŽ™‘ȱ ǯȱ ’Œ”œ˜—, German American Bancorp, Jasper ˜‘—ȱ ǯȱ ’ŽŽ›’Œ‘, Peoples Bank, Munster ȱ ˜›¢ȱ ŽŠ›ȱ •ž‹ȱ Ž–‹Ž›œ The Indiana Bankers Association celebrates members of the Indiana banking community who have been in service to the industry for 40 years or longer.

17 HќќѠіђџȱ юћјђџ ђѐђњяђџȱ2016 Šž•ȱ ǯȱ ’—”’—œ, Irwin Union Bank and Trust Company, Columbus ˜—’ȱ ’Ĵ˜, Old National Bank, Evansville ’—’›Žȱ ž—Š Š¢, United Communities National Bank, Liberty Š›˜•ȱ ǯȱ ž—ŒŠ—, First Federal Savings Bank, Evansville ˜›˜—ȱ ž——, Heartland Community Bank, Franklin ŠŒ”ȱ ǯȱ Š›•¢, AmeriTrust Bank, Johnson County, Franklin Š›˜•ȱ ‹•Ž›, iAB Financial Bank, Fort Wayne ˜‘—ȱ ǯȱ ••’˜Ĵ, 1st Source Bank, South Bend Š–Žœȱ ǯȱ ••œ ˜›‘, Centier Bank, Crown Point Ž—ŸŽ›ȱ ––˜—œ, Springs Valley Bank & Trust Company, French Lick Š¡ȱ ǯȱ ›—Žœ, Jackson County Bank, Seymour ›Š—”ȱ ǯȱ Š›–Ž›, Riddell National Bank, Brazil ’—Šȱ ǯȱ Š›–Ž›, Riddell National Bank, Brazil ˜—ȱ Ž•–Ž¢Ž›, First Bank of Huntingburg Š–Ž•Šȱ ǯȱ Ž—Ž›, The National Bank of Indianapolis ˜‘—ȱ ǯȱ ’——Ž›¢, First Merchants Bank, NA, Muncie ŠŸ’ȱ ǯȱ ’œ‘Ž›, Indiana Bank and Trust Company, Columbus Ž˜—ȱ ǯȱ •ŽŒ”, Dubois County Bank, Jasper Š›”ȱ ǯȱ ˜ǰȱ Š››ŽĴȱ ŠŽȱ Š—” ˜‹Ž›ȱ ǯȱ ˜•”, The Central National Bank and Trust Company, Ĵ’ŒŠ Šž•ȱ ǯȱ ›ŽŽ–Š—ǰȱIndiana Bankers Association ˜‘—ȱ ǯȱ ›Ž¢Ž”, First Federal Savings and Loan Association of Hammond Ž——’œȱ ›’ŽŽ—, First Merchants Bank, NA, Muncie Žœ•Ž¢ȱ ǯȱ ›¢, Citizens Bank, Camby Š›‹Š›Šȱ ǯȱ ›¢Ž, Farmers and Mechanics Federal Savings and ˜Š—ȱ œœ˜Œ’Š’˜—ǰȱ •˜˜–ꎕ ‘˜–Šœȱ ǯȱ Š—, Community Bank, Noblesville ˜ Ž••ȱ ǯȱ Š›—Ž›, Alliance Bank, Francesville •˜¢ȱ ǯȱ Š››˜Ĵ, The Farmers State Bank, Brookston Ž›˜–Žȱ ǯȱ ŠœœŽ—, Ameriana Bank, New Castle ǯȱ ’Œ‘Š›ȱ ŠĴ˜—, Peoples Federal Savings Bank, Auburn Š›Ž—ȱ ǯȱ Ž‘•‘ŠžœŽ—, German American Bancorp, Jasper ŠŸ’ȱ ǯȱ Ž’œ, Jackson County Bank, Seymour Š—Œ¢ȱ ǯȱ ’Žœ•Ž›, German American Bancorp, Jasper Ž˜›Žȱ ǯȱ ’•‹Ž›, Federal Savings Bank of Angola ž›ȱ ’••, Centier Bank, Northern Indiana ’—¢ȱ ’••˜•¢, First Farmers Bank and Trust Company, Converse Š›’Œ”ȱ ǯȱ •˜ĵ‹ŠŒ‘, The New Washington State Bank, Charlestown Žěȱ ˜‹Ž—, Heartland Community Bank, Greenwood Š››¢ȱ ˜Ž—, Hendricks County Bank & Trust Company, Brownsburg ˜—Š•ȱ ǯȱ ˜Žĵǰȱ Ž ˜ĴŽȱ ŠŽȱ Š—” Š›¢ȱ ǯȱ ˜›˜—, Chase Bank in Indiana ¢——ȱ ǯȱ ˜›˜—, Citizens Bank, Mooresville ’••’Š–ȱ ǯȱ ˜›˜—, Indiana Lawrence Bank, Rochester ˜Ž•ȱ ˜›Ž•’Œ”, Peoples Bank, Munster Š–Žœȱ ǯȱ ˜ Ž›, Old National Bank, Union City, Ohio ‘’•’™ȱ ǯȱ ›Ž—Œ‘’”, American Trust & Savings Bank, Whiting ˜——Šȱ ž¢›Ž, Community Bank, Noblesville ˜‘—ȱ ǯȱ Š‹’, Springs Valley Bank & Trust Company, French Lick ’Œ‘ŠŽ•ȱ ǯȱ ŠŠ›¢, The Auburn State Bank ’•›Žȱ ǯȱ Š•‹›žŽ, Lincolnland Bank, Dale ˜‹Ž›ȱ Š•Ž›–Š—, Frances Slocum Bank & Trust Company, NA, Wabash ˜‹Ž›ȱ ǯȱ Š••, First of America Bank, Indianapolis ŽŽȱ ——ȱ Š––Ž•, First Federal Savings Bank, Huntington Ž——’œȱ ǯȱ Š›–Ž¢Ž›, FCN Bank, NA, Batesville Š—Œ¢ȱ ǯȱ Š››Ž••, The First National Bank of Odon Ž‹›Šȱ Š›, First Merchants Bank, NA, Muncie ’Š—Žȱ ǯȱ ŠœŽ—˜ž›, German American Bancorp, Jasper ’••’Š–ȱ ǯȱ ŠžœŽ›, Old National Bank, Evansville ’Œ‘Š›ȱ ǯȱ Š¢—Žœ, Old National Bank, Bloomington ’Œ‘Š›ȱ ǯȱ Ž•–”Š–™, Community State Bank, Kendallville Ž—›’ŽĴŠȱ Ž––Ž›, German American Bancorp, Jasper Š›”ȱ Ž—›’Œ”œ˜—, Peoples Trust & Savings Bank, Boonville Š¢—Žȱ ǯȱ Ž——’—, Old National Bank, Evansville Š—Žȱ ——ȱ Ž››’—, Citizens State Bank, New Castle Š›¢ȱ ˜žȱ Ž›Ž•, FCN Bank, Brookville ˜‹Ž›ȱ ǯȱ ŽžŒ‘Š—, Mutual Savings Bank, Franklin Š–Žœȱ ǯȱ ’ŠĴ, First State Bank of Middlebury Š›˜•ȱ ’‘œ–’‘, Centier Bank, Merrillville Ž•‹Ž›ȱȃ ž—’ŽȄȱ ’–œŽ•ȱ ›ǯ, Citizens State Bank, Petersburg Š›˜•ȱ ǯȱ ’œŽ›, Hendricks County Bank & Trust Company, Danville ˜‘—ȱ ǯȱ ’Œ‘, West End Bank, Richmond Š›“˜›’Žȱ ’Œ‘Œ˜Œ”, North Salem State Bank ŽŸŽ›•¢ȱ ˜Œ”Ž›œ–’‘, Community Bank, Noblesville ǯȱ ’Œ‘Š›ȱ ˜Ž•, The First National Bank of Odon ¢——ȱ ǯȱ ˜ě–Š—, First Merchants Bank, NA, Muncie ’••’Š–ȱ ˜ě–Š—, German American Bancorp, Jasper ‘Ž››¢ȱ ˜•’Š¢, Farmers State Bank, LaGrange ˜—Š•ȱ ǯȱ ˜••˜ Š¢, Ameriana Bank, New Castle ˜‘—ȱ ŠŸ’ȱ ˜•–Žœ, Citizens State Bank, Petersburg Š–Žœȱ ˜˜•Ž¢ǰȱ Š–™‹Ž••ȱǭȱ ŽĴŽ›ȱ Š—”ǰȱ Ž—Š••Ÿ’••Ž ˜—Š•ȱ ˜˜™’—Š›—Ž›, MarkleBank ’—¢ȱ ˜››˜–, iAB Financial Bank, Fort Wayne ŽŠ—ŽĴŽȱ ǯȱ ˜œŽĴŽ›, The First National Bank of Odon ’•‹Ž›ȱ ǯȱ ˜ž£Ž, Peoples Federal Savings Bank, Aurora ŽœŽ›ȱ ǯȱ ˜ Š•, Riddell National Bank, Brazil Š›Š›Žȱ ǯȱ ˜ Š›ǰȱ Š—”ȱ˜ȱ ˜•Œ˜Ĵ Ž›ŽœŠȱ ˜ Ž••, First Merchants Bank, NA, Muncie ’˜•Šȱ ž‹Ž›, FCN Bank, Brookville ’—Šȱ žœ˜—, The National Bank of Indianapolis ˜—Š•ȱ ǯȱ ž–™‘›Ž¢, Kentland Bank Šœ¢ȱ ¢ŠĴ, The Friendship State Bank Ž›—ȱ ǯȱ —›Š–ǰ Central State Bank, Connersville ‘Š›•Žœȱ ǯȱ œŒ‘, First Bank of Berne ˜‹Ž›ȱ ǯȱ ŠŒ”œ˜—, Farmers and Mechanics Federal Savings and ˜Š—ȱ œœ˜Œ’Š’˜—ǰȱ •˜˜–ꎕ Š››Ž••ȱ ŠŽ›œ, Centier Bank, Northern Indiana Š›¢ȱ Ž—œ ˜•, 1st Source Bank, South Bend Ž‹›Šȱ Ž›—Šœ, 1st Source Bank, South Bend Hal D. Job, Frances Slocum Bank & Trust, NA, Wabash ——ȱ ˜—ŽœǰȱOur Community Bank, Spencer Žěȱ ˜—Žœ, Owen County State Bank, Spencer Ž——Ž‘ȱ ǯȱ Ž‘•‹ŽŒ”, Bank One, NA, Indianapolis ——Šȱ Ž’‘ǰȱ ŠŠ¢ŽĴŽȱ Š—”ȱǭȱ ›žœȱ ˜–™Š—¢ǰȱ ‘Ž››¢ȱ Ž’‘, First Merchants Bank, Muncie ǯȱ ’Œ‘Š›ȱ Ž••ž–, Citizens Bank, Mooresville Ž›•Žȱ ǯȱ Ž—Š••, Spencer County Bank, Santa Claus Š›¢ȱ ˜ȱ Ž——Ž••¢, Centier Bank, Indianapolis Ž›—’ŒŽȱ ǯȱ Ž——¢, The Peoples Bank, Brownstown ž’‘ȱ ǯȱ Ž—, Chase Bank in Indiana ŠŒ”ȱ ǯȱ Ž— ˜›‘¢, Bedford Federal Savings Bank Ž˜›Žȱ ǯȱ Ž™•’—Ž›, MarkleBank Ž——’œȱ Ž›—ǰȱ •˜˜–ꎕȱ ŠŽȱ Š—” Ž•˜››Žœȱ ǯȱ ’ŽŽ›, 1st Source Bank, South Bend Ž——’œȱ ’—, Wayne Bank and Trust Company, Richmond &RQWLQXHG RQ SDJH

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