27 HќќѠіђџȱ юћјђџ ђѐђњяђџȱ2016 Just what was the technology risk exposure a hundred years ago? ƐŝĞŵ.infotex.com infotex est. 2000 A century ago, this Hammond Typewriter No. 12 and accompanying telephone were “cutting edge.” Congratulations, Hoosier Banker! around his kitchen table: “If you could do your banking from this very spot, what would you want to do?” With sights on the future, David raised capital, applied for a bank charter and assembled a team of experienced bankers. On Feb. 22, 1999, with $10 million in capital, a charter from the Indiana Department of Financial Institutions and deposit insurance from the FDIC, First Internet Bank of Indiana opened its virtual doors to the public. There are no teller lines at First Internet Bank of Indiana All banking services are conducted online. &RQWLQXHG RQ SDJH Hoosier Heartland State Bank, Crawfordsville On Dec. 1, 1899, The Linden State Bank was formed in Linden. The bank was founded as a community bank with the purpose of supporting agriculture, local commerce and the citizens of Linden and Montgomery County. On Jan. 1, 1920, the Farmers State Bank in New Ross was organized as a community bank. As the name implies, it also was founded with the purpose of supporting agriculture, while serving the citizens of New Ross and surrounding commu- ǯȱ ȱȱȱȱĜ¢ǰȱ ȱȱǰȱȱĴȱ serve their communities, Linden State Bank and Farmers State Bank merged on April 17, 2009, becoming Hoosier Heartland State Bank. Today Hoosier Heartland State Bank has six branches serving nine counties in west central Indiana. Over the years, government regulations and technology have impacted the manner in which the bank conducts ǰȱȱĜȱȱěȱȱ proud to have never deviated from its original purpose as a community bank, giving back 10 percent of net income to the communities it serves, devoting 10,000 hours of community service, conducting community service projects, and remaining fully ĴȱȱȂȱȱȱ the process of consultation and recommendation, while forming longterm relationships. Hoosier Heartland State Bank traces its roots back to 1899. The Friendship State Bank The Friendship State Bank was founded in 1912 by a group of local ȱȱǯȱ ȱęȱ regularly scheduled board of directors meeting took place on Nov. 2, ŗşŗŘǯȱ ȱȱǰȱȱęȱȱ application, from Bear Creek Baptist Church, was approved. The board also agreed that the bank would make no loan for an amount lower than 25 cents. Directors decided to install a telephone as soon as possible ƺȱȱȂȱęȱȱȱȱȃȬ tech” world. Sensible growth management has been a hallmark of The Friendship State Bank. The bank started out in a small building on Main Street in Friendship, and has made several additions over the years. This gradual
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