2016 Vol. 100 No. 12

39 HќќѠіђџȱ юћјђџ ђѐђњяђџȱ2016 Mutual Savings Bank, Franklin Mutual Savings Bank put down roots in downtown Franklin in 1890. Founded as Mutual Building and Loan Association, Mutual’s goals were to serve the community, and it has been doing that ever since, making decisions locally based on what is best for its customers and businesses. Renamed Mutual Savings Bank in 1994, the bank has weathered the ups Š—ȱ˜ —œȱ˜ȱꗊ—Œ’Š•ȱ–Š›”ŽœȱŠ—ȱ met the evolving needs of individuals and businesses. Through it all, it has stood by the people of Johnson ˜ž—¢ǰȱ‘Ž•™’—ȱ‘Ž–ȱꗊ—ŒŽȱ‘˜–Žœǰȱ start new businesses and plan for the future. While Mutual is honored to be part of Franklin’s past, it is proud to be a community partner preparing the way for a promising future. Under the leadership of President Robert D. Heuchan, Mutual now operates three locations in Franklin and one branch each in Trafalgar and Nineveh, all Œ˜––’ĴŽȱ˜ȱ˜ěŽ›’—ȱŒ˜–™Ž’’ŸŽȱ banking services while maintaining a personal touch. For 126 years, the business goals of Mutual Savings Bank have remained the same – mak- ’—ȱ‘ŽȱŒ˜––ž—’¢ȱŠȱ‹ŽĴŽ›ȱ™•ŠŒŽȱ˜ȱ live, work and play.  0XWXDO 6DYLQJV %DQN·V PDLQ RIÀFH LV ORFDWHG LQ downtown Franklin. Our Community Bank, Spencer Owen County’s longest continu- ˜žœ•¢ȱ˜™Ž›Š’—ȱꗊ—Œ’Š•ȱ’—œ’ž’˜—ȱ shares a similarity with the holiday classic, “It’s A Wonderful Life.” Like ‘Žȱ›Žœ’Ž—œȱ˜ȱꌝ’˜—Š•ȱ Ž˜›ȱ Falls, several Spencer-area residents back in 1911 wanted to give everyday ™Ž˜™•ŽȱŠȱ Š¢ȱ˜ȱŠě˜›ȱ‘˜–Žœǯȱ ˜ŒŠ•ȱ druggist Billy Moss agreed to serve as the president of the new Owen County Savings and Loan Association. The thrift’s prudent business practices brought it safely through the Great Depression and two world wars. A 1972 switch to a federal charter led to a new name, Owen County Federal Savings and Loan Association. The name became Owen County Federal Savings Bank in 1987, and Owen Community Bank in 1994. The OCB logo is on prominent display at Our Community Bank. 8F BENJSF BOZPOF XIP DBO EFMJWFS B IJHI JOUFSFTU SBUF GPS ZFBST Simple. Solutions Our Community Bank Our Community Bank thanks Hoosier Banker for a century of informing, educating, and entertaining Indiana’s community bankers. Spencer • Cloverdale • 800.690.2095 • ocbconnect.com &.1-0:&& 08/&% '03 #&55&3 4&37*$& The bank formed a parent holding company, Home Financial Bancorp, in 1996. In 2003 OCB began doing business Šœȱ ž›ȱ ˜––ž—’¢ȱ Š—”ǰȱ›ŽĚŽŒ’—ȱ ’œȱŒ˜––ž—’¢Ȭ˜ŒžœŽȱŠĴ’žŽȱŠ—ȱ approach. Today OCB has over $64 –’••’˜—ȱ’—ȱŠœœŽœǰȱ ’‘ȱ˜ĜŒŽœȱ’—ȱ ™Ž—- cer and Cloverdale. Despite all the changes in the industry and its own operations, OCB’s focus continues to be helping people achieve the dream of home ownership and relying upon the prudent lending practices that have helped it remain strong in both good and challenging economic times.  &RQWLQXHG RQ SDJH

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