2016 Vol. 100 No. 4

TABLE OF CONTENTS VOLUME 100 NO. 4 6925 Parkdale Place Indianapolis IN 46254-4673 Phone: 317-387-9380 Fax: 317-387-9374 Twitter @indianabankers www.indianabankers.org Publisher: S. Joe DeHaven Editor: Laura Wilson Advertising: Rod Lasley Email news releases to: IBAcommunications @indianabankers.org Hoosier Banker (ISSN 0018-473X) is published monthly by the IBA Service Corp., a subsidiary of IBA Holding Company Inc., that is a wholly owned subsidiary of the Indiana Bankers Association. The magazine invites news from IBA members. Copy deadline: first of the month preceding publication. Advertising: Rates available upon request or online at www.indianabankers.org. Advertisers should provide electronic PDFs by the fifth day of the month preceding publication. Hoosier Banker advertising is available to members and associate members of the Indiana Bankers Association only. Subscriptions: Hoosier Banker subscriptions are provided free of charge exclusively to members and associate members of the Indiana Bankers Association. Public access to Hoosier Banker Digital is available at www.indianabankers.org. COVER STORY 8 BANK JUNIOR BOARDS OF DIRECTORS: FINANCIAL LITERACY OPPORTUNITY FEATURES 5 CEO PONDERINGS S. Joe DeHaven, IBA 6 IBA CALENDAR OF EVENTS 7 IBA BOARD REVIEW Joseph D. Carlson, Community State Bank, Royal Center 10 HOOSIER BANKER HERITAGE 20 FROM FARM CREDIT TO FINTECH:THE CASE FOR LEVELING THE PLAYING FIELD Robert S. Nichols,ABA 22 FROM FARCE TO MENACE Camden R. Fine, ICBA DIRECTORS / SENIOR MANAGEMENT 12 KEY RISK ISSUES EVERY TREASURY MANAGEMENT OFFICER SHOULD CONSIDER Lori Jean, Krieg DeVault LLP 15 HOW THE COW ATE THE CABBAGE Are Your Interest-Rate Risk Reports Giving You the Unvarnished Truth? Lester F. Murray,The Baker Group PSP SHOWCASE 17 NEW IBA PREFERRED SERVICE PROVIDER OFFERS OFFICE SUPPLIES AND MORE Rod Lasley, IBA GR SPOTLIGHT 26 NEXT STEPS FOR INDIANA BANKING ADVOCACY Joshua A. Myers, IBA DEPARTMENTS 16 NEW BRANCHES, BUILDINGS & OPENINGS 18 COMPLIANCE CONNECTION Brett J.Ashton, Krieg DeVault LLP 19 ANNIVERSARY MILESTONES 23 ASSOCIATE MEMBERS’ CORNER 23 FROM THE BOARD ROOM 24 HONORABLE MENTIONS 27 TAKING IT EASY 28 BANKING ON COMMUNITY 30 BANKERS ON THE MOVE 34 VIDEO BONUS 34 ADVERTISERS INDEX 1916 - 2016 YEARS 3 Hoosier Banker April 2016 Junior Boards of Directors Junior boards offer unique financial literacy benefits.

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